Maybe this has been discussed but I'm new to the forum so bear with me. I have always wondered about requests for plat maps from customers, to the extent of asking them outright why they needed this in a current owner search. If a plat is from the 1890's, bigger than a fancy car bonnet, and discloses only a faded box as the subject lot, what practical purpose is it to the lender? Perhaps an examiner may spot an unknown alley or easement but general and specific exceptions usually cover these possibilities, and quite honestly, having worked both ends, I know the "bundled services providers", in their need for speed, insure over all manner of CCR's without to much sleep lost. I think the request has specific merit in states like Georgia or the Carolinas, where each parcel can be a "plat" and sometimes you'll see no legal, just a reference to the plat recorded as a second page to said deed. I am going to charge an additional fee for the service from now on. Perhaps someone can create a specialty business for this, "Plats USA", sort of like the Flood Letter industry.
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