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[+] A scam, but I'm not sure how it works - Leigh Attridge/MA (3 replies)
9/28/2010 8:27:30 AM (3954 views)

[+] Comment on "States Take Action Against GMAC/Ally, Other Banks May Soon Be in Hot Water" - Source of Title/OH (4 replies)
9/27/2010 3:53:56 PM (3222 views)

NYT Article- Raters Ignored Problems with Unsafe Loans - Leigh Attridge/MA
9/27/2010 9:35:36 AM (4167 views)

[+] TITLE SOLUTIONS, INC. - Saundra  Scott/MD (6 replies)
9/25/2010 5:20:01 AM (4408 views)

[+] abstracts a gogo - Robert Alvey/VA (20 replies)
9/24/2010 8:44:41 AM (4050 views)


Real Title Services


[+] Need A Cheap Title Search Done Quietly? Give Us A Trial! - Jack Johanson/PA (10 replies)
9/23/2010 2:12:41 PM (7614 views)

[+] Ally Bank mortgage foreclosure moratorium - Leigh Attridge/MA (2 replies)
9/22/2010 5:55:14 PM (6716 views)

[+] Boston National Settlement Serivces - Matthew DeLand/NY (3 replies)
9/22/2010 5:35:36 PM (3529 views)

[+] Comment on "Elizabeth Warren Takes on Simplifying Mortgage Documents" - Source of Title/OH (17 replies)
9/22/2010 1:52:58 PM (3220 views)

National Bank Operating Subsidiary List - Leigh Attridge/MA
9/22/2010 8:29:48 AM (4353 views)

[+] Comment on ""Abstractor" Gets Drilled By Cops Over Fake Gas Rights" - Source of Title/OH (5 replies)
9/20/2010 7:01:09 PM (3142 views)

[+] Lefty blogs pick up on title issues - Slade Smith/OH (1 reply)
9/20/2010 5:54:30 PM (4627 views)

[+] Global Data Source - Stacey Duque/GA (8 replies)
9/20/2010 4:36:39 PM (3467 views)

[+] Comment on "Undisclosed Code Violation Notices Leave Homebuyers Holding the Bag" - Source of Title/OH (13 replies)
9/20/2010 2:03:35 PM (2991 views)

[-] Another Case of a Bank Foreclosing in Error - Slade Smith/OH (1 reply)
9/17/2010 2:16:24 PM (4558 views)
Re: Another Case of a Bank Foreclosing in Error - William Pattison /CA
10/4/2010 2:08:07 PM (2434 views)

A situation that touches on a similar sort of matter occurred last Friday in San Mateo County. 

An elderly couple had been into the Recorders Office the day prior and returned Friday because they were being hounded by creditors, refinance agencies and foreclosure services about their home.  Phone calls, knocks on the door and mail were coming to them at all hours and they were visibly flustered. 

The county staff, inexperienced as they are, failed to help them, so I poked my nose into the situation and got to the heart of the matter in minutes.  My  initial suspicions was a failure by the trustee to  list a parcel number or address correctly on a foreclosure notice.  Upon finding a copy  of the Notice of Default which was referenced on their Caldwell Banker printout, I was proven wrong.  (For once) the Trustee had done their job, listing the deed of trust and proper borrowers (not our couple) and APN number correctly.  The Assessors Parcel Number (APN) of the elderly couple and the APN of the subject land in foreclosure were similar and off by a  mere digit.

A private database contractor had transcribed the APN from the public records wrong onto a private database.  The private database firm then resold the wrong data to many other firms, including mortgage and foreclosure-remedy companies.  These firms, in turn, contacted the poor couple who were, in no way, in foreclosure.  Yet, they were worried sleepless about the condition of their home, by this error.  Nobody at the data firm was taking responsibility, saying only that they had obtained the information from public records at the Recorders Office. 

Sad really.   The lady reminded me of my grandma; and nobody messes with granny.  Dirty SOB's.

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