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UK: New Insurtech Solution Incept to Revolutionise How Property Deals Get Done
A pioneering new insurtech solution, launched today at the UK Mortgage Finance Conference in London, promises to significantly accelerate property deals for buyers, sellers and lenders alike with on-demand, data-driven title insurance policies generated in seconds. Incept is a revolutionary, algorithm-driven underwriting platform that delivers all-risks title insurance policies in real time based on a live data feed sourced directly from the Land Registry.
NAR Pending Home Sales Report Shows 4.0% Increase in August
"Lower mortgage rates are enabling more home buyers to go under contract," said NAR Chief Economist Lawrence Yun. "In the Midwest, low mortgage rates combined with high levels of affordability are attracting more buyers compared to other regions."
NAR Existing-Home Sales Report Shows 0.2% Decrease in August
"Home sales have been sluggish over the past few years due to elevated mortgage rates and limited inventory," said NAR Chief Economist Lawrence Yun. "However, mortgage rates are declining and more inventory is coming to the market, which should boost sales in the coming months."
Mortgage Applications Increased in Latest MBA Weekly Survey
“Mortgage rates declined further last week, with the 30-year fixed rate falling to its lowest level since last September to 6.34 percent. Interest rates generally have moved up following the FOMC meeting last week but remain in a range that should continue to lead to increased refinance activity. Refinance volume increased further last week and is now 80 percent higher than four weeks ago, accounting for more than 60 percent of all application activity,” said Mike Fratantoni, MBA’s SVP and Chief Economist.
ALTA Reports Q2 2025 Market Share and Title Insurance Premium Volume
“The title insurance industry continues to demonstrate resilience and reliability, even as the broader real estate market faces headwinds,” said ALTA CEO Chris Morton. “These results reflect not only strong financial performance, but also the vital role title professionals play in commercial real estate transactions alongside the residential housing market."

Real Title Services
New Home Sales Post Unexpected Large Gain in August
“New home sales experienced a significant surge in August, while builder confidence held steady at a low reading in September,” said Buddy Hughes, chairman of the National Association of Home Builders and a home builder and developer from Lexington, N.C. “While this month’s figure may be subject to downward revision, we do expect a general improvement in sales over the coming months, supported by the recent decline in mortgage rates.”
REALTORS® Embrace AI, Digital Tools to Enhance Client Service, NAR Survey Finds
Agents who are REALTORS® are leaning into artificial intelligence while continuing to rely on digital tools such as eSignature, social media, and drone photography to serve their clients, according to the National Association of REALTORS®' 2025 Technology Survey.
Housing Starts Remain Soft Ahead of Fed Meeting
“Housing affordability is hurting buyer traffic for builders, and as a result builders have slowed single-family home construction,” said Buddy Hughes, chairman of the National Association of Home Builders (NAHB) and a home builder and developer from Lexington, N.C. “Nonetheless, our latest survey shows builders reported an increase for future market expectations as mortgage rates have posted a modest decline in recent weeks.”
Mortgage Applications Increased in Latest MBA Weekly Survey
“Indicative of the weakening job market, and in anticipation of a rate cut from the Federal Reserve, mortgage rates last week dropped to their lowest level since last October, with the 30-year fixed rate declining to 6.39 percent. Homeowners responded swiftly, with refinance application volume jumping almost 60 percent compared to the prior week,” said Mike Fratantoni, MBA’s SVP and Chief Economist.
August New Home Purchase Mortgage Applications Increased 1.0 Percent
“Applications to purchase newly constructed homes remained higher than last year, although the monthly pace of applications slowed from July,” said Joel Kan, MBA’s Vice President and Deputy Chief Economist. “The bright spot in the August results was that estimated new home sales increased for the third consecutive month to its strongest sales pace in almost a year."
Builder Confidence Steady but Future Sales Expectations Hit Six-Month High
“While builders continue to contend with rising construction costs, a recent drop in mortgage interest rates over the past month should help spur housing demand,” said NAHB Chairman Buddy Hughes, a home builder and developer from Lexington, N.C.
MISMO Publishes Updated Charge and Fee Naming Guide for Industry Use
“The Naming Guide empowers lenders to deliver a more transparent, efficient, and compliant mortgage experience for consumers and stakeholders alike,” said MISMO Acting President Rick Hill. “This update, which includes a comprehensive guide and the addition of more than 40 new fees, enables lenders to effectively support evolving loan origination practices, particularly in the expanding e-mortgage sector.”
Holland & Knight Files Amicus Brief on Behalf of American Land Title Association Contesting AML Regulations for Residential Real Estate Transactions
ALTA, the national voice of the title insurance and settlement services industry, has approximately 5,700 company members, ranging from very small, one-county operations to larger, national title insurers. ALTA filed the amicus brief to provide the court with important information on the substantial compliance burdens that the Rule will impose upon ALTA's membership – particularly small businesses – and the speculative nature of the Rule's purported benefits.
Commercial and Multifamily Mortgage Delinquency Rates Increased in Second-Quarter 2025
“The delinquency rate for commercial mortgages increased in the second quarter of 2025 across most major capital sources,” said Reggie Booker, MBA’s Associate Vice President of Commercial Real Estate Research. “The largest increase was among CMBS loans, driven by rising delinquencies in both multifamily and office properties."
Mortgage Application Payments Increased in Latest MBA Weekly Survey
“Mortgage rates declined for the second consecutive week as Treasury yields moved lower on data indicating that the labor market is weakening. The 30-year fixed rate decreased to 6.49 percent, down 20 basis points over the past two weeks to the lowest since October 2024,” said Joel Kan, MBA’s Vice President and Deputy Chief Economist. “The downward rate movement spurred the strongest week of borrower demand since 2022, with both purchase and refinance applications moving higher."
Fidelity National Financial Announces Partnership with CLEAR to Fight Real Estate Fraud
"Our partnership with CLEAR demonstrates our ongoing commitment to innovation and our dedication as an industry leader to stay ahead of emerging threats," said Mike Nolan, Chief Executive Officer of Fidelity National Financial. "By integrating CLEAR's biometric technology directly into our operational processes and our inHere platform, we're reinforcing the essential role that title insurance and title companies play in the real estate ecosystem."
NAHB Calls on Congress to Protect Energy Choice
The National Association of Home Builders today called on Congress to help ease the housing affordability crisis by supporting policies that preserve energy choice, ensure access to a full range of appliances and maintain flexibility in building energy codes that are critical to keep housing affordable and attainable for America’s families.
Victory for Homebuyers: President Signs NAR-Supported Privacy Bill
“The National Association of Realtors® strongly supported this legislation from day one, fighting to end a practice that bombards homebuyers with unwanted calls, texts, and emails at one of the most important moments of their lives,” said Shannon McGahn, NAR executive vice president and chief advocacy officer. “This is a win for transparency, consumer control, and privacy in the mortgage process."
August Jobs Report Commentary from MBA's Mike Fratantoni
“Job growth slowed to just 22,000 in August and estimates for the prior two months were revised down by 21,000. The revised estimate is now showing a net loss in June, and the unemployment rate rose to 4.3%. The job market is softening, with even sectors like health care, which had steadily contributed to job growth, now slowing. Job losses continued in the federal government and manufacturing sectors."
First American Title Appoints Tara Smith Executive Vice President of Enterprise Growth and Multi-Brand Strategy
“Tara brings a powerful combination of industry expertise, strategic vision, and customer focus,” said Sally Tyler, president, First American Title. “She’s ideally suited to drive strategic growth planning across the enterprise and accelerate our multi-brand strategy. I look forward to the impact she will make on our company’s future.”
Mortgage Applications Decrease in Latest MBA Weekly Survey
“Mortgage rates declined last week, with the 30-year fixed rate decreasing to its lowest level since April to 6.64 percent. However, that was not enough to spark more application activity,” said Joel Kan, MBA’s Vice President and Deputy Chief Economist. “Refinance applications saw a small increase from the previous week, driven by FHA and VA refinance applications, but conventional refinances declined."
Title Resources Group Expands in Mid-Atlantic with New Agency Account Manager
Title Resources Group, one of the nation's leading title insurance underwriters, has appointed Stacy Short as Agency Account Manager for Virginia, Maryland and the District of Columbia. A 30-year real estate industry professional, Short will drive business development efforts in the Mid-Atlantic by forming and managing relationships with title insurance agents while supporting their growth initiatives.
Single-Family Construction Down in Large Metros, Up in Rural Areas
“Multifamily market conditions remain stronger than expected, as single-family homeownership sits well out of reach for many households,” said NAHB Chief Economist Robert Dietz. “Favorable construction dynamics in low-population density areas, such as lower regulation and land costs, have boosted multifamily construction in smaller markets while the high-density areas have seen construction declines.”
Warren, Schumer, Booker Call on FHFA Director Pulte to Do His Job to Lower Housing Costs and Abandon Attempts to Help Trump Illegally Take Over the Fed
“As FHFA Director, you have a legitimate role to play in addressing these issues. Instead of spinning rumors about the Federal Reserve Chair’s retirement or taking credit for credit scoring actions and title insurance pilots created by former FHFA Director Sandra Thompson under the Biden Administration, you could demonstrate an actual commitment to improving the everyday lives of the American people and work to make housing more affordable for them.” the Senators wrote.
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