Hey Ellen,
it is not you. We have run into some of the same things. Makes me nervous when a search comes back free and clear, especially if they bought the property 2 to 3 years ago with a $250k mortgage and it is now released with no refi-mortgage. Not that many people win the lottery. We will search it again to be sure and will put a note on the search that we suspect an unrecorded mortgage or a severely mis-indexed mortgage. We have had it happen on both the plant and the courthouse., where we cross check our searches.
Jay Duncan
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