I do not know you Ms. Connor, but I would tender to you some advice. Do not make any postings offering a defense. From what I have read, you could very well be targeted and successfully sued by a Plaintiff or a Class of Plaintiff's. The appearance of impropriety is most certainly there against you and it would be very easy to lift the veil of Corporate anonymity. I would suggest retaining Counsel because I believe this bubble is about to burst.