The search is just the beginning... Once the title agent has the search, they have to examine it for potential problems that could result in claims.  They then have to correct those problems.  For instance, if a deed was incorrectly prepared a corrective deed must be prepared and the grantors who signed it must be tracked down and persuaded to come in a sign it.  Then it has to filed, incuring more government filing fees.  There are many issues that could cause potential problems and some of them can take some time to correct.

What is astounding is that the person who actually does the search doesn't get anywhere near the $300 you mentioned... but more like $35 to $150 depending on the type of search and the location of the property.   Somehow, the title industry has reduced the cost of the search, mostly because we let them, but the savings have not been passed along to consumers.   Probably because lower search standards cause more claims... makes more sense to me to pay more for the search and reduce claims. 

Best,
Robert A. Franco
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