I agree Scott words CAN be a very precise tool if properly utilized. And no a disclaimer is NOT a contract.
Contract
Definition 1
A binding agreement between two or more parties for performing, or refraining from performing, some specified act(s) in exchange for lawful consideration.
Definition 2
The unit of trade for a financial or commodity future.
Disclaimer
1. A repudiation or denial of responsibility or connection.
2. Law. A renunciation of one's right or claim.
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