Excellent Robert!!! You know I've done a lot of research about this exact same thing. I don't think we've heard the end of it. HUD has trippled it's "investigation team" and I think we are going to see many many many more audits in all areas of this industry by HUD/FDIC/FTCetc. I'm sure that it's going to take a while before they finally come up with a general idea and enough amo for congress to accept HUDS position on this however I foresee these "ducks" paying the "bill" eventually.
I like you say...don't do it.
Adrienne
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