George,
So many questions! Yes, I carry E & O for my general title business. No, nothing additional for Choicepoint. The other questions really should go through them, because I don't know if their rates are consistent everywhere. I'm given name, birthdate, and the last four digits of the social security number. No "mistakes" so far, so I don't know what would happen if something was missed. I see it as a service for people who have applied for a job somewhere.
Hope this helps.
Cate
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