Easy there big fella...we're all friends here.
Yes, I defer to your expertise on Penn...
The only thing I have of value to add here is a high level of skepticism for ATM's clones that don't have a clue what they are doing...but instead leach off of legitimate businesses such as your own. ATM made a tidy profit in setting up Navy Fed...they could have at least tried to earn that money by training them properly first.
And I have already added that, so now I'm going back to being entertained by watching.
However you choose to deal with them, I wish you the best and hope you feel better soon.
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