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New site layout - Slade Smith/OH
8/9/2004 2:37:08 AM (1781 views)
Re: New site layout - Loretta Reed/MD
8/9/2004 8:55:11 AM (3191 views)
Re: New site layout - Teresa Beeman/NC
8/9/2004 10:33:11 AM (3200 views)
Re: New site layout - Judy Nisonger/CA
8/9/2004 11:29:03 AM (3207 views)
Re: New site layout - Slade Smith/MD
8/9/2004 11:56:57 AM (3348 views)
Re: New site layout - Marilyn Parker/IL
8/9/2004 1:38:22 PM (3224 views)
Re: New site layout - Amanda Packey/FL
8/9/2004 2:48:52 PM (3251 views)
Re: New site layout - Tammy Elliott/WA
8/10/2004 2:02:12 AM (3206 views)
Re: New site layout - Teresa Beeman/NC
8/10/2004 10:07:35 AM (3182 views)
Slade question on New site layout - Shannon Blatt/VA
8/10/2004 5:02:26 PM (3318 views)
Re: Slade question on New site layout - Slade Smith/MD
8/11/2004 12:23:17 AM (3211 views)

What you need to do if Companies are not paying you> - Angelica DelliCarpini/IN
8/8/2004 5:36:14 PM (1912 views)
Re: What you need to do if Companies are not paying you> - Marilyn Parker/IL
8/9/2004 1:35:24 PM (3304 views)

Merging Companies - Teresa Beeman/NC
8/7/2004 10:28:11 PM (1434 views)

Why aren't we getting paid? - Barbara Bennett/IN
8/5/2004 7:49:35 PM (1982 views)
Re: Why aren't we getting paid? - Teresa Beeman/NC
8/7/2004 9:46:26 AM (3239 views)
Re: Why aren't we getting paid? - Angelica DelliCarpini/IN
8/7/2004 3:33:49 PM (3226 views)
Re: Why aren't we getting paid? - Loretta Reed/MD
8/7/2004 4:11:45 PM (3228 views)
Re: Why aren't we getting paid? - Angelica DelliCarpini/IN
8/8/2004 5:27:08 PM (3200 views)
Re: Why aren't we getting paid? - Loretta Reed/MD
8/8/2004 11:02:23 PM (3137 views)
Re: Why aren't we getting paid? - Angelica DelliCarpini/IN
8/9/2004 8:53:29 AM (3353 views)
Re: Why aren't we getting paid? - Shannon Blatt/VA
8/10/2004 12:30:50 AM (3049 views)

Lenders First Choice - Judy Nisonger/CA
8/5/2004 5:00:14 PM (2132 views)
Re: Lenders First Choice - Shannon Blatt/VA
8/5/2004 11:14:02 PM (3371 views)
Re: Lenders First Choice - Judy Nisonger/CA
8/6/2004 11:59:48 AM (3245 views)
Re: Lenders First Choice - Edward Mastrianni/CT
8/7/2004 7:41:34 PM (3299 views)
Re: Lenders First Choice - Teresa Beeman/NC
8/9/2004 10:31:27 AM (3236 views)
Re: Lenders First Choice - Shannon Blatt/VA
8/10/2004 12:32:25 AM (3126 views)
Re: Lenders First Choice - Teresa Beeman/NC
8/10/2004 10:06:05 AM (3271 views)
Re: Lenders First Choice - debra price/UT
8/12/2004 12:16:28 AM (3216 views)
Re: Lenders First Choice - Gary Hays/FL
2/9/2006 10:11:19 AM (3046 views)




Title Searches - Steve Levinson/FL
8/5/2004 2:20:21 PM (1989 views)
Re: Title Searches - Robert Franco/OH
8/5/2004 4:45:43 PM (3328 views)
Re: Title Searches - Steve/FL
8/5/2004 5:03:07 PM (3180 views)
Re: Title Searches - Robert Franco/OH
8/5/2004 5:32:39 PM (3262 views)
But, how do you REALLY feel, Robert? - Scott Perry/PA
8/5/2004 10:13:27 PM (3337 views)
Re: But, how do you REALLY feel, Robert? - Robert Franco/OH
8/6/2004 11:02:54 AM (3176 views)
Re: But, how do you REALLY feel, Robert? - Ellen Malloy/MO
8/6/2004 2:34:31 PM (3125 views)

I totally understand how you feel Robert....last year was my worst year ever.  My costs sky rocketed, and fees from customers plummeted.  After six months of that trend, I had no choice but to tell customers they either had to pay my charge...or find someone else.  It is now August, and we are still struggling to get out from under the debt that I accumulated trying to keep things going. But we are still here, and fortunately the girls that work for me - are good people and willing to do whatever it takes to keep going.  We pick up a customer here and there, and every bit helps but there are days when that accounts recievable sure could use a shot in the arm.  I know of two abstractors who are no longer around in the courthouse...and I would guess it was probably because of problems with their searches and/or the business slowing down. Meanwhile, for every two that are no longer in business - there are four new ones.  I know several people who mistakenly got the impression that this is an easy way to make a buck.  Wrong. wrong. wrong.   Two of my employees  have worked for me a little over 18 months...and the more they learn...the more they understand how little they DO know.  I have been abstracting and examining over 20 years..and I am STILL LEARNING.  Laws change. Interpretations change from customer to customer....
   My reputation...my company's reputation...is our biggest asset and our largest liability.   If I curtail quality in the name of turnaround time and expense, my risk of error increases.  When my risk increases....errors occur. Those errors damage credibility...which affects client confidence. Client confidence determines  where the orders go.  We are at the edge of this turning tide of growth.  And I do get angry when I hear or see some person who thinks that all that is involved is finding a warranty deed and the loan after it. It doesn't matter who executed the deed, who signed the loan papers, etc. etc. And it's not just abstractors that are doing this kind of stuff - the newer title companies have people working for them that just do not know what they are doing....they don't do updates, they don't check court (its on the credit report anyway, right???)...they don't run additional names on the title....geez..it's appalling what all is or isn't being done anymore. I am as guilty as the next person by thinking that well, they will go out of business sooner or later so it won't affect me.  WRONG.  By the time they go out of business, I may be out of business.  My vendor may be out of business from all the stupidity that they have been exposed to. I think that it is REALLY in all of our best interest to get this certification process in place - and to make sure that somehow, it becomes such a standard in this industry - that incompetency becomes a thing of the past. In the meantime, as long as my fax machines keep working, and I squeeze one more copy from each printer, all the cell phones recharge,  the copy bill stays within $100, the computers don't lock up, and the mailman brings a check now and again - just in time to make payroll ....

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Re: But, how do you REALLY feel, Robert? - Steve Levinson/FL
8/6/2004 4:14:10 PM (3137 views)
Re: But, how do you REALLY feel, Robert? - Slade Smith/OH
8/6/2004 5:24:21 PM (3196 views)
CERTIFICATION - Shannon Blatt/VA
8/7/2004 12:04:42 AM (3109 views)

Northeastern Title Services? - Sean/NH
8/5/2004 8:04:51 AM (1446 views)

NO PAYS - Patty Bolden/TX
8/5/2004 8:00:13 AM (1937 views)
Re: NO PAYS - Michael Solt/PA
8/5/2004 2:55:22 PM (3157 views)
Re: NO PAYS - Kunal Khanna/VA
8/13/2004 1:36:27 PM (3136 views)
Re: NO PAYS - Ronald Seal/NJ
8/16/2004 11:26:41 AM (3318 views)

Any ideas for business cards - Loretta Reed/MD
8/4/2004 10:30:41 PM (1796 views)
Re: Any ideas for business cards - David Bloys
8/5/2004 9:52:42 AM (3141 views)
Re: Any ideas for business cards - Amanda Packey/FL
8/6/2004 4:25:50 PM (3229 views)
Re: Any ideas for business cards - Brian Whiteford/MD
8/5/2004 10:03:02 AM (3209 views)
Re: Any ideas for business cards - Brian Whiteford/MD
8/6/2004 11:02:56 AM (3145 views)

Starting A Title Co...? - Mark Russomanno/NJ
8/4/2004 8:56:32 PM (1967 views)
Re: Starting A Title Co...? - Shannon Blatt/VA
8/4/2004 11:22:08 PM (3212 views)
Re: Starting A Title Co...? - Amy Holder/NJ
8/5/2004 2:28:19 PM (3118 views)

Questions and more questions... - Judy Nisonger/CA
8/4/2004 6:44:18 PM (1966 views)
Re: Questions and more questions... - Shannon Blatt/VA
8/7/2004 12:10:19 AM (3245 views)

Another request to lower fees - Robert Franco/OH
8/4/2004 11:09:33 AM (2069 views)
Re: Another request to lower fees - Barbara Bennett/IN
8/4/2004 4:47:09 PM (3437 views)
Re: Another request to lower fees - Douglas Gallant/OH
8/4/2004 4:52:19 PM (3430 views)
Because everyone lowers them - Kurt deVries/FL
8/5/2004 1:58:31 PM (3188 views)
Re: Because everyone lowers them - Amanda Packey/FL
8/6/2004 4:30:51 PM (3312 views)
Re: Another request to lower fees - Robert Breakell/CT
8/5/2004 6:28:40 PM (3260 views)
You wanna play, you gotta pay! - Scott Perry/PA
8/5/2004 9:58:28 PM (3293 views)
ENRON, ENRON, ENRON!!! - Georgette Cope/MT
8/6/2004 1:45:04 PM (3138 views)
Re: ENRON, ENRON, ENRON!!! - SHARON YAHRAES/ID
8/9/2004 7:40:40 PM (3297 views)

ONLINE COURSE - JOHN COTTON/TX
8/3/2004 5:51:05 PM (1954 views)
Re: ONLINE COURSE - Scott Perry/PA
8/3/2004 9:00:18 PM (3251 views)
Re: ONLINE COURSE - Shannon Blatt/VA
8/3/2004 10:26:14 PM (3228 views)
Re: ONLINE COURSE - Robert Franco/OH
8/3/2004 10:55:34 PM (3107 views)
Re: ONLINE COURSE - JOHN COTTON/TX
8/4/2004 3:19:11 PM (3262 views)
Re: ONLINE COURSE - Robert Franco/OH
8/4/2004 4:31:08 PM (3329 views)
Re: ONLINE COURSE - Judy Nisonger/CA
8/4/2004 6:40:00 PM (3131 views)

Docupen - John OConnor/IL
8/2/2004 6:00:46 PM (1928 views)
Re: Docupen - Robert Franco/OH
8/2/2004 6:19:32 PM (3284 views)
Re: Docupen - John OConnor/IL
8/3/2004 6:12:52 PM (3200 views)
Re: Docupen - Judy Nisonger/CA
8/4/2004 6:41:28 PM (3261 views)
Re: Docupen - Robert Franco/OH
8/5/2004 9:58:26 AM (3245 views)
Re: Docupen - Judy Nisonger/CA
8/5/2004 4:52:34 PM (3214 views)

Web page and E-mail - NALTEA/MO
8/2/2004 5:30:32 PM (1391 views)


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