To me she represents a change in the right direction.  I've been listening to her interviews on various subjects for years & she appears to have a common sense take on most problems.  I have to agree with Robert on gov't regulation as well.    My experience with insurance companies of all stripes is that once you make a claim, you get kicked to the curb.  As for the idea that they're not going to offer insurance policies for children anymore - well that just seems like more of the same.  After all, insurance companies are in business to make money - not spend it on people who might actually need it.  Many, many years ago, during a violent nor'easter that was pretty close to being a hurricane our roof leaked so we filed a claim with our insurer.  They sent someone out to look at the damange - she agreed that it was solely the result of a violent storm & they sent us a check for the damages.  10 days later they cancelled the policy.