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The Future of the Industry - Robert Franco/OH
10/27/2005 3:04:25 PM (3676 views)
Re: The Future of the Industry - Jay Duncan/MO
10/27/2005 5:01:27 PM (5061 views)
Re: The Future of the Industry - george Hubka/MI
10/27/2005 8:19:11 PM (5443 views)
Re: The Future of the Industry - Robert Franco/OH
10/27/2005 11:36:45 PM (5348 views)
Re: The Future of the Industry - LAWANDA MCMILLIAN/AR
10/28/2005 9:04:13 AM (5448 views)
Re: The Future of the Industry - Robert Franco/OH
10/28/2005 11:55:35 AM (5507 views)
Re: The Future of the Industry - Jason Sheppard/PA
10/30/2005 3:36:45 AM (5040 views)
Re: The Future of the Industry - Scott Perry/PA
10/30/2005 8:28:20 AM (4931 views)
Re: The Future of the Industry - Jay Duncan/MO
10/30/2005 4:15:44 PM (7236 views)
Re: The Future of the Industry - Jason Sheppard/PA
10/31/2005 11:18:07 AM (5062 views)
Re: The Future of the Industry - Lisa Ramsey/TX
10/31/2005 6:53:37 PM (5025 views)
Re: The Future of the Industry - Jay Duncan/MO
11/1/2005 10:00:35 AM (5011 views)
Re: The Future of the Industry - Tammy Knight/MO
11/1/2005 11:33:33 PM (4986 views)
Re: The Future of the Industry - J Nisonger/CA
11/2/2005 4:42:30 AM (4986 views)
Re: The Future of the Industry - Jay Duncan/MO
11/2/2005 9:41:53 AM (6803 views)
Re: The Future of the Industry - Tammy Knight/MO
11/3/2005 3:15:16 AM (4999 views)
Re: The Future of the Industry - Jay Duncan/MO
11/3/2005 10:08:57 AM (6800 views)
Re: The Future of the Industry - Robert Franco/OH
11/3/2005 10:51:28 AM (5047 views)
Re: The Future of the Industry - Jay Duncan/MO
11/3/2005 11:05:37 AM (4939 views)
Re: The Future of the Industry - Patrick Scott/IL
11/3/2005 12:09:46 PM (4897 views)
Re: The Future of the Industry - Tammy Knight/MO
11/3/2005 12:58:57 PM (4859 views)
Re: The Future of the Industry - Patrick Scott/IL
11/3/2005 1:51:58 PM (4962 views)
Re: The Future of the Industry - Jay Duncan/MO
11/3/2005 2:16:46 PM (4866 views)
Re: The Future of the Industry - Langdon Knight/MO
11/3/2005 5:31:39 PM (4943 views)
Re: The Future of the Industry - Langdon Knight/MO
11/3/2005 5:31:40 PM (4894 views)
Re: The Future of the Industry - Langdon Knight/MO
11/3/2005 5:34:10 PM (4960 views)
Re: The Future of the Industry - Robert Franco/OH
11/3/2005 5:09:11 PM (4948 views)
Re: The Future of the Industry - Tammy Knight/MO
11/3/2005 5:42:30 PM (4862 views)
Re: The Future of the Industry - Robert Franco/OH
11/3/2005 6:01:28 PM (4808 views)
Re: The Future of the Industry - Tammy Knight/MO
11/3/2005 6:29:59 PM (4914 views)
Re: The Future of the Industry - Douglas Gallant/OH
11/3/2005 6:52:44 PM (4928 views)

Electronic storage - Deborah Manion/VA
10/27/2005 9:58:43 AM (3067 views)
Re: Electronic storage - Jay Duncan/MO
10/27/2005 10:16:46 AM (7441 views)
Re: Electronic storage - David Bloys/TX
10/27/2005 12:10:20 PM (7588 views)
Re: Electronic storage - Robert Franco/OH
10/27/2005 12:10:48 PM (7466 views)
Re: Electronic storage - Jay Duncan/MO
10/27/2005 12:17:05 PM (5401 views)
Re: Electronic storage - David Bloys/TX
10/27/2005 12:24:20 PM (5320 views)
Re: Electronic storage - Robert Franco/OH
10/27/2005 1:05:46 PM (7765 views)
Re: Electronic storage - Deborah Manion/VA
10/27/2005 3:58:05 PM (5146 views)

Starting your own business - Angela Glass/MD
10/25/2005 8:49:48 PM (3225 views)
Re: Starting your own business - Jay Duncan/MO
10/25/2005 9:10:51 PM (7425 views)
Re: Starting your own business - Loretta Reed/MD
10/26/2005 8:18:36 AM (5617 views)
Re: Starting your own business - Angela Glass/MD
10/26/2005 9:05:53 AM (5447 views)
Re: Starting your own business - Kevin Ahern/CT
10/26/2005 11:24:06 AM (5562 views)
Re: Starting your own business - Kurt deVries/FL
10/26/2005 3:40:05 PM (5479 views)
Re: Starting your own business - george Hubka/MI
10/27/2005 8:31:07 PM (5425 views)
Re: Starting your own business - Kurt deVries/FL
10/28/2005 11:26:19 AM (5434 views)

Passing... - Jay Duncan/MO
10/24/2005 3:24:08 PM (3217 views)
Re: Passing... - Scott Perry/PA
10/24/2005 5:07:51 PM (5392 views)
Re: Passing... - Kurt deVries/FL
10/25/2005 11:04:13 AM (5401 views)

Abstractors Aid In New Orleans' Recovery - Jarrod Clabaugh/OH
10/24/2005 10:19:12 AM (4224 views)
Re: Abstractors Aid In New Orleans' Recovery - Heather St. Amant/LA
11/14/2005 7:59:00 PM (4960 views)
Re: Abstractors Aid In New Orleans' Recovery - James "Lin" Toney/MS
11/14/2005 9:16:55 PM (4984 views)


Real Title Services


Hey Kurt! - J Nisonger/CA
10/24/2005 12:06:20 AM (3173 views)
Re: Hey Kurt! - Kurt deVries/FL
10/24/2005 9:37:58 AM (5767 views)
Re: Hey Kurt! - J Nisonger/CA
10/25/2005 10:43:14 PM (5712 views)
Re: Hey Kurt! - Kurt deVries/FL
10/26/2005 9:31:29 AM (5749 views)

Whine, whine, whine... - Jay Duncan/MO
10/23/2005 10:43:57 PM (4356 views)
Re: Whine, whine, whine... - Jay Duncan/MO
10/23/2005 10:48:42 PM (5579 views)
Re: Whine, whine, whine... - Langdon Knight/MO
10/24/2005 1:26:33 AM (5490 views)
Re: Whine, whine, whine... - Deborah Manion/VA
10/24/2005 9:20:18 AM (5907 views)
Re: Whine, whine, whine... - Patrick Scott/IL
10/24/2005 11:23:40 AM (5844 views)
Re: Whine, whine, whine... - Scott Perry/PA
10/24/2005 9:33:41 PM (5869 views)
Re: Whine, whine, whine... - Patrick Scott/IL
10/24/2005 10:45:40 PM (5837 views)

Here we go again!! - Kurt deVries/FL
10/21/2005 3:38:08 PM (3321 views)
Re: Here we go again!! - Scott Perry/PA
10/21/2005 4:15:36 PM (5669 views)
Re: Here we go again!! - Kurt deVries/FL
10/21/2005 4:23:57 PM (5776 views)
Re: Here we go again!! - Kevin Ahern/CT
10/21/2005 4:54:04 PM (6011 views)
Re: Here we go again!! - Lisa Ramsey/TX
10/23/2005 3:54:46 PM (6026 views)

Code of Ethics - Jay Duncan/MO
10/21/2005 10:35:01 AM (4459 views)
Re: Code of Ethics - Smitty Strickland/SC
10/21/2005 6:07:31 PM (5975 views)
Re: Code of Ethics - Jay Duncan/MO
10/21/2005 6:23:54 PM (5959 views)
Re: Code of Ethics - Scott Perry/PA
10/21/2005 7:14:44 PM (5875 views)
Re: Code of Ethics - Douglas Gallant/OH
10/21/2005 9:38:21 PM (5746 views)
Re: Code of Ethics - Smitty Strickland/SC
10/22/2005 8:06:58 AM (6080 views)
Re: Code of Ethics - Scott Perry/PA
10/22/2005 10:35:54 AM (6067 views)
Re: Code of Ethics - Jay Duncan/MO
10/22/2005 11:57:06 AM (6023 views)
Re: Code of Ethics - Scott Perry/PA
10/22/2005 12:01:35 PM (5967 views)

research time? - GORDON TINSLEY/CA
10/20/2005 4:54:52 AM (3510 views)
Re: research time? - Scott Perry/PA
10/20/2005 8:07:53 AM (6740 views)
Re: research time? - GORDON TINSLEY/CA
10/20/2005 12:44:12 PM (6708 views)
Re: research time? - Robert Franco/OH
10/20/2005 11:38:23 AM (8108 views)
Re: research time? - GORDON TINSLEY/CA
10/20/2005 1:04:37 PM (6730 views)
Re: research time? - Phyllis Agan/GA
10/28/2005 8:30:14 AM (6369 views)
Re: research time? - David Jenkins/PA
10/20/2005 12:13:25 PM (6552 views)
Re: research time? - Robert Franco/OH
10/20/2005 12:24:57 PM (6621 views)
Re: research time? - David Jenkins/PA
10/20/2005 1:08:11 PM (6607 views)
Re: research time? - Lisa Scherer/NJ
10/24/2005 11:04:35 PM (6352 views)

QUICK POLL - Scott Perry/PA
10/19/2005 9:55:01 PM (3588 views)
Re: QUICK POLL - James "Lin" Toney/MS
10/19/2005 11:29:36 PM (6288 views)
Re: QUICK POLL - Robert Franco/OH
10/20/2005 12:24:37 AM (6288 views)
Re: QUICK POLL - NPC/GA
10/20/2005 7:03:23 AM (6352 views)
Re: QUICK POLL - Rachel Malone/PA
10/20/2005 7:48:08 AM (6356 views)
Re: QUICK POLL - Kim Cowles/WI
10/20/2005 8:29:16 AM (6297 views)
Re: QUICK POLL - Deborah Manion/VA
10/20/2005 9:37:31 AM (6341 views)
Re: QUICK POLL - Wanda Steudel/OH
10/20/2005 9:38:52 AM (5986 views)
Re: QUICK POLL - Rebecca Barney/FL
10/20/2005 10:21:32 AM (6157 views)
Re: QUICK POLL - Patrick Scott/IL
10/20/2005 10:37:13 AM (6248 views)
Re: QUICK POLL - John OConnor/IL
10/20/2005 10:43:36 AM (6212 views)
Re: QUICK POLL - Kurt deVries/FL
10/20/2005 10:46:43 AM (6239 views)
Re: QUICK POLL - Michaela Urban/OH
10/20/2005 10:55:00 AM (6246 views)
Re: QUICK POLL - Kurt deVries/FL
10/20/2005 1:08:40 PM (6356 views)
Re: QUICK POLL - Rebecca Barney/FL
10/20/2005 1:26:50 PM (6035 views)
THANKS, EVERYONE! - Scott Perry/PA
10/20/2005 5:22:43 PM (6146 views)
Re: THANKS, EVERYONE! - Robert Franco/OH
10/20/2005 5:51:06 PM (6140 views)
Re: QUICK POLL - Wendi See/SC
10/20/2005 10:26:17 PM (6123 views)
Re: QUICK POLL - Tammy Knight/MO
10/20/2005 11:37:10 PM (5900 views)
Re: QUICK POLL - Scott Perry/PA
10/21/2005 7:20:16 AM (5805 views)
Re: QUICK POLL - Jay Duncan/MO
10/21/2005 10:29:25 AM (7613 views)
Re: QUICK POLL - Scott Perry/PA
10/21/2005 3:15:39 PM (5996 views)
Re: QUICK POLL - Robert Franco/OH
10/21/2005 1:14:46 PM (5723 views)
Re: QUICK POLL - STEVE MEINECKE/VA
10/23/2005 12:02:03 AM (5958 views)
Re: QUICK POLL - Kevin Ahern/CT
10/23/2005 6:30:34 AM (5865 views)
Re: QUICK POLL - Anne Gilbert/VT
10/23/2005 1:55:15 PM (6007 views)
Re: QUICK POLL - Kevin Ahern/CT
10/24/2005 6:42:19 AM (5770 views)
Re: QUICK POLL - Donna Grady/NC
10/23/2005 9:31:18 PM (5846 views)
Re: QUICK POLL - Phyllis Agan/GA
10/28/2005 8:45:42 AM (5842 views)
Re: QUICK POLL - Jacqueline Quaresimo/PA
10/29/2005 3:55:31 PM (5364 views)
Re: QUICK POLL - ANDREW MOLLER/CT
10/23/2005 7:43:10 PM (5873 views)
Re: QUICK POLL - Bill Jones/NJ
10/24/2005 7:06:57 PM (5866 views)
Re: QUICK POLL - Anne Gilbert/VT
10/24/2005 8:33:51 PM (5752 views)
Re: QUICK POLL - Scott Perry/PA
10/24/2005 9:32:09 PM (5523 views)
Re: QUICK POLL - Lisa Scherer/NJ
10/24/2005 11:23:52 PM (5900 views)
Re: QUICK POLL - Scott Perry/PA
10/25/2005 6:11:22 PM (5842 views)

This has been bugging me . . . - Michaela Urban/OH
10/18/2005 9:57:44 AM (3593 views)
Re: This has been bugging me . . . - Robert Franco/OH
10/18/2005 10:44:27 AM (6146 views)
Re: This has been bugging me . . . - John OConnor/IL
10/18/2005 12:21:30 PM (6118 views)
Re: This has been bugging me . . . - David Bloys/TX
10/18/2005 7:02:55 PM (7720 views)
Re: This has been bugging me . . . - Scott Perry/PA
10/18/2005 7:48:12 PM (6016 views)
Re: This has been bugging me . . . - David Bloys/TX
10/18/2005 10:06:16 PM (5975 views)
Re: This has been bugging me . . . - Scott Perry/PA
10/18/2005 11:16:17 PM (6029 views)
Re: This has been bugging me . . . - David Bloys/TX
10/19/2005 8:15:48 AM (6081 views)
Re: This has been bugging me . . . - Patrick Scott/IL
10/19/2005 12:51:25 PM (7566 views)
Re: This has been bugging me . . . - David Bloys/TX
10/20/2005 10:59:30 AM (5887 views)

Patrick,
Thank you for this well thought out post. In some ways you have clarified my thoughts.
On-line access hurts our business.  It allows a VM to bypass us on the simple work and only send us the work that they can't accomplish on their own
I agree. But not all VM's do this or accept it. Some VM's have come to realize that online access threatens their greatest asset. An asset they have spent years to develop, promote and expand. A VM's exclusive network of independent local abstractors is the greater benefit they offer their clients. Online records threaten the VM's as much as they threaten independent local abstractors.

VM's I have spoken with are as much against online publication of the records as I am and for the same reasons. Many have told their abstractors not to use online sources and some even put this mandate on their orders. Their reasons are not always stated but it is clear they do not want abstractors to use this "tool".

I"ve seen posts here on SOT indicating E&O is denied to those using online sources. The providers concern is the accuracy of the source which cannot be verified until it is too late. Online sites exclude themselves from any responsibilty for accuracy, timeliness or reliability. Statutes deny this disclaimer for the records held at the courthouse. Searching online is an error that may not be covered by your E&O.

But boycotting its available value while it's here is, I think, senseless
I haven't called for any boycott Patrick. Our clients,  E&O providers, and many legislators are.

I don't think, however, that lumping malevalent use of on-line records with legitimate use is productive.
I didn't lump them together Patrick. The Internet and those who publish the records online do. Some claim they separate them with passwords but it is a very ineffective separation. Choicepoint made this claim but it was laughably easy to circumvent. Even the most diligent password protection is nothing more than a padlock on a paper box. If it's on the Web it's available to every malevalent or legitimate user with a computer connection.

In some cases, on-line records are actually better than the official courthouse records.  One might be better off purchasing title plant records on-line than visiting a courthouse where the records are mismanaged and/or widely misposted.
This is also true. Only a local abstractor and the online company would know. Local abstractors can make this claim but they do so at their own risk if it is counter to the claim made in the online companies TOS or disclaimer. Your report cannot be more or less accurate than your source. If a claim is made, the abstractors report will be checked against the records at the courthouse.

Fact is, David, our fee for a current owner search in our home county is higher than yours is in your home county.
I'm not concerned about the fees you charge. You are not my competition Patrick. My fees are based on the time and difficulty of the search in any particular county and I am certain yours are too. You have no access to the courthouses in my area and only one county provides online access to some of it's records. You shouldn't concern yourself with my fees either. While I could provide my services in your area as both you and John have assured me the online records are even better than those offered at your local courthouse. I would consider it unethical on my part to invade your business via the Internet. You made this same assurance to the $25 abstractor looking for accurate online sources and to foreign outsource companies looking for more U.S. records to exploit. Both monitor this site and now they can reassure their clients of your endorsement.

If you want your voice to be heard by those who have the power to make changes that will benefit our industry, a unified voice is necessary. 
My voice is being heard Patrick by those who tell me they have the power to make changes. I consult with legislators, government officials, law enforcement agencies, reporters, and associations at local, state and federal levels. I assist them in their own investigations and provide them with information they need to protect their citizens. At first, I had to go to them but now many are coming to me. Last week I was contacted by two federal agencies, eleven county officials, two attorneys, and two technology firms. They learned about my efforts  from officials and legislators as far away as Michigan and Alaska. I think my voice is being heard by those who can and are affecting change.

I didn't take your comments personally Patrick. Well, actually I did take the complimentary ones personally. :) I want you and John to know also I meant no disrespect of your company. While I responded to Johns post, my reference to "naivity" and "blind greed" was not intended to be directed at him or you personally. The blind greed reference was intended for those who make the records available online for a profit and those who buy their way into your market through online access. Neither of these groups have any respect for your company.

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Re: This has been bugging me . . . - Patrick Scott/IL
10/20/2005 12:18:39 PM (5997 views)
Re: This has been bugging me . . . - David Bloys/TX
10/20/2005 2:54:56 PM (5695 views)
Re: This has been bugging me . . . - Patrick Scott/IL
10/20/2005 7:15:04 PM (5781 views)
Re: This has been bugging me . . . - Robert Franco/OH
10/20/2005 12:30:26 PM (6127 views)
Re: This has been bugging me . . . - Scott Perry/PA
10/18/2005 5:34:20 PM (5985 views)
Re: This has been bugging me . . . - Kurt deVries/FL
10/19/2005 12:20:15 PM (5972 views)
Re: This has been bugging me . . . - Michaela Urban/OH
10/20/2005 10:48:49 AM (5959 views)
Re: This has been bugging me . . . - David Bloys/TX
10/20/2005 11:13:59 AM (5922 views)
Re: Oh, One More Thing, David... - Patrick Scott/IL
10/24/2005 10:53:34 PM (5742 views)
Re: This has been bugging me . . . - george Hubka/MI
10/27/2005 8:43:35 PM (5331 views)
Re: This has been bugging me . . . - Jeanne Mendes/CA
10/27/2005 1:50:55 AM (5701 views)
Re: This has been bugging me . . . - Kevin Ahern/CT
10/28/2005 8:53:09 AM (5694 views)

New member of Phoenix Document Service! - Kurt deVries/FL
10/17/2005 4:50:18 PM (3516 views)
Re: New member of Phoenix Document Service! - Jay Duncan/MO
10/17/2005 5:20:20 PM (5733 views)
Re: New member of Phoenix Document Service! - Scott Perry/PA
10/17/2005 6:03:20 PM (5426 views)
Re: New member of Phoenix Document Service! - Iris Buchman/FL
10/17/2005 6:03:31 PM (5712 views)
Re: New member of Phoenix Document Service! - Rachel Malone/PA
10/18/2005 8:08:51 AM (5939 views)
Re: New member of Phoenix Document Service! - Scott Perry/PA
10/18/2005 5:05:08 PM (5815 views)
Re: New member of Phoenix Document Service! - Rachel Malone/PA
10/19/2005 7:47:53 AM (5673 views)
Re: New member of Phoenix Document Service! - Scott Perry/PA
10/19/2005 8:01:03 AM (5714 views)
Re: New member of Phoenix Document Service! - Rachel Malone/PA
10/19/2005 8:05:39 AM (5871 views)
Re: New member of Phoenix Document Service! - Kurt deVries/FL
10/19/2005 11:55:28 AM (5809 views)
Re: New member of Phoenix Document Service! - Tammy Knight/MO
10/19/2005 3:10:49 PM (5734 views)

LENDERS SERVICES DIRECT TULSA, OK - Becky Kale/IL
10/17/2005 2:22:31 PM (3486 views)
Re: LENDERS SERVICES DIRECT TULSA, OK - Iris Buchman/FL
10/17/2005 6:02:25 PM (5696 views)
Re: LENDERS SERVICES DIRECT TULSA, OK - Jason Sheppard/PA
10/30/2005 2:53:02 AM (5246 views)
Re: LENDERS SERVICES DIRECT TULSA, OK - Becky Kale/IL
11/8/2005 3:38:02 PM (5192 views)
Re: LENDERS SERVICES DIRECT TULSA, OK - Jason Sheppard/PA
11/21/2005 11:17:57 AM (5100 views)

Okay, another question. - Tammy Knight/MO
10/16/2005 10:18:06 PM (3308 views)
Re: Okay, another question. - Scott Perry/PA
10/16/2005 10:40:01 PM (5542 views)
Re: Okay, another question. - Kim Cowles/FL
10/17/2005 11:27:03 AM (5743 views)
Re: Okay, another question. - Bo Hope/AR
10/17/2005 6:25:38 PM (5795 views)
Re: Okay, another question. - Tammy Knight/MO
10/19/2005 3:13:32 PM (5767 views)


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