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SOT Monthly Spotlight Feature - Jarrod Clabaugh/OH
8/30/2005 1:19:09 PM (1899 views)

Abstracting Software - Regina Engebritson Engebritson/MN
8/30/2005 1:24:11 AM (2530 views)
Re: Abstracting Software - Kurt deVries/FL
8/30/2005 9:42:43 AM (3046 views)
Re: Abstracting Software - Robert Franco/OH
8/30/2005 9:49:24 AM (2965 views)
Re: Abstracting Software - Jay Duncan/MO
8/30/2005 12:32:40 PM (4097 views)
Re: Abstracting Software - Kurt deVries/FL
8/30/2005 12:43:17 PM (3044 views)
Re: Abstracting Software - Spencer Kinsey/AR
8/30/2005 7:13:06 PM (2981 views)

looking for Abstract textbook reviewers - Jeanne Johnson/MN
8/29/2005 11:22:34 AM (2477 views)
Re: looking for Abstract textbook reviewers - Jay Duncan/MO
8/29/2005 1:59:09 PM (2830 views)
Re: looking for Abstract textbook reviewers - Jeanne Johnson/MN
9/6/2005 5:08:30 PM (3890 views)

UNITED DOCUMENT SERVICES INC - Ted Lannon/MA
8/29/2005 11:21:08 AM (3718 views)
Re: UNITED DOCUMENT SERVICES INC - Kevin Ahern/CT
8/29/2005 12:17:28 PM (3087 views)
Re: UNITED DOCUMENT SERVICES INC - Anne Gilbert/VT
9/1/2005 9:52:29 PM (3060 views)
Re: UNITED DOCUMENT SERVICES INC - Scott Perry/PA
9/2/2005 7:26:56 AM (3035 views)
Re: UNITED DOCUMENT SERVICES INC ***UPDATE*** - Scott Perry/PA
9/2/2005 7:38:23 AM (3106 views)
Re: UNITED DOCUMENT SERVICES INC ***UPDATE*** - Kevin Ahern/CT
9/2/2005 8:44:54 AM (3035 views)
Re: UNITED DOCUMENT SERVICES INC ***UPDATE*** - Scott Perry/PA
9/6/2005 9:04:11 PM (2971 views)
Re: UNITED DOCUMENT SERVICES INC ***UPDATE*** - Ted Lannon/MA
9/6/2005 4:41:37 PM (3122 views)
Re: UNITED DOCUMENT SERVICES INC ***UPDATE*** - Gail Frey/CT
9/19/2005 11:14:06 PM (2872 views)
Re: UNITED DOCUMENT SERVICES INC - Cherie Smurthwaite/CA
10/29/2005 6:23:59 PM (2835 views)

Source of Title's new look... - Robert Franco/OH
8/27/2005 10:10:33 AM (2429 views)
Re: Source of Title's new look... - Dave Pell/FL
8/27/2005 11:15:07 AM (2988 views)
Re: Source of Title's new look... - Robert Franco/OH
8/27/2005 11:56:22 AM (2945 views)
But Where Are The Factoids?! - Scott Perry/PA
8/27/2005 12:12:32 PM (2953 views)
Re: But Where Are The Factoids?! - Robert Franco/OH
8/27/2005 2:07:42 PM (2984 views)
Re: Source of Title's new look... - Jay Duncan/MO
8/29/2005 7:33:17 AM (2858 views)
Re: Source of Title's new look... - Jason Sheppard/PA
8/29/2005 8:00:03 PM (3018 views)


Real Title Services


Title Direct non-payment - Anne Gilbert/VT
8/26/2005 6:25:10 PM (2431 views)
Re: Title Direct non-payment - Kevin Ahern/CT
8/31/2005 3:10:47 PM (2718 views)
Re: Title Direct non-payment - Ted Lannon/MA
9/6/2005 4:55:03 PM (2959 views)
Re: Title Direct non-payment - Kevin Ahern/CT
9/6/2005 6:17:04 PM (2816 views)
Re: Title Direct non-payment - Lois Morgan/AZ
9/6/2005 10:13:33 AM (2800 views)
Re: Title Direct non-payment - Jacqueline Costa/RI
9/6/2005 3:24:46 PM (2928 views)

Mortgage over 30 years old, but no release - David Kossman/MO
8/25/2005 3:16:53 PM (2689 views)
Re: Mortgage over 30 years old, but no release - Robert Franco/OH
8/25/2005 4:22:52 PM (3182 views)
Re: Mortgage over 30 years old, but no release - David Kossman/MO
8/25/2005 4:39:48 PM (3121 views)
Re: Mortgage over 30 years old, but no release - Robert Franco/OH
8/25/2005 5:23:39 PM (2921 views)
Re: Mortgage over 30 years old, but no release - Lisa Ramsey/TX
8/25/2005 6:46:54 PM (3018 views)
Re: Mortgage over 30 years old, but no release - Jeanne Mendes/CA
10/7/2005 3:46:42 AM (2751 views)
Re: Mortgage over 30 years old, but no release - Robert Franco/OH
10/7/2005 12:44:27 PM (2912 views)
Re: Mortgage over 30 years old, but no release - Patrick Scott/IL
8/25/2005 7:05:29 PM (2986 views)
Re: Mortgage over 30 years old, but no release - Kevin Ahern/CT
8/25/2005 7:32:06 PM (3067 views)
Re: Mortgage over 30 years old, but no release - LAWANDA MCMILLIAN/AR
8/25/2005 9:33:34 PM (2916 views)
Re: Mortgage over 30 years old, but no release - Lisa Ramsey/TX
8/26/2005 9:02:34 AM (2976 views)
Re: Mortgage over 30 years old, but no release - Kevin Ahern/CT
8/26/2005 11:51:44 AM (2971 views)
Re: Mortgage over 30 years old, but no release - Lisa Ramsey/TX
8/26/2005 2:28:31 PM (2922 views)
Re: Mortgage over 30 years old, but no release - Scott Perry/PA
8/26/2005 8:05:28 PM (2999 views)
Re: Mortgage over 30 years old, but no release - Jay Duncan/MO
8/28/2005 6:57:05 PM (2932 views)
Re: Mortgage over 30 years old, but no release - Scott Perry/PA
8/28/2005 7:43:29 PM (2898 views)
Re: Mortgage over 30 years old, but no release - Jay Duncan/MO
8/29/2005 7:31:14 AM (2849 views)
Re: Mortgage over 30 years old, but no release - James "Lin" Toney/MS
8/26/2005 10:48:04 PM (2984 views)
Re: Mortgage over 30 years old, but no release - Donna Grady/NC
8/27/2005 7:50:27 PM (2974 views)
Re: Mortgage over 30 years old, but no release - Scott Perry/PA
8/27/2005 8:08:16 PM (2932 views)

Back to school - monica froese/ME
8/23/2005 4:16:43 PM (2345 views)
Re: Back to school - Robert Franco/OH
8/23/2005 4:39:58 PM (3011 views)
Re: Back to school - Kevin Ahern/CT
8/23/2005 6:04:12 PM (2984 views)
Re: Back to school - Robert Franco/OH
8/24/2005 8:32:11 AM (2842 views)
Re: Back to school - Kevin Ahern/CT
8/24/2005 9:37:44 AM (2845 views)
Re: Back to school - Wendi See/SC
8/24/2005 9:32:33 PM (2920 views)
Re: Back to school - James "Lin" Toney/MS
8/24/2005 10:04:10 PM (2859 views)
Re: Back to school - Kevin Ahern/CT
8/25/2005 7:43:34 AM (2880 views)
Re: Back to school - Robert Franco/OH
8/25/2005 10:01:26 AM (2839 views)
Re: Back to school - Robert Franco/OH
8/25/2005 9:54:47 AM (2776 views)
Re: Back to school - LAWANDA MCMILLIAN/AR
8/25/2005 9:38:24 PM (2886 views)
Re: Back to school - Anne Gilbert/VT
8/26/2005 5:51:16 PM (2783 views)

Liability Disclaimer - Danielle Nelson/WI
8/23/2005 2:01:59 PM (2459 views)
Re: Liability Disclaimer - Robert Franco/OH
8/23/2005 4:14:02 PM (3137 views)
Re: Liability Disclaimer - Lisa Ramsey/TX
8/23/2005 5:18:18 PM (3034 views)
Re: Liability Disclaimer - David Bloys/TX
8/23/2005 5:31:15 PM (3057 views)
Re: Liability Disclaimer - William Pattison /CA
3/18/2008 5:13:07 PM (2553 views)
Re: Liability Disclaimer - Kelli Gorman/TX
9/1/2005 1:14:08 PM (2868 views)
Re: Liability Disclaimer - Kevin Ahern/CT
9/1/2005 1:52:10 PM (2881 views)
Re: Liability Disclaimer - Kelli Gorman/TX
9/1/2005 10:38:48 PM (2889 views)
Re: Liability Disclaimer - Kevin Ahern/CT
9/2/2005 6:11:19 AM (2934 views)
Re: Liability Disclaimer - Scott Perry/PA
8/23/2005 5:42:49 PM (3046 views)
Re: Liability Disclaimer - Kevin Ahern/CT
8/23/2005 6:45:13 PM (2967 views)

In Connecticut we are not permitted to disclaim liability for negligence through a writing. We are permitted to limit our liability to a reasonable dollar amount through a written agreement. When I draft contracts for clients, I routinely put a clause into the contract limiting liability. I have a client that rents out "Moonwalks" for kids parties. If you are not familiar with the term, these are the big inflatable enclosures that kids climb into and jump up and down. In order to get liability insurance, their insurance carrier expressly requested a clause in the contract limiting liability since waivers don't seem to hold up in the Superior Court.

In so far as placing the language of limitation in the abstract itself after concluding a contract, I am not sure that it would work in all states. I would think that it would be better to put the clause in the contract rather than the abstract. It would then become an enforceable term of the contract.  Placing the language in the abstract alone, could be construed as a unilatteral attempt to amend or modify the prior contract or possibly a counter offer. Whether it would be enforceable would depend on the facts of each case and the law of the state which governed the contract. There is no universal answer. I have run into instances in which a client questioned the absence of an encumbrance on an abstract which resulted from a mistake in the land records. Once a copy of the index page showing the omission  was produced, the client was satisfied.

I do not use a disclaimer in my abstracts. In so far as the common law of negligence is concerned in Connecticut there are four elements to a negligence claim: 1. there is a duty to exercise reasonable care in performing a search, 2. there was a breach of this standard of care, 3. there were damages, 4. the damages were proximately cause by the breach of the standard of care that was owed. It would seem that the duty owed would be to accurately report the information contained in the public records. If the information is incorrectly contained in the Town Clerk's records, it would seem that the abstractor has correctly reported the information in the land records, and it could be argued that there was no breach of the standard of care owed to the client. It could be further argued that the damages to the client were not proximately caused by the contents of the title abstract, but rather by the contents of the land records. That would be the abstractor's defense, and he would still have to go through the tribulations of a trial. If he were sued, he would file a third party claim or a cross claim against both the Town and the Town Clerk. The sovereign immunity doctrine that protects state employees does not extend to political subdivisions of Connecticut

In Connecticut corrections of errors in the index are usually dated by the Town Clerk. However, if an error is brought to the abstractor's attention, it is a good idea for him to get a copy of the page without the correction before he brings the mistake to the Town Clerk's attention. He should also get a copy of the index page after the correction is made. He then has proof that the error was in the index rather than in his abstract. I had a conversation with one of the Town Clerks several months ago in which she admitted that they are very sensitive to corrections in the index because both the Town Clerk and the Town are liable.

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Re: Liability Disclaimer - Anne Gilbert/VT
8/26/2005 6:13:07 PM (3926 views)
Re: Liability Disclaimer - Lisa Ramsey/TX
8/27/2005 10:24:42 AM (2937 views)

The Jordan Group - Any experience with any of these affiliated companies? - Matt Papsch/MD
8/22/2005 5:41:51 PM (2510 views)
Re: The Jordan Group - Any experience with any of these affiliated companies? - Loretta Reed/MD
8/22/2005 11:00:41 PM (2889 views)
Re: The Jordan Group - Any experience with any of these affiliated companies? - Robert Franco/OH
8/23/2005 11:16:51 AM (2897 views)

Gasoline Trivia - Who Would Have Thought? - Lisa Ramsey/TX
8/19/2005 8:45:16 PM (2432 views)
Re: Gasoline Trivia - Who Would Have Thought? - Scott Perry/PA
8/20/2005 10:24:55 AM (3022 views)
Re: Gasoline Trivia - Who Would Have Thought? - Jay Duncan/MO
8/20/2005 11:13:37 AM (4397 views)
Re: Gasoline Trivia - Who Would Have Thought? - Lisa Ramsey/TX
8/20/2005 1:08:34 PM (2967 views)
Re: Gasoline Trivia - Who Would Have Thought? - Scott Perry/PA
8/20/2005 2:58:57 PM (2943 views)
Re: Gasoline Trivia - Who Would Have Thought? - Jay Duncan/MO
8/21/2005 8:39:17 PM (3098 views)
Re: Gasoline Trivia - Who Would Have Thought? - ginger galloway/OH
8/22/2005 9:17:07 AM (2923 views)

NALTEA committees... - Robert Franco/OH
8/18/2005 12:25:11 PM (1828 views)

thanks anyway - Kim Haase/MT
8/18/2005 12:18:26 PM (1874 views)

VIEWS - LAWANDA MCMILLIAN/AR
8/18/2005 9:28:38 AM (2446 views)
Re: VIEWS - Jay Duncan/MO
8/18/2005 9:46:42 AM (3100 views)
Re: VIEWS - Robert Franco/OH
8/18/2005 10:04:00 AM (3090 views)
Re: VIEWS - LAWANDA MCMILLIAN/AR
8/18/2005 10:56:28 AM (3018 views)
Re: VIEWS - Jay Duncan/MO
8/18/2005 11:22:10 AM (3032 views)
Re: VIEWS - Kevin Ahern/CT
8/18/2005 1:48:09 PM (2815 views)
Re: VIEWS - Robert Franco/OH
8/18/2005 2:37:02 PM (3056 views)
Re: VIEWS - LAWANDA MCMILLIAN/AR
8/18/2005 4:07:10 PM (2886 views)
Re: VIEWS - Patrick Scott/IL
8/18/2005 11:03:59 PM (2907 views)

You asked for it... - Jay Duncan/MO
8/17/2005 5:05:10 PM (1928 views)


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