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Kasparnet - Barbara Bennett/IN
6/20/2006 6:49:58 PM (3290 views)
Re: Kasparnet - George Booth/OH
6/20/2006 7:14:55 PM (5176 views)
Re: Kasparnet - Veronica Owens/MI
6/21/2006 11:07:59 AM (5270 views)
Re: Kasparnet - Barbara Bennett/IN
6/21/2006 3:58:09 PM (4765 views)

Odd request...E & O/clients - Michael /KS
6/19/2006 12:42:29 PM (3081 views)
Re: Odd request...E & O/clients - JON SARVER/GA
6/26/2006 8:43:30 AM (4466 views)

Is Everyone Finally Ready? - Lisa Ramsey/TX
6/19/2006 12:08:37 PM (3015 views)
Re: Is Everyone Finally Ready? - Robert Franco/OH
6/19/2006 12:31:25 PM (4806 views)
Re: Is Everyone Finally Ready? - Lisa Ramsey/TX
6/19/2006 12:35:04 PM (4781 views)
Re: Is Everyone Finally Ready? - Kevin Ahern/CT
6/19/2006 12:41:19 PM (4828 views)
Re: Is Everyone Finally Ready? - Kevin Ahern/CT
6/19/2006 1:11:19 PM (4756 views)
Re: Is Everyone Finally Ready? - george Hubka/MI
6/20/2006 6:19:31 PM (4565 views)
Re: Is Everyone Finally Ready? - Kevin Ahern/CT
6/19/2006 12:37:17 PM (4751 views)
Re: Is Everyone Finally Ready? - Lisa Ramsey/TX
6/19/2006 5:04:57 PM (5400 views)
Re: Is Everyone Finally Ready? - Robert Franco/OH
6/19/2006 11:36:03 PM (4611 views)
Re: Is Everyone Finally Ready? - Lisa Ramsey/TX
6/20/2006 11:30:11 AM (4577 views)
Re: Is Everyone Finally Ready? - Scott Perry/PA
6/20/2006 7:10:21 PM (4596 views)
Re: Is Everyone Finally Ready? - Scott Aduddell/MO
6/21/2006 10:51:03 AM (4824 views)

NATIONWIDE COURT SERVICES PAYING ???? - Mason Haas/NY
6/19/2006 10:22:49 AM (3151 views)
Re: NATIONWIDE COURT SERVICES PAYING ???? - Johanna Malki/FL
6/19/2006 11:57:35 AM (4717 views)

Lindsey's Title Abstracting - Kim Goodman/GA
6/19/2006 9:36:44 AM (2985 views)
Re: Lindsey's Title Abstracting - Vikki Moffitt/GA
6/19/2006 12:45:41 PM (4880 views)
Re: Lindsey's Title Abstracting - Norean /GA
6/20/2006 7:48:00 PM (4813 views)
Re: New Address for Lindsey's Title Abstracting - Kim Goodman/GA
11/9/2007 9:15:35 AM (4435 views)


Real Title Services


Underwriting manuals - Tim Shelton/AL
6/16/2006 5:42:12 PM (3108 views)
Re: Underwriting manuals - George Booth/OH
6/17/2006 12:48:46 AM (5136 views)
Re: Underwriting manuals - STEVE MEINECKE/VA
6/17/2006 10:31:13 AM (5179 views)
Re: Underwriting manuals - Robert Franco/OH
6/17/2006 12:34:56 PM (5098 views)
Re: Underwriting manuals - Jay Duncan/MO
6/17/2006 4:05:45 PM (6434 views)
Re: Underwriting manuals - Tim Shelton/AL
6/21/2006 2:20:02 PM (4702 views)

Wendi!!! - J Nisonger/CA
6/15/2006 6:21:47 PM (2547 views)

National Funding Services Inc - J Nisonger/CA
6/15/2006 5:50:12 PM (3127 views)
Angelica...Re: National Funding Services Inc - J Nisonger/CA
6/16/2006 1:21:42 PM (4730 views)
Re: Angelica...Re: National Funding Services Inc - Angelica Schneider/IN
6/19/2006 11:41:14 AM (4648 views)
Re: Angelica...Re: National Funding Services Inc - J Nisonger/CA
6/19/2006 1:22:03 PM (4679 views)
Re: Angelica...Re: National Funding Services Inc - Angelica Schneider/IN
6/19/2006 5:14:35 PM (4737 views)
Re: Angelica...Re: National Funding Services Inc - J Nisonger/CA
6/19/2006 5:51:57 PM (4576 views)
Re: Angelica...Re: National Funding Services Inc - Lisa Ramsey/TX
6/19/2006 7:58:18 PM (4863 views)
Re: Angelica...Re: National Funding Services Inc - Lisa Ramsey/TX
6/19/2006 7:56:36 PM (4746 views)

National Funding Services Inc - J Nisonger/CA
6/15/2006 12:20:48 AM (3183 views)
Re: National Funding Services Inc - George Booth/OH
6/15/2006 10:25:11 AM (4760 views)
Re: National Funding Services Inc - J Nisonger/CA
6/15/2006 11:36:41 AM (4716 views)
Re: National Funding Services Inc - george Hubka/MI
6/20/2006 5:49:01 PM (4612 views)
Re: National Funding Services Inc - Lisa Ramsey/TX
6/20/2006 7:15:10 PM (4794 views)
Re: National Funding Services Inc - J Nisonger/CA
6/15/2006 11:49:50 AM (4647 views)

Abstractor E&O - Lisa Dahlquist/NC
6/14/2006 7:59:17 PM (3248 views)
Re: Abstractor E&O - Robert Franco/OH
6/14/2006 11:35:57 PM (6393 views)
Re: Abstractor E&O - J Nisonger/CA
6/14/2006 11:37:46 PM (5119 views)
Re: Abstractor E&O - Glenda Hodge/TN
6/15/2006 1:51:26 AM (5175 views)
Re: Abstractor E&O - Wendi See/SC
6/15/2006 10:50:47 AM (4952 views)
Re: Abstractor E&O - J Nisonger/CA
6/15/2006 11:45:24 AM (4792 views)
Re: Abstractor E&O - Glenda Hodge/TN
6/15/2006 12:20:20 PM (4944 views)
Re: Abstractor E&O - Douglas Gallant/OH
6/15/2006 7:22:57 PM (4860 views)
Re: Abstractor E&O - Angelica Schneider/IN
6/19/2006 5:16:25 PM (4749 views)

Infinity International - Russ Frye/GA
6/14/2006 7:57:00 PM (4004 views)
Re: Infinity International - Lisa Dahlquist/NC
6/14/2006 8:00:08 PM (5060 views)
Re: Infinity International - Candis Richter/NJ
6/14/2006 8:28:20 PM (5150 views)
Re: Infinity International - J Nisonger/CA
6/14/2006 11:36:31 PM (5007 views)
Re: Infinity International - Wendi See/SC
6/15/2006 10:53:42 AM (5020 views)
Re: Infinity International - J Nisonger/CA
6/15/2006 11:17:16 AM (5001 views)
Re: Infinity International - Kevin Ahern/CT
6/20/2006 6:55:13 AM (4893 views)
Re: Infinity International - Bobbi Shorthouse, Notary Public/CT
6/20/2006 1:12:00 PM (4945 views)

"...e-notarization does not seem to be a threat to their livelihoods ... The only difference is that there are no paper documents at the closing table. In fact, a number of notary signing agents are looking forward to performing the paperless transactions."

My personal opinion: The signing agents looking forward to this are a little slow on the uptake.  In most states, the fee for an Enotarization is THE SAME as for a paper notarization or only a minimal amount higher; $5 per notarization in Connecticut plus a maximum of 35 cents per mile for travel.  The companies want the Enotary to travel to the borrower with the laptop, signature pad, software and licensing agreements (including fees for same plus annual licensing fees) and "notarize the signatures" on the Edocuments.  There's also the discussion/issue of the notary (NOT the lender or title company) being personally liable for the security of the Edocuments (receipt, transmittal after signature, etc.).  Unless the lender or title company is willing to pay the notary for "extra services" (like what: no printing, no "courier" services), an Enotarization at the borrowers' home at Connecticut's maximum rates is less than profitable.  Just calculating the number of notarizations required to pay for the initial start-up costs is mind-numbing.

Stewart Title has successfully completed three paperless Esignings with Enotarizations IN ITS TITLE COMPANY OFFICE.  My guess is the paperless loan closings will be held at local title company offices, who can afford the costs of the equipment, software, licensing fees, security, etc. as part of their entire "closing fee."  The Stewart Title article was interesting because the borrowers read the documents BEFORE they came to the closing, which means both title company and lender cooperated to have the loan document package and available for the borrower to read online at least a full day before. The lenders and title companies are not doing that now for notary signing agents, what makes anyone think they will do this in the future?

Grey hair and bifocals showing:  I am not that trusting that a stranger comes to my home, states, here's your $250,000 residendial 120 page refinance loan document package on this 14" laptop screen, sign and initial on the pad, your signature and initials will automatically be placed everywhere needed on each document, in a few hours you can go online, access a copy of what you signed, print out a copy, and read it.  Now how does an old geezete (female geezer) KNOW that what I access later is really what I signed ... and what if after I read it I decide I don't want to sign that title affidavit or want to change something [correct an error]?  I am not against Esignings.  I just don't see where a "notary public" can make a profit at it.  Notaries technically don't make a large profit on a notarization.  Further, most of the state legislators that passed Enotarization did not raise the notarization fees to cover the costs of this technology (bad for re-election business).

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Re: Infinity International - Wanda Steudel/OH
6/20/2006 3:51:38 PM (5219 views)
Re: Infinity International - Lisa Ramsey/TX
6/20/2006 7:11:29 PM (4819 views)
Re: Infinity International - Wanda Steudel/OH
6/20/2006 8:06:06 PM (4871 views)
Re: Infinity International - Lisa Ramsey/TX
6/20/2006 11:14:07 PM (4805 views)
Re: Infinity International - Helene /GA
6/15/2006 11:36:42 PM (4886 views)
Re: Infinity International - Russ Frye/GA
6/16/2006 8:54:26 PM (4899 views)
Re: Infinity International - Russ Frye/GA
6/15/2006 11:38:41 PM (5038 views)
Re: Infinity International - Angelica Schneider/IN
6/16/2006 11:00:15 AM (5032 views)
Re: Infinity International - J Nisonger/CA
6/16/2006 1:17:54 PM (4867 views)
Re: Infinity International - Deborah Manion/VA
6/16/2006 3:16:53 PM (4910 views)
Re: Infinity International - Lisa Ramsey/TX
6/16/2006 3:20:34 PM (4930 views)
Re: Infinity International - Barbara Bennett/IN
6/16/2006 3:25:12 PM (4925 views)
Re: Infinity International - Lisa Ramsey/TX
6/17/2006 11:57:02 AM (4874 views)
Re: Infinity International - J Nisonger/CA
6/16/2006 10:59:30 PM (4910 views)
Re: Infinity International - Sandra Morton/KS
6/18/2006 10:35:59 PM (4913 views)
Re: Infinity International - Angelica Schneider/IN
6/19/2006 11:43:49 AM (4882 views)
Re: Infinity International - J Nisonger/CA
6/19/2006 1:16:54 PM (4721 views)
Re: Infinity International - Angelica Schneider/IN
6/19/2006 5:20:00 PM (4714 views)
Re: Infinity International - Mason Haas/NY
6/22/2006 7:05:44 PM (4747 views)
Re: Infinity International - J Nisonger/CA
6/23/2006 1:53:45 AM (4708 views)

Black List for Bad Paying Companies - Scott Aduddell/MO
6/14/2006 11:26:52 AM (3604 views)
Re: Black List for Bad Paying Companies - Jay Duncan/MO
6/14/2006 11:39:53 AM (4840 views)

Unpaid Invoices - Susan Nielsen/MN
6/14/2006 9:56:16 AM (3362 views)
Re: Unpaid Invoices - J Nisonger/CA
6/14/2006 10:45:07 AM (4763 views)

Zen Title - Candis Richter/NJ
6/13/2006 6:06:40 PM (3663 views)
Re: Zen Title - Jay Duncan/MO
6/13/2006 9:18:46 PM (5280 views)
Re: Zen Title - Scott Perry/PA
6/14/2006 2:10:39 PM (5096 views)
Re: Zen Title - Candis Richter/NJ
6/14/2006 2:58:02 PM (4972 views)
Re: Zen Title - Scott Aduddell/MO
6/21/2006 10:41:13 AM (4722 views)
Re: Zen Title - Jay Duncan/MO
6/21/2006 11:18:11 AM (4638 views)
Re: Zen Title - Lori Cassidy/CT
7/12/2006 4:22:21 PM (4988 views)
Re: Zen Title - Donna McKamy/MT
1/11/2007 8:11:09 PM (4843 views)
Re: Zen Title - Mark Russomanno/NJ
1/26/2007 8:31:10 PM (4718 views)

CNN Article RE: Online Docs - Jarrod Clabaugh/OH
6/13/2006 3:54:14 PM (4471 views)
Re: CNN Article RE: Online Docs - Sandra Morton/KS
6/13/2006 5:36:24 PM (4874 views)
Re: CNN Article RE: Online Docs - Lisa Ramsey/TX
6/14/2006 12:54:00 PM (4937 views)
Re: CNN Article RE: Online Docs - George Booth/OH
6/16/2006 1:03:48 PM (4863 views)


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