Your biggest expense right out of the shoot is going to be getting E & O insurance. If you can even get it. It really depends on how long you have been doing this kind of work. It is really hard to get new clients these days with all of the new companies popping up. As far as health insurance, that you have to pay for on your own. You may qualify for a small group plan if you have any employees. Expect to pay quit a bit for a family plan. In Florida we pay about $700 a month for a family with Humana. Think long and hard about this business. It can be very rewarding if you work hard and market the right way. If I can help at all let me know.

Kurt