...I would tend to view this very suspiciously. First of all, 1997 is not so very long ago. If the loan were indeed paid off....was a subsequent loan recorded? and if so, by whom? The next lienholder may very well hold the payoff paperwork that shows (if nothing else) disbursal of proceeds to the "nonexistent" lender. Here in Missouri, we have Affidavit of Lost Notes -but I still find it odd that there is no registered agent for that lienholder. My idea of "Ancient" may be a little outdated, but I would tend to think it would be more than just 8 years. ...just an opinion....
EM
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