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to post a message: login - or - register | search messages | hide all replies



PA people: Have you heard of these guys? - Alix Ott/MI
12/29/2008 1:44:29 PM (3837 views)
Re: PA people: Have you heard of these guys? - george Hubka/MI
1/1/2009 9:40:41 PM (4461 views)

A "thank you & happy new year" to Robert! - Alix Ott/MI
12/29/2008 11:25:10 AM (3458 views)
Re: A "thank you & happy new year" to Robert! - Dan Zook/NY
12/29/2008 11:45:52 AM (4603 views)
Re: A "thank you & happy new year" to Robert! - Glenda Hodge/TN
12/29/2008 11:23:45 PM (4486 views)
Re: A "thank you & happy new year" to Robert! - Robert Franco/OH
12/29/2008 2:44:03 PM (4457 views)
Re: A "thank you & happy new year" to Robert! - Clanci Nelson/OH
12/30/2008 9:32:50 AM (4485 views)

Career Dilemma - Robert Franco/OH
12/29/2008 9:34:12 AM (3940 views)
Re: Career Dilemma - Clanci Nelson/OH
12/29/2008 5:14:31 PM (4774 views)
Re: Career Dilemma - Robert Franco/OH
12/30/2008 9:39:47 AM (4628 views)
Re: Career Dilemma - Anthony Joseph/TX
12/30/2008 11:10:19 AM (4757 views)

Transtar National Title Beware - James "Lin" Toney/MS
12/24/2008 3:57:44 PM (5489 views)
Re: Transtar National Title Beware - Kyle Steele/FL
12/29/2008 10:56:53 AM (5343 views)
Re: Transtar National Title Beware - James "Lin" Toney/MS
12/29/2008 9:53:26 PM (10519 views)
Re: Transtar National Title Beware - Kyle Steele/FL
1/5/2009 11:04:06 AM (5017 views)
Re: Transtar National Title Beware - James "Lin" Toney/MS
1/5/2009 8:18:02 PM (5185 views)
Re: Transtar National Title Beware - Clanci Nelson/OH
12/30/2008 9:12:52 AM (5060 views)

Title Examiner / Abstractor (Telecommute) - Rebecca Fair/FL
12/23/2008 12:35:51 PM (6386 views)
Whoops...Sorry about the double post. n/m - Rebecca Fair/FL
12/23/2008 2:00:22 PM (4955 views)
Re: Title Examiner / Abstractor (Telecommute) - Kurt deVries/FL
12/26/2008 10:52:39 AM (5027 views)
Re: Title Examiner / Abstractor (Telecommute) - STEVE MEINECKE/TN
12/26/2008 1:28:15 PM (5365 views)
Re: Title Examiner / Abstractor (Telecommute) - William Pattison /CA
1/12/2009 12:49:15 PM (5310 views)


Real Title Services


Title Examiner / Abstractor (Telecommute) - Rebecca Fair/FL
12/23/2008 12:34:40 PM (7092 views)
Re: Title Examiner / Abstractor (Telecommute) - Patrick Scott/IL
12/23/2008 11:05:39 PM (5009 views)

Field Notes - Ellen Maher/MI
12/23/2008 10:34:35 AM (3731 views)
Re: Field Notes - Robert Franco/OH
12/23/2008 10:45:41 AM (4996 views)
Re: Field Notes - Clanci Nelson/OH
12/23/2008 12:27:43 PM (5016 views)
Re: Field Notes - David Keeling/TX
12/29/2008 12:35:08 PM (4955 views)
Re: Field Notes - William Pattison /CA
12/29/2008 1:48:56 PM (4990 views)
Re: Field Notes - Ray Young/GA
1/30/2009 1:00:19 PM (4437 views)

Richard Bolen - Janis Talbot/SC
12/22/2008 10:47:07 AM (3916 views)
Re: Richard Bolen - Clanci Nelson/OH
12/22/2008 12:11:39 PM (7453 views)
Re: Richard Bolen - Edward Huguenin/SC
12/22/2008 4:05:28 PM (5037 views)
Re: Richard Bolen - Clanci Nelson/OH
12/23/2008 12:42:43 PM (5070 views)
Re: Richard Bolen - Janis Talbot/SC
12/26/2008 9:16:57 PM (4966 views)
Re: Richard Bolen - Janis Talbot/SC
12/26/2008 9:08:58 PM (5042 views)
Re: Richard Bolen - Edward Huguenin/SC
12/27/2008 9:29:25 AM (4894 views)
Re: Richard Bolen - Clanci Nelson/OH
12/30/2008 9:07:49 AM (4878 views)

GLOBAL TITLE REPORTING SERVICES INC. - Joan Howland/CT
12/22/2008 10:00:45 AM (4424 views)
Re: GLOBAL TITLE REPORTING SERVICES INC. - Nils Nelson/ME
12/22/2008 11:23:15 AM (5245 views)
Re: GLOBAL TITLE REPORTING SERVICES INC. - george Hubka/MI
1/24/2009 10:48:31 PM (4978 views)
Re: GLOBAL TITLE REPORTING SERVICES INC. - Clanci Nelson/OH
1/26/2009 1:13:53 PM (4741 views)
Re: GLOBAL TITLE REPORTING SERVICES INC. - Joan Howland/CT
1/26/2009 5:48:11 PM (4587 views)
Re: GLOBAL TITLE REPORTING SERVICES INC. - Clanci Nelson/OH
1/27/2009 3:33:41 PM (4692 views)
Re: GLOBAL TITLE REPORTING SERVICES INC. - Joan Howland/CT
1/26/2009 5:49:37 PM (4702 views)
Re: GLOBAL TITLE REPORTING SERVICES INC. - Donna Stovall/NY
12/29/2008 12:57:08 PM (4863 views)

Give this Christmas gift to your good clients/vendors! - Slade Smith/OH
12/22/2008 7:22:48 AM (3820 views)
Re: Give this Christmas gift to your good clients/vendors! - Dan Zook/NY
12/22/2008 8:48:42 AM (5031 views)
This might take some time ... - Dan Zook/NY
12/22/2008 9:11:48 AM (5098 views)
Re: This might take some time ... - Slade Smith/OH
12/22/2008 5:27:17 PM (4710 views)

New York Title Abstract - Ron McPherson/IA
12/21/2008 8:26:40 PM (3828 views)
Re: New York Title Abstract - Jennifer Coffey/VA
12/23/2008 1:09:32 AM (4991 views)
Re: New York Title Abstract - Ron McPherson/IA
12/23/2008 8:56:06 PM (4980 views)
Re: New York Title Abstract - Julia Walker/KS
1/5/2009 12:29:34 PM (4944 views)
Re: New York Title Abstract - Denise Lippolis /NY
2/28/2009 12:27:39 PM (4729 views)

REFERENCES ON ABG - Debbie Thibodeaux/LA
12/18/2008 7:10:05 PM (3821 views)
Re: REFERENCES ON ABG - Jessica Talley/NJ
12/18/2008 8:23:55 PM (4941 views)
Re: REFERENCES ON ABG - Debbie Thibodeaux/LA
12/19/2008 10:48:57 AM (4989 views)
Re: REFERENCES ON ABG - Jeffrey Pettit/PA
4/21/2010 10:06:22 AM (4582 views)

Lipstick on a Pig? REVISED POSTING - . APS/NY
12/18/2008 4:04:54 PM (3903 views)
Re: Lipstick on a Pig? REVISED POSTING - Arthur Rosenbaum/PA
12/30/2008 9:55:54 AM (4872 views)

Legacy Title (Indiana) - Barbara Bennett/IN
12/17/2008 7:13:52 PM (4033 views)
Re: Legacy Title (Indiana) - Scott Joest/IN
12/22/2008 10:37:17 AM (4967 views)

Remove Disclaimer ??? - Glenda Hodge/TN
12/17/2008 6:47:39 PM (4234 views)
Hold Your Ground - Scott Perry/PA
12/17/2008 11:21:13 PM (5088 views)
Re: Remove Disclaimer ??? - Robert Franco/OH
12/18/2008 9:52:15 AM (5112 views)
Re: Remove Disclaimer ??? - MW/IL
12/18/2008 11:51:21 AM (4863 views)
Re: Remove Disclaimer ??? - Clanci Nelson/OH
12/19/2008 12:53:07 PM (4748 views)
Re: Remove Disclaimer ??? - Scott Perry/PA
12/19/2008 10:27:28 AM (5122 views)
Re: Remove Disclaimer ??? - STEVE MEINECKE/TN
12/19/2008 11:20:50 AM (4735 views)
Re: Remove Disclaimer ??? - Robert Franco/OH
12/19/2008 1:08:43 PM (4722 views)
Re: Remove Disclaimer ??? - STEVE MEINECKE/TN
12/19/2008 8:00:10 PM (4695 views)
Re: Remove Disclaimer ??? - Scott Perry/PA
12/19/2008 1:26:48 PM (4751 views)
Re: Remove Disclaimer ??? - STEVE MEINECKE/TN
12/19/2008 3:17:38 PM (4596 views)
Re: Remove Disclaimer ??? - Scott Perry/PA
12/20/2008 10:01:23 PM (4436 views)
Re: Remove Disclaimer ??? - STEVE MEINECKE/TN
12/20/2008 10:14:12 PM (4671 views)
Re: Remove Disclaimer ??? - J Nisonger/CA
12/27/2008 9:32:33 PM (4490 views)
Re: Remove Disclaimer ??? - Patricia Turley/MI
12/22/2008 6:34:06 AM (4675 views)
Is that really necessary? - Robert Franco/OH
12/22/2008 9:54:07 AM (4529 views)
A place for disclaimers - David Bloys/TX
12/22/2008 10:01:16 AM (4967 views)

I think there is a place for disclaimers. I don't use a general disclaimer but I believe they are appropriate and necessary for many situations. Especially when it serves to report local anomalies or clarify expectations.

For example:

  • When the client asks you to update someone elses work. We use a disclaimer stating that the search only covered a specific time period and a specific name. We are currently doing several of these as our client has picked up the work of a company that has gone out of business - thus explaining why we didn't do the original report.
  • When the county records have known errors. Last summer, one of my counties made a switch from one computer system to another. In the process six months worth of records disssapeared from the index. The documents were still in the books, but there was no way to find them. I discovered the error and put a disclamer on all my reports for that county until the county resolved the issue.
  • When a search request is beyond the scope of practicality. Many counties in Texas do not index assignments by borrower name. Legal descriptions are not indexed and in some computer indexes do not even appear in the index. This can make it impractical to accurately track a chain of assignments, unless the client is willing to pay the abstractor for a hand examination of thousands of documents.
  • When your source uses a disclaimer. While I've never found a county to post a disclaimer and I only work directly from the county records, most online databases have a disclaimer. I think it would be reckless to NOT use a disclaimer that restates any disclaimer of your source. No one can be more accurate than their source.
  • When your client requests a partial search. We've had clients request searches that leave out judgements, tax liens and other involuntary liens. In these cases we will either report them anyway or place a disclaimer on the report re-stating the vendors request.

These are just a few examples where a disclaimer serves to inform our clients of local situations in the county records that can affect accuracy and restates our obligations.  We carry a million dollars in insurance but it is not intended to protect us against the errors of others. In my view, a disclaimer that reports local anomylies or clarifies search results does, in fact, reflect pride in one's own work and should be part of any report where anomalies are found.

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Re: A place for disclaimers - William Pattison /CA
1/5/2009 12:33:33 PM (4552 views)
Re: Remove Disclaimer ??? - Nils Nelson/ME
12/22/2008 9:41:02 AM (4608 views)
Re: Remove Disclaimer ??? - Janis Talbot/SC
12/22/2008 10:51:09 AM (4609 views)
Re: Remove Disclaimer ??? - John /FL
12/23/2008 3:41:07 PM (4735 views)
Your Analogy Is Flawed - Scott Perry/PA
12/24/2008 2:08:44 AM (4613 views)
Re: Your Analogy Is Flawed - Dan Zook/NY
12/24/2008 8:44:35 AM (4466 views)
Re: Your Analogy Is Flawed - John /FL
12/24/2008 12:29:13 PM (4355 views)
Re: Your Analogy Is Flawed - Scott Perry/PA
12/24/2008 1:21:10 PM (4376 views)
Re: Your Analogy Is Flawed - John /FL
12/24/2008 1:46:55 PM (4550 views)
Re: Your Analogy Is Flawed - Scott Perry/PA
12/24/2008 2:13:15 PM (4599 views)
Re: Your Analogy Is Flawed - John /FL
12/25/2008 1:27:00 AM (7095 views)
Re: Your Analogy Is Flawed - Scott Perry/PA
12/26/2008 10:00:55 AM (4345 views)
Re: Your Analogy Is Flawed - J Nisonger/CA
12/27/2008 9:43:45 PM (4556 views)
Re: Your Analogy Is Flawed - Scott Perry/PA
12/28/2008 1:03:26 AM (4486 views)
Re: Your Analogy Is Flawed - Dan Zook/NY
12/29/2008 11:36:35 AM (4386 views)
Re: Your Analogy Is Flawed - Robert Franco/OH
12/29/2008 11:43:18 AM (4416 views)
Re: Your Analogy Is Flawed - Clanci Nelson/OH
12/30/2008 8:56:23 AM (4312 views)
Re: Remove Disclaimer ??? - John /FL
12/24/2008 12:51:48 PM (4324 views)
Re: Remove Disclaimer ??? - Scott Perry/PA
12/24/2008 1:25:51 PM (4481 views)
Re: Remove Disclaimer ??? - James "Lin" Toney/MS
12/30/2008 7:49:56 PM (4339 views)
Re: Remove Disclaimer ??? - Clanci Nelson/OH
12/31/2008 2:49:09 PM (6526 views)
Re: Remove Disclaimer ??? - stephen willard/OH
1/6/2009 7:17:22 AM (4340 views)
Re: Remove Disclaimer ??? - michael quinn/NY
1/6/2009 9:34:34 AM (4501 views)
Re: Remove Disclaimer ??? - Robert Franco/OH
1/6/2009 5:02:27 PM (4225 views)
Re: Remove Disclaimer ??? - michael quinn/NY
1/7/2009 3:01:26 AM (4514 views)
Re: Remove Disclaimer ??? - Robert Franco/OH
1/7/2009 12:39:23 PM (4276 views)
Re: Remove Disclaimer ??? - michael quinn/NY
1/9/2009 11:50:36 PM (4248 views)
Re: Remove Disclaimer ??? - Robert Franco/OH
1/10/2009 11:47:01 AM (4322 views)
Re: Remove Disclaimer ??? - STEVE MEINECKE/TN
1/10/2009 1:52:55 PM (6431 views)
Re: Remove Disclaimer ??? - Scott Perry/PA
1/10/2009 5:35:24 PM (4488 views)
Re: Remove Disclaimer ??? - michael quinn/NY
1/11/2009 1:58:20 AM (4169 views)
Re: Remove Disclaimer ??? - Clanci Nelson/OH
1/6/2009 4:57:07 PM (4057 views)
Re: Remove Disclaimer ??? - Robert Franco/OH
1/6/2009 5:14:49 PM (4114 views)


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