I just did a loan for them Friday night.  Unfortunately, most of the signing companies want you to complete a background check yearly.  Here is CA we have a mandatory 4 year one to renew our commission, yet we still need to do one for the signing companies that same year.  So you have to decide if it is worth it to you in the long run.  

 Invoices don't need to be mailed in anymore.  That is one good thing.