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THANKS - SARAH CIRAOLO/NY
2/4/2005 3:30:09 PM (1383 views)

thing are "slow" - Toni Betts/IL
2/4/2005 11:50:22 AM (1923 views)
Re: thing are "slow" - AR/VA
2/4/2005 4:29:45 PM (2736 views)
Re: thing are "slow" - Shannon Blatt/VA
2/4/2005 5:56:15 PM (2726 views)
Re: thing are "slow" - Lisa Ramsey/TX
2/5/2005 3:28:00 PM (2687 views)
Re: thing are "slow" - Lisa Ramsey/TX
2/7/2005 6:10:32 PM (2534 views)
Re: thing are "slow" - Lisa Ramsey/TX
2/7/2005 9:05:26 PM (2604 views)
Re: thing are "slow" - Judy Nisonger/CA
2/8/2005 12:34:56 PM (2633 views)
Re: thing are "slow" - Lisa Ramsey/TX
2/7/2005 8:58:08 PM (2651 views)
Re: thing are "slow" - Shannon Blatt/VA
2/7/2005 11:14:49 PM (2526 views)
Re: thing are "slow" - Jonathan Figliuolo/NY
2/8/2005 4:02:08 PM (2611 views)
Re: thing are "slow" - kevin ahern/CT
2/8/2005 5:05:25 PM (2550 views)
Re: thing are "slow" - Douglas Gallant/OH
2/8/2005 8:15:43 PM (2477 views)
Re: thing are "slow" - Lisa Ramsey/TX
2/8/2005 9:54:49 PM (2503 views)
Re: thing are "slow" - Lisa Ramsey/TX
2/8/2005 5:59:54 PM (2556 views)

Wow, Thank you - AR/VA
2/4/2005 11:13:47 AM (1408 views)

BOB KRUMMEL_ THIS MESSAGE IS FOR YOU!!!!!! - Michelle Bernard/LA
2/3/2005 8:17:28 PM (1932 views)
To Robert Breakell... - Scott Perry/PA
2/3/2005 8:59:52 PM (2610 views)
Re: To Robert Breakell... - Robert Breakell/CT
2/3/2005 9:08:58 PM (2621 views)

Just thought I would share.... - Loretta Reed/MD
2/3/2005 7:58:04 PM (1836 views)
Re: Just thought I would share.... - Robert Breakell/CT
2/3/2005 8:00:59 PM (2543 views)
Re: Just thought I would share.... - Lisa Ramsey/TX
2/4/2005 12:30:15 AM (2565 views)
Re: Just thought I would share.... - Lisa Ramsey/TX
2/4/2005 12:30:16 AM (2565 views)
Re: Just thought I would share.... - Michelle Bernard/LA
2/5/2005 12:59:38 AM (2566 views)
Re: Just thought I would share.... - Donna Grady/NC
2/7/2005 12:07:26 AM (3299 views)
Re: Just thought I would share.... - Phyllis Wood
2/7/2005 9:33:36 AM (2731 views)


Real Title Services


May I vent? - AR/VA
2/3/2005 5:27:40 PM (1909 views)
Re: May I vent? - Shannon Blatt/VA
2/3/2005 5:30:59 PM (2538 views)
Re: May I vent? - Jonathan Figliuolo/NY
2/3/2005 5:51:42 PM (2549 views)
Re: May I vent? - Loretta Reed/MD
2/3/2005 7:52:43 PM (2627 views)
Re: May I vent? - AR/VA
2/4/2005 10:50:34 AM (2552 views)
Re: May I vent? - AR/VA
2/4/2005 11:04:04 AM (2524 views)
Re: May I vent? - Michelle Bernard/LA
2/3/2005 7:46:11 PM (2531 views)
Re: May I vent? - Shannon Blatt/VA
2/3/2005 8:14:08 PM (2518 views)
Re: May I vent? - Michelle Bernard/LA
2/3/2005 8:19:33 PM (2540 views)
I have a theory - Mark Russomanno/NJ
2/3/2005 8:22:16 PM (2502 views)
Re: I have a theory - Robert Breakell/CT
2/3/2005 9:20:29 PM (2505 views)
Re: I have a theory - Lisa Ramsey/TX
2/4/2005 12:28:41 AM (2435 views)
Re: I have a theory - AR/VA
2/4/2005 11:01:26 AM (2495 views)

A Courthouse Story - David Bloys/TX
2/3/2005 10:25:00 AM (2542 views)
Re: A Courthouse Story - kevin ahern/CT
2/3/2005 3:11:46 PM (2582 views)
Re: A Courthouse Story - David Bloys/TX
2/3/2005 7:16:32 PM (2551 views)
Re: A Courthouse Story - kevin ahern/CT
2/3/2005 8:02:04 PM (2482 views)
Re: A Courthouse Story - David Bloys/TX
2/3/2005 9:28:42 PM (2508 views)
Re: A Courthouse Story - kevin ahern/CT
2/4/2005 3:02:25 AM (2524 views)
Re: A Courthouse Story - Jay Duncan
2/4/2005 8:48:42 AM (2609 views)
Re: A Courthouse Story - kevin ahern/CT
2/4/2005 7:26:18 PM (2522 views)
Re: A Courthouse Story - Jay Duncan
2/5/2005 6:05:47 PM (2480 views)
Re: A Courthouse Story - Ellen Malloy/MO
2/4/2005 6:11:15 PM (2382 views)
Re: A Courthouse Story - Michelle Bernard/LA
2/3/2005 9:42:55 PM (2498 views)
Re: A Courthouse Story - kevin ahern/CT
2/4/2005 3:00:46 AM (2573 views)
Re: A Courthouse Story - Michelle Bernard/LA
2/4/2005 10:33:24 PM (2496 views)

Totally Unrelated!!! - J.T. Shoemaker/NY
2/3/2005 9:14:47 AM (2388 views)
Re: Totally Unrelated!!! - Traci Christian/AL
2/4/2005 12:14:06 AM (2397 views)
Re: Totally Unrelated!!! - Michelle Bernard/LA
2/4/2005 11:16:22 PM (2360 views)
Re: Totally Unrelated!!! - Michelle Bernard/LA
2/4/2005 11:12:18 PM (2472 views)
Re: Totally Unrelated!!! - Judy Nisonger/CA
2/8/2005 7:49:51 PM (2345 views)

AITF Lending in New York - Liza Jackson/CO
2/2/2005 5:53:06 PM (1739 views)

ethics - Toni Betts/IL
2/2/2005 5:07:47 PM (1887 views)
Re: ethics - Robert Franco/OH
2/2/2005 6:22:27 PM (2472 views)
Re: ethics - Judy Nisonger/CA
2/2/2005 6:59:14 PM (2521 views)
Re: ethics - Barbara Bennett/IN
2/2/2005 7:50:40 PM (2436 views)
Re: ethics - Lisa Ramsey/TX
2/2/2005 8:19:46 PM (2462 views)
Re: ethics - Robert Franco/OH
2/2/2005 8:15:25 PM (2439 views)
Re: ethics - David Bloys/TX
2/2/2005 8:39:58 PM (2442 views)
Re: ethics - Smitty Strickland
2/2/2005 8:18:57 PM (2447 views)
Re: ethics - Donna Grady/NC
2/3/2005 12:30:30 AM (2501 views)

I agree with all that has been said on this thread.  When I left NC in 2001 the abstractors here all got along well with each other.  But there were only three of us independents and the others were employed by attorneys.  I went to SC and the majority of the abstractors were independents and territorial.  A few of them were hateful and mean.  So I wanted to return to NC where all the abstractors were more like family and friends.  When I returned to NC in 2004, it was the same as SC, the abstractors were at each others throats and not just the independents, the employed ones too.  I think it is the change in the industry as a whole.

I had to take a big cut in my fees in order to continue working for some of the same companies in NC that I worked for in SC.  So now I make the same fee in 2005 that I was making in 1993-2001 in NC.  Although in this county, the cost of a house has increased over 50% in the last three years.  The realtors make 6% commission the attorneys get $450.00 for purchase closings and the employed abstractors make $32 - 35,000.00 a year except the two male employed abstractors.  They make over $45,000.00.  An attorney can only pay an independent abstractor $50.00 for a search because he/she pays that out of the $450.00.  In SC, a search for an attorney could run up to $125 to $400 because the fee is collected on the HUD as separate from the attorney's closing fee.  To be honest, a search in SC is harder than in NC because of the way the title insurance companies are set up.  In NC, you can tack to an insurance policy and come up no matter which attorney's office did the previous search.  The title insurance company will insure the back title.  In SC, each attorney's office has their own title insurance company and they do not give out their back title.  So in SC, unless the attorney has already done the search before, every search is a full search.  Keep in mind I am not talking about the (national) title companies that request one owner searches.

As more and more title companies have sprung up in NC, the attorneys are not getting their piece of the pie which has caused some law firms to lay off title searchers.  Therefore the NC Bar is opposed to title companies and the way for them to get rid of them is to regulate how the attorneys can or can not use the independent abstractors.  No word yet from the NC Bar on their proposal.  They were supposed to rule on it in January.  None of the attorneys that I have asked have heard whether or not anything has be finalized.

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Re: ethics - Jonathan Figliuolo/SC
2/4/2005 5:17:44 PM (2425 views)
Re: ethics - Robert Franco/OH
2/4/2005 5:35:27 PM (2393 views)
Re: ethics - Douglas Gallant/OH
2/4/2005 6:04:45 PM (2401 views)
Re: ethics - Robert Breakell/CT
2/3/2005 7:50:20 PM (2379 views)

ABSTRACTING SOFTWARE - KIM HAASE/MT
2/2/2005 2:09:46 PM (2120 views)
Re: ABSTRACTING SOFTWARE - KIM HAASE/MT
2/2/2005 8:27:32 PM (2553 views)
Re: ABSTRACTING SOFTWARE - Robert Franco/OH
2/2/2005 9:31:51 PM (3466 views)
Re: ABSTRACTING SOFTWARE - Shannon Blatt/VA
2/2/2005 10:42:02 PM (2538 views)
Re: ABSTRACTING SOFTWARE - KIM HAASE/MT
2/3/2005 10:43:13 AM (2415 views)
Re: ABSTRACTING SOFTWARE - George/VA
2/3/2005 1:54:52 PM (2512 views)
Re: ABSTRACTING SOFTWARE - Samson Ugorji/MD
2/3/2005 5:45:47 PM (2474 views)
Re: ABSTRACTING SOFTWARE - Cynthia May/VA
2/4/2005 10:12:22 PM (2481 views)
Re: ABSTRACTING SOFTWARE - Jay Duncan
2/5/2005 6:10:50 PM (2509 views)
Re: ABSTRACTING SOFTWARE - Shannon Blatt/VA
2/5/2005 6:28:17 PM (2486 views)
Re: ABSTRACTING SOFTWARE - George/VA
2/5/2005 7:05:39 PM (2454 views)
Re: ABSTRACTING SOFTWARE - Shannon Blatt/VA
2/6/2005 11:38:05 AM (2412 views)
Re: ABSTRACTING SOFTWARE - George/VA
2/5/2005 7:07:49 PM (2446 views)
Re: ABSTRACTING SOFTWARE - Smitty Strickland/SC
2/3/2005 6:21:10 PM (2524 views)
Re: ABSTRACTING SOFTWARE - Robert Franco/OH
2/3/2005 6:45:10 PM (2470 views)
Re: ABSTRACTING SOFTWARE - Shannon Blatt/VA
2/3/2005 8:16:25 PM (2381 views)
Re: ABSTRACTING SOFTWARE - Smitty Strickland/SC
2/4/2005 5:59:19 PM (2397 views)
Re: ABSTRACTING SOFTWARE - Loretta Reed/MD
2/6/2005 10:06:56 AM (2418 views)
Re: ABSTRACTING SOFTWARE - Smitty Strickland/SC
2/4/2005 5:56:37 PM (2420 views)
Re: ABSTRACTING SOFTWARE - Robert Franco/OH
2/4/2005 8:02:06 PM (2383 views)
Re: ABSTRACTING SOFTWARE - Smitty Strickland/SC
2/6/2005 11:32:22 AM (2362 views)
Re: ABSTRACTING SOFTWARE - Lisa Ramsey/TX
2/6/2005 8:54:38 PM (2358 views)
Re: ABSTRACTING SOFTWARE - Cynthia May/VA
2/7/2005 5:05:47 PM (2352 views)
Re: ABSTRACTING SOFTWARE - George/VA
2/7/2005 5:06:55 PM (2403 views)
Re: ABSTRACTING SOFTWARE - Lisa Ramsey/TX
2/7/2005 6:02:04 PM (2409 views)
Re: ABSTRACTING SOFTWARE - George/VA
2/7/2005 6:22:24 PM (2365 views)
Re: ABSTRACTING SOFTWARE - Lisa Ramsey/TX
2/7/2005 8:23:53 PM (2328 views)
Re: ABSTRACTING SOFTWARE - George/VA
2/7/2005 8:29:00 PM (2343 views)
Re: ABSTRACTING SOFTWARE - George/VA
2/8/2005 8:34:32 PM (2321 views)
Re: ABSTRACTING SOFTWARE - Tom Miller/NY
5/12/2005 4:44:57 PM (2302 views)
Re: ABSTRACTING SOFTWARE - Patty Baber/FL
3/30/2021 12:06:46 PM (1216 views)

Bob Krummel - Busted! - Robert Franco/OH
2/1/2005 11:55:08 PM (2311 views)
Re: Bob Krummel - Busted! - Shannon Blatt/VA
2/2/2005 12:59:56 AM (2512 views)
Re: Bob Krummel - Busted! - David Bloys/TX
2/2/2005 7:27:53 AM (2441 views)
Re: Bob Krummel - Busted! - Loretta Reed/MD
2/2/2005 8:09:13 AM (2413 views)
Re: Bob Krummel - Busted! - J.T. Shoemaker/NY
2/2/2005 8:44:40 AM (2470 views)
Re: Bob Krummel - Busted! - Jay Duncan
2/2/2005 8:59:20 AM (2335 views)
Re: Bob Krummel - Busted! - Jay Duncan
2/2/2005 8:59:43 AM (2376 views)
Re: Bob Krummel - Busted! - Thomas Moens/IL
2/2/2005 10:16:41 AM (2381 views)
Re: Bob Krummel - Busted! - Judy Nisonger/CA
2/2/2005 2:05:37 PM (2344 views)
Re: Bob Krummel - Busted! - Robert Franco/OH
2/2/2005 5:15:11 PM (2418 views)
Re: Bob Krummel - Busted! - Lisa Ramsey/TX
2/2/2005 8:07:13 PM (2345 views)
Re: Bob Krummel - Busted! - Michelle Bernard/LA
2/3/2005 8:04:46 PM (2315 views)
Re: Bob Krummel - Busted! - Cathy Iffergan/TX
2/10/2005 1:45:08 AM (2266 views)
Re: Bob Krummel - Busted! - Judy Nisonger/CA
2/10/2005 3:14:04 AM (2326 views)

NorCal Notary Public Luncheon 1-29-05 - Fay Hudson/CA
2/1/2005 1:26:48 PM (1503 views)

21 yr Judicial searches - Susan/OH/OH
2/1/2005 10:36:28 AM (1500 views)

DRI Title - Thomas Moens/IL
2/1/2005 10:08:01 AM (1985 views)
Re: DRI Title - David Nixon/MA
2/1/2005 12:28:36 PM (2589 views)
Re: DRI Title - AR/VA
2/1/2005 9:01:40 PM (2542 views)
Re: DRI Title - Thomas Moens/IL
2/2/2005 10:14:09 AM (2537 views)
Re: DRI Title - Spencer Kinsey/AR
2/3/2005 10:57:28 PM (2477 views)
Re: DRI Title - terry sutton/CT
2/9/2005 12:08:40 PM (2461 views)


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