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Cleveland conference - Gayle Hironimus/NC
6/2/2008 7:31:16 PM (3364 views)
Re: Cleveland conference - Richard Yeager/MI
6/4/2008 3:18:11 PM (3783 views)
Re: Cleveland conference - Jeremy Yohe/OH
6/4/2008 11:01:55 PM (6550 views)
Re: Cleveland conference - Robert Franco/OH
6/5/2008 10:05:46 AM (3819 views)
Re: Cleveland conference - Gayle Hironimus/NC
6/5/2008 10:58:32 AM (3877 views)

Eastern Shore Abstractors - Frustrated in MD/MD
6/2/2008 12:46:44 PM (3870 views)
Re: Eastern Shore Abstractors - Deborah Manion/VA
6/2/2008 1:18:09 PM (3845 views)
Re: Eastern Shore Abstractors - Chuck Y/NY
6/2/2008 1:29:44 PM (3885 views)
Re: Eastern Shore Abstractors - Andrew Veliuona/MD
6/4/2008 6:22:13 AM (7011 views)
Re: Eastern Shore Abstractors - Loretta Reed/MD
6/4/2008 7:30:32 AM (3763 views)
Re: Eastern Shore Abstractors - STEVE MEINECKE/TN
6/4/2008 9:18:44 PM (3906 views)
Re: Eastern Shore Abstractors - Loretta Reed/MD
6/5/2008 7:25:53 AM (3899 views)
Re: Eastern Shore Abstractors - Loretta Reed/MD
6/5/2008 8:18:36 AM (3837 views)
Re: Eastern Shore Abstractors - michael quinn/NY
6/5/2008 11:18:30 AM (3864 views)
Re: Eastern Shore Abstractors - Rob  Robinson/PA
6/9/2008 11:16:05 AM (3691 views)
Re: Eastern Shore Abstractors - Laurie E/MD
6/5/2008 1:34:26 PM (3816 views)
Re: Eastern Shore Abstractors - michael quinn/NY
6/5/2008 1:52:36 PM (3702 views)
Re: Eastern Shore Abstractors - Laurie E/MD
6/5/2008 3:18:19 PM (3756 views)
Re: Eastern Shore Abstractors - Chuck Y/NY
6/6/2008 9:10:47 AM (3724 views)
Re: Online solutions - STEVE MEINECKE/TN
6/6/2008 9:56:18 AM (3685 views)
Re: Online solutions - Ron McPherson/IA
6/6/2008 9:34:28 PM (3606 views)

Grand Info, Inc - Response from the Owner - Robb Grandon/MI
6/2/2008 12:03:42 PM (3850 views)
Re: Grand Info, Inc - Response from the Owner - Scott Perry/PA
6/2/2008 6:49:42 PM (3905 views)
Clarification - Vikki Moffitt/GA
6/3/2008 7:05:47 AM (3858 views)
Re: Clarification - michael quinn/NY
6/3/2008 11:38:21 AM (3784 views)
Re: Grand Info, Inc - Response from the Owner - michael quinn/NY
6/3/2008 4:58:50 AM (3893 views)
Re: Grand Info, Inc - Response from the Owner - KELLY ROBERTSON/CA
6/9/2008 9:05:45 AM (6646 views)
Re: Grand Info, Inc - Response from the Owner - Rob  Robinson/PA
6/9/2008 11:06:42 AM (3734 views)
Re: Grand Info, Inc - Response from the Owner - Joanie Hahr/VT
6/24/2008 6:27:52 PM (3687 views)
Re: Grand Info, Inc - Response from the Owner - J Nisonger/CA
6/25/2008 5:37:59 PM (3619 views)
Re: Grand Info, Inc - Response from the Owner - Loretta Reed/MD
6/26/2008 9:43:40 AM (3743 views)

Moonpie! - J Nisonger/CA
5/30/2008 6:20:46 PM (3722 views)
Re: Moonpie! - monica froese/ME
5/30/2008 6:43:56 PM (3761 views)
Re: Moonpie! - Patrick Scott/IL
5/30/2008 7:06:47 PM (3594 views)
Re: Moonpie! - Scott Perry/PA
5/30/2008 8:49:15 PM (3739 views)
Re: Moonpie! - Glenda Hodge/TN
5/30/2008 11:35:04 PM (3718 views)
Re: Moonpie! - J Nisonger/CA
6/5/2008 2:16:20 AM (3836 views)
Re: Moonpie! - J Nisonger/CA
6/7/2008 7:04:28 PM (3539 views)
Re: Moonpie! - Glenda Hodge/TN
6/8/2008 12:21:27 AM (3556 views)
Re: Moonpie! - J Nisonger/CA
6/7/2008 7:09:28 PM (3564 views)
Re: Moonpie! - Lynn Hammett/SC
5/31/2008 12:13:48 AM (3798 views)
Re: Moonpie! - Rob  Robinson/PA
5/31/2008 10:03:29 AM (3658 views)
Re: Moonpie! - STEVE MEINECKE/TN
6/4/2008 11:54:43 PM (4064 views)
Re: Moonpie! - Glenda Hodge/TN
6/5/2008 9:49:16 AM (3626 views)
Re: Moonpie Festival - STEVE MEINECKE/TN
6/5/2008 10:08:25 AM (3772 views)
Re: Moonpie Festival - Lynn Dukes/SC
6/6/2008 10:02:41 AM (3842 views)
Re: Moonpie! - STEVE MEINECKE/TN
6/6/2008 11:23:39 AM (3625 views)

Flagship Title, Hampton VA - Amy Tatusko/VA
5/30/2008 10:58:55 AM (4367 views)
Re: Flagship Title, Hampton VA - Lynne Goodwin/VA
5/30/2008 11:45:18 AM (3978 views)
Re: Six hour turn time - STEVE MEINECKE/TN
5/30/2008 1:34:20 PM (3937 views)
Re: Six hour turn time - martha campbell/VA
6/2/2008 6:53:29 AM (3711 views)
Re: Flagship Title, Hampton VA - martha campbell/VA
6/2/2008 6:20:43 AM (3758 views)
Re: Flagship Title, Hampton VA - Teresa Martin/VA
2/2/2011 11:01:39 PM (4852 views)




Northwest Title & Escrow (Vandanais Heights, MN) - Michaela Urban/OH
5/29/2008 12:09:58 PM (3845 views)
Re: Northwest Title & Escrow (Vandanais Heights, MN) - george Hubka/MI
6/1/2008 10:06:07 PM (3512 views)

Top excuses for not paying vendors - . APS/NY
5/27/2008 8:41:27 PM (3977 views)
Re: Top excuses for not paying vendors - Lucille Femine/NJ
5/27/2008 11:18:57 PM (3999 views)
Re: Top excuses for not paying vendors - Kevin Ahern/CT
5/28/2008 6:45:54 AM (3891 views)

Generally there are methods by which to successfully defeat all of these defenses. The greatest problem is waiting too long to enforce your contractual rights. With the passage of time clients file for bankruptcy, become insolvent or close their shops. Even if you succeed in obtaining a judgment there may be nothing left to satisfy it. Prompt enforcement of your claim is paramount.

1.    The no close/no pay defense is invalid unless it was disclosed to the abstractor at the time the abstractor accepted the order from the client. Most abstractors do not work with written agreements but rather oral agreements. In those instances in which there is a written contract involved...strike the no close/no pay clause from the contract before signing it. When the parties are performing under an oral contract the search order becomes strong evidence of what type of work was ordered , and what the terms of payment were. In this case make certain that the amount of your fee and the date of payment are mentioned in the search order. If there is a no close/no pay contingency mentioned in the search order...insist that the client remove it, and give you a revised search order before performing the search. If the client attempts to raise the no close/no pay policy at a later date, he is simply attempting to modify or amend the existing contract. In most states the defense is not valid unless the abstractor agrees to the subsequent modification.

2.   Not having signed a price agreement may be strong evidence that there was no agreement, but it is far from conclusive. It is primarily a matter of the evidence to support the claim. In the absence of a written agreement which would possibly foreclose payment, the court may rule that a reasonable amount is the proper amount.  In the alternative the abstractor may not be in a position to prove the pricing term In which case he will win on the issue of liability, but will be awarded only nominal damages of $1.00. If the client accepted the abstractor's work after receiving the invoice for the abstract, it is evidence that the client agreed to the price. This evidence becomes much stronger each time the abstractor repeatedly sends a bill for a specific amount, and the client ignores it. 

There may be a contract implied in fact in which there is never a word of its contractual terms spoken between the parties, and their conduct of performing the search and the client's acceptance thereof may be determined by the conduct of the parties.

There are also equitable remedies available such as unjust enrichment...a contract implied in law. In which case the client is liable for payment of a reasonable fee if the client accepted the abstract when the client knew or should have known that the abstractor expected to be paid. In this case a reasonable amount of payment becomes operative. The reasonable amount of the fee could be proved through a variety of means, including an industry stadard or prior course of dealing between the parties. Express contracts and implied contracts cannot coexist. However, if the lack of a pricing term in an express contract is fatal to the contract...the contract implied in law can be asserted.

3.    Proof of having ordered the search may be easier than the client thinks. The written search order would be the best evidence. However, the client's use of the abstract would also work well. It would simply be a matter of serving a subpoena on the title insurer and lender to prove that the abstractor's search was the basis for issuance of a title insurance policy. In addition to paying the abstractor...the client will most likely lose his client.

4.   The absence of the individual that ordered the work or his/her lack of authorization to order the work is not the end of the argument.  The issue is the extent to which authorization to order the search existed...not whether or not the individual is still employed by the client. There are a number of different types of authorization under the law of agency. Most of us are acquainted with express authorization in which the client has clearly appointed the individual as the client's agent/employee for the purpose of ordering the search. However, the client may have clothed the individual with sufficient apparent or inherent authority to order the search if the client has placed the individual in a position to reasonably create the impression that the individual is properly authorized.  There is also the matter of ratification of the individual's order of the search if the client has accepted and used the abstractor's work.

       If he has accepted the abstractor's work the client may also have waived his defense or in the alternative be estopped from asserting it. I recently litigated a case against a car dealership. The defendant claimed that the individual who signed the contract was not authorized to bind the defendant to the contract. However, the defendant had accepted services from my client for many months. The court ruled that the client had benefited from my client's services, and was therefore estopped from denying the validity of the contract.

5.   "We never received the bill." This is an easy defense to overcome. In Connecticut there is a rebutable presumption that if correspondence is properly addressed and properly posted it is presumed to have been received by the defendant. The burden of proof is shifted to the defendant to prove that he did not receive it. The only time that I have seen the presumption rebutted is when the the recipient had moved the location of his business at the relevant time, or the the proponant failed to establish proof that would give rise to the presumption.

    I remember a case in which compliance with a contract cancellation was at issue. The contract required timely notification of non renewal or the contract would automatically renew for another 5 years. The defendant asserted that he had mailed a timely cancellation, but the only evidence he could produce was the self serving testimony of the defendant and a fax copy with a much later date in the fax signature at the top of the page. The defendant's witness testified that he had properly addressed and posted the letter of cancellation, but on cross examination it became apparent that he had not placed the letter out of his control in the mail box. He had placed it in a location within his office for a later mail pick up. The court opined that that his testimony and the fax copy of the letter were evidence, but not proof of  the presumption.

The more the abstractor protects himself in the terms of the search order he/she receives, the easier it will be for him/her to obtain payment.  If the client is not responding to the abstractor's invoices, the final invoice should be sent certified mail return receipt requested with copies of the ealier invoices attached to it.  

The above is Connecticut law, but most of these precepts have evolved over several centuries of common law, and exist in various forms in most states. Some have been codified into statute.

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Re: Top excuses for not paying vendors - Robb Grandon/MI
5/31/2008 5:01:11 PM (3709 views)
Re: Top excuses for not paying vendors - Kevin Ahern/CT
5/31/2008 5:51:12 PM (3642 views)
Re: Top excuses for not paying vendors - Robert Franco/OH
5/28/2008 12:05:20 PM (3843 views)
Re: Top excuses for not paying vendors - Scott Perry/PA
5/28/2008 12:31:18 PM (4469 views)
Re: Top excuses for not paying vendors - Rob  Robinson/PA
5/28/2008 4:04:06 PM (3850 views)
Re: Top excuses for not paying vendors - Matthew Sharpe/OH
6/2/2008 4:30:17 PM (3586 views)
Re: Top excuses for not paying vendors - William Pattison /CA
6/2/2008 5:20:07 PM (3684 views)
Re: Top excuses for not paying vendors - Scott Perry/PA
6/2/2008 5:39:46 PM (3688 views)
Re: Top excuses for not paying vendors - Rob  Robinson/PA
6/4/2008 2:46:11 PM (3632 views)

Junk Fee - Robert Franco/OH
5/27/2008 4:45:53 PM (3644 views)
Re: Junk Fee - Scott Perry/PA
5/27/2008 5:02:28 PM (3736 views)
Re: Junk Fee - Patrick Scott/IL
5/27/2008 10:37:29 PM (3722 views)
Re: Junk Fee - Robert Franco/OH
5/28/2008 12:10:00 PM (3787 views)
Re: Junk Fee - STEVE MEINECKE/TN
5/27/2008 11:52:26 PM (3724 views)
Re: Junk Fee - Robert Franco/OH
5/28/2008 12:11:34 PM (3670 views)
Re: Junk Fee - Clanci Nelson/OH
5/28/2008 1:38:32 PM (3867 views)
Re: Junk Fee - charles jetter/OH
5/29/2008 7:24:58 AM (3681 views)
Re: Junk Fee - Scott Perry/PA
5/29/2008 10:27:11 AM (3676 views)

Lets Search for title in India - David Bloys/TX
5/27/2008 12:57:12 AM (5287 views)
Re: Lets Search for title in India - STEVE MEINECKE/TN
5/27/2008 9:11:03 AM (3866 views)
Re: Lets Search for title in India - David Bloys/TX
5/27/2008 10:18:08 AM (3938 views)
Re: Lets Search for title in India - Rob  Robinson/PA
5/27/2008 12:43:13 PM (3750 views)
Re: Lets Search for title in India - STEVE MEINECKE/TN
5/27/2008 2:36:57 PM (3807 views)
Re: Lets Search for title in India - Rob  Robinson/PA
5/28/2008 3:31:35 PM (3718 views)
Re: Lets Search for title in India - Lynn Hammett/SC
5/29/2008 10:32:18 AM (3641 views)
Re: Lets Search for title in India - David Bloys/TX
5/29/2008 11:06:12 AM (3681 views)
Re: Lets Search for title in India - charles jetter/OH
5/29/2008 7:27:09 AM (3690 views)
Re: Lets Search for title in India - David Bloys/TX
5/29/2008 11:08:50 AM (3874 views)
Re: Lets Search for title in India - Rob  Robinson/PA
5/30/2008 9:00:06 AM (3723 views)
Re: Lets Search for title in India - Rahul/GA
10/14/2010 11:33:46 AM (3475 views)

Title Plant Software - Vikki Moffitt/GA
5/25/2008 5:33:55 PM (6392 views)
Re: Title Plant Software - STEVE MEINECKE/TN
5/26/2008 9:23:36 PM (4359 views)
Re: Title Plant Software - Vikki Moffitt/GA
5/27/2008 9:22:35 AM (3812 views)
Re: Title Plant Software - Melinda Barcum, J.D./AL
5/27/2008 12:38:25 PM (3962 views)
Re: Title Plant Software - STEVE MEINECKE/TN
5/27/2008 2:14:54 PM (3815 views)
Re: Title Plant Software - Stephen Williams/MO
5/29/2008 2:08:18 PM (3949 views)
Re: Title Plant Software - STEVE MEINECKE/TN
5/29/2008 4:31:55 PM (3893 views)
Re: Title Plant Software - STEVE MEINECKE/TN
6/4/2008 7:24:54 PM (3683 views)
Re: Title Plant Software - Vikki Moffitt/GA
6/4/2008 7:42:13 PM (3692 views)
Re: Title Plant Software - STEVE MEINECKE/TN
6/4/2008 8:58:33 PM (3702 views)

on the subject of RESPA reform - Diane Cipa/PA
5/23/2008 10:58:14 PM (3486 views)
Re: on the subject of RESPA reform - Patrick Scott/IL
5/25/2008 12:24:32 AM (3739 views)
Re: on the subject of RESPA reform - Diane Cipa/PA
5/27/2008 2:31:32 PM (3565 views)

Global Data Source, LLC (TitlePrep) - Edward Huguenin/SC
5/23/2008 12:08:18 PM (8151 views)
Re: Global Data Source, LLC (TitlePrep) - Sandra Morton/KS
6/2/2008 10:08:26 AM (3987 views)
Re: Global Data Source, LLC (TitlePrep) - Edward Huguenin/SC
6/2/2008 6:09:05 PM (3968 views)
Re: Global Data Source, LLC (TitlePrep) - Margaret Tobin/NC
6/12/2008 3:22:55 PM (3916 views)
Re: Global Data Source, LLC (TitlePrep) - Brenadette Turner/OH
9/22/2016 12:58:38 PM (2086 views)

Obama Update! - Kurt deVries/FL
5/23/2008 9:25:56 AM (3816 views)
Re: Obama Update! - Scott Perry/PA
5/23/2008 10:38:08 AM (6391 views)
Re: Obama Update! - Kevin Ahern/CT
5/23/2008 12:46:19 PM (3565 views)
Re: Obama Update! - Robert Franco/OH
5/23/2008 1:49:08 PM (3486 views)
Re: Obama Update! - Kurt deVries/FL
5/23/2008 2:17:07 PM (3439 views)
Re: Obama Update! - Chuck Y/NY
5/23/2008 2:25:25 PM (3338 views)
Re: Obama Update! - Kurt deVries/FL
5/23/2008 2:28:02 PM (3362 views)
Re: Obama Update! - Chuck Y/NY
5/23/2008 2:37:24 PM (3359 views)
Re: Obama Update! - Scott Perry/PA
5/23/2008 3:17:23 PM (6029 views)
Re: Obama Update! - Chuck Y/NY
5/23/2008 3:25:21 PM (3470 views)
Re: Obama Update! - Scott Perry/PA
5/23/2008 3:38:04 PM (6261 views)
Re: Obama Update! - Chuck Y/NY
5/23/2008 4:05:14 PM (3297 views)
Re: Obama Update! - Scott Perry/PA
5/23/2008 4:25:12 PM (3283 views)
Re: Obama Update! - Robert Franco/OH
5/23/2008 3:56:35 PM (5821 views)
Re: Obama Update! - Scott Perry/PA
5/23/2008 4:03:34 PM (6030 views)
Re: Obama Update! - Scott Perry/PA
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Re: Obama Update! - Robert Franco/OH
5/23/2008 2:53:04 PM (3327 views)
Re: Obama Update! - Kurt deVries/FL
5/23/2008 3:00:09 PM (3426 views)
Re: Obama Update! - Lucille Femine/NJ
5/27/2008 9:34:32 AM (3350 views)
Re: Obama Update! - john franz/NJ
5/27/2008 10:59:30 AM (3403 views)
Re: Obama Update! - Scott Perry/PA
5/27/2008 3:32:57 PM (3354 views)
Re: Obama Update! - J Nisonger/CA
5/27/2008 7:23:19 PM (3279 views)
Re: Obama Update! - Scott Perry/PA
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5/30/2008 6:13:18 PM (3117 views)
Re: Obama Update! - Scott Perry/PA
5/30/2008 8:37:06 PM (3023 views)
Re: Obama Update! - michael quinn/NY
5/31/2008 4:01:15 AM (3212 views)
Re: Obama Update! - Kevin Ahern/CT
5/31/2008 6:30:45 AM (3110 views)
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5/28/2008 12:38:53 PM (3090 views)
Re: Obama Update! - michael quinn/NY
5/28/2008 10:28:25 PM (3179 views)
Re: Obama Update! - michael quinn/NY
5/28/2008 10:28:27 PM (3180 views)
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6/2/2008 2:13:38 PM (2819 views)
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Re: Obama Update! - charles jetter/OH
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Re: Obama Update! - Scott Perry/PA
5/23/2008 5:43:07 PM (2999 views)
Re: Obama Update! - Kevin Ahern/CT
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Re: Obama Update! - Chuck Y/NY
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Re: Obama Update! - john franz/NJ
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Re: Obama Update! - Scott Perry/PA
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Re: Obama Update! - Scott Perry/PA
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Re: Obama Update! - Chuck Y/NY
6/5/2008 1:16:34 PM (2679 views)
Re: Obama Update! - Scott Perry/PA
6/5/2008 2:09:45 PM (4091 views)
Re: Obama Update! - michael quinn/NY
6/5/2008 2:01:34 PM (2695 views)
Re: Obama Update! - Scott Perry/PA
6/5/2008 2:12:16 PM (2589 views)
Re: Obama Update! - Kevin Ahern/CT
6/5/2008 2:24:49 PM (2551 views)
Re: Obama Update! - michael quinn/NY
6/5/2008 2:43:11 PM (2551 views)
Re: Obama Update! - Kevin Ahern/CT
6/5/2008 2:48:09 PM (2560 views)
Re: Obama Update! - michael quinn/NY
6/5/2008 3:38:15 PM (2686 views)
Re: Obama Update! - Kevin Ahern/CT
6/5/2008 8:28:23 PM (2560 views)
Re: Obama Update! - michael quinn/NY
6/7/2008 11:49:33 PM (2695 views)
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6/8/2008 5:45:08 AM (2782 views)
Re: Obama Update! - Janis Talbot/SC
6/8/2008 7:07:14 PM (2794 views)
Re: Obama Update! - Scott Perry/PA
6/8/2008 11:50:29 PM (2758 views)
Re: Obama Update! - Janis Talbot/SC
6/9/2008 7:52:19 AM (2679 views)
Re: Obama Update! - charles jetter/OH
6/9/2008 8:44:09 AM (2633 views)

iMortgage Services - Pat/NY
5/21/2008 9:28:30 AM (3929 views)
Re: iMortgage Services - Kevin Ahern/CT
5/21/2008 9:56:50 AM (3909 views)
Re: iMortgage Services - Pat/NY
5/21/2008 10:15:50 AM (3754 views)
Re: iMortgage Services - Vikki Moffitt/GA
5/21/2008 11:33:36 AM (3772 views)
Re: iMortgage Services - george Hubka/MI
5/26/2008 7:53:10 PM (3790 views)
Re: iMortgage Services - J Nisonger/CA
5/27/2008 7:42:27 PM (3781 views)
Re: iMortgage Services - george Hubka/MI
5/29/2008 9:23:10 AM (3698 views)

KKRB - Rachel Lallman/OH
5/20/2008 2:02:26 PM (3329 views)


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