I've been talking about the downturn in refi's for quite awhile amongst friends and fellow abstractors.  This had to happen eventually with unrealistically low interest rates for mortgages.  (What goes down, must go back up.)

I think we have to start raising our rates on the crappy orders we get stuck with and also on full and/or commercial searches.  Everything else is being done in house or going to India as long as it's on line (and more and more counties go that route these days).