The problem appears to be that there is never  enough work offered  to pay for the insurance.  I've done  work in the past that would have been to my benefit to stay home instead. By the time to  travel to the courthouse what you made is already gone.  You are  expected  to work for next to nothing,  and frankly the  companies offering the  work will whore you  out for  five bucks.  Frankly, I don't  know why  I even bother.   

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