Hey Mark,
I will agree with you on all the points except one and partially two. Expanding your coverage is a nice way to expand your business. Now if you expand your coverage without a short term and a long term plan, then yes, you could be out of business in a short period of time. You should always look for ways to expand your business and not just relying on new clients. Also bitting off more than you can chew can also force you to grow your business as well, hire that employee. As business owners, we are risk takers, daredevils and are willing to push the envelope to make our business grow.
If you are not growing your business, it is dying.
Jay
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