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Where will you be? - Jay Duncan/MO
11/15/2004 11:18:15 PM (2607 views)
Re: Where will you be? - Robert Franco/OH
11/16/2004 3:27:06 PM (4042 views)

IMPORTANT PLEASE READ - Mr. Donald Hall/NC
11/15/2004 8:58:08 PM (2791 views)
Re: IMPORTANT PLEASE READ - Lisa Ramsey/TX
11/15/2004 11:21:07 PM (4217 views)
Re: IMPORTANT PLEASE READ - Shannon Blatt/VA
11/15/2004 11:46:37 PM (4197 views)
Re: IMPORTANT PLEASE READ - Robert Franco/OH
11/16/2004 12:16:17 AM (4477 views)
Re: IMPORTANT PLEASE READ - Shannon Blatt/VA
11/16/2004 1:15:05 AM (4168 views)
Re: IMPORTANT PLEASE READ - Judy Nisonger/CA
11/16/2004 1:38:06 AM (4097 views)
Re: IMPORTANT PLEASE READ - Judy Nisonger/CA
11/16/2004 1:36:48 AM (4165 views)
Re: IMPORTANT PLEASE READ - David Bloys/TX
11/16/2004 8:02:38 AM (4180 views)
Re: IMPORTANT PLEASE READ - Lisa Ramsey/TX
11/16/2004 8:46:45 AM (4445 views)
Re: IMPORTANT PLEASE READ - kevin ahern/CT
11/16/2004 10:44:54 AM (4197 views)
Re: IMPORTANT PLEASE READ - David Bloys/TX
11/16/2004 11:40:00 AM (4119 views)
Re: IMPORTANT PLEASE READ - Patty Bolden/TX
11/17/2004 11:41:19 AM (4100 views)
Re: IMPORTANT PLEASE READ - Slade Smith/OH
11/16/2004 9:52:39 AM (4101 views)
Re: IMPORTANT PLEASE READ - David Bloys/TX
11/16/2004 11:28:41 AM (4091 views)
Re: IMPORTANT PLEASE READ - Jay Duncan
11/16/2004 8:08:01 AM (4145 views)
Re: IMPORTANT PLEASE READ - Kurt deVries/FL
11/16/2004 9:49:24 AM (4100 views)
Re: IMPORTANT PLEASE READ - Barbara Bennett/IN
11/16/2004 10:40:56 AM (4049 views)
Re: IMPORTANT PLEASE READ - James Guill/VA
11/16/2004 2:08:45 PM (4067 views)
Re: IMPORTANT PLEASE READ - Michelle Bernard/LA
11/16/2004 3:15:52 PM (4169 views)
Re: IMPORTANT PLEASE READ - monica froese/ME
11/16/2004 6:24:04 PM (4125 views)
Re: IMPORTANT PLEASE READ - Judy Nisonger/CA
11/19/2004 6:48:00 PM (4355 views)
Re: IMPORTANT PLEASE READ - Robert Franco/OH
11/19/2004 10:10:35 PM (4127 views)
Re: IMPORTANT PLEASE READ - Judy Nisonger/CA
11/20/2004 2:13:45 AM (4093 views)

JAY - Amy Holder/NJ
11/15/2004 2:42:39 PM (2627 views)
Re: JAY - Jay Duncan
11/15/2004 5:59:48 PM (4069 views)

HOME CLOSER - Patty Bolden/TX
11/15/2004 1:17:22 PM (2551 views)
Re: HOME CLOSER - monica froese/ME
11/15/2004 6:32:01 PM (4010 views)
Re: HOME CLOSER - Renee Washington/IL
11/16/2004 8:28:06 AM (3999 views)

first snow... - monica froese/ME
11/14/2004 6:52:26 PM (2500 views)
Re: first snow... - Judy Nisonger/CA
11/15/2004 11:06:50 AM (4010 views)




Contact Info for Frank Navarro, InfoTrack for Re-Bill - Oliver Chisolm, Jr/MS
11/13/2004 6:50:49 PM (2716 views)
Re: Contact Info for Frank Navarro, InfoTrack for Re-Bill - Julie Jasiunas/WI
11/14/2004 9:46:58 AM (4276 views)
Re: Contact Info for Frank Navarro, InfoTrack for Re-Bill - Lisa Ramsey/TX
11/14/2004 10:58:56 AM (4171 views)
Re: Contact Info for Frank Navarro, InfoTrack for Re-Bill - Scott Aduddell/MO
11/21/2004 4:29:33 PM (4173 views)

Working together... (more) - Robert Franco/OH
11/12/2004 6:58:04 PM (3404 views)
Re: Working together... (more) - Robert Breakell/CT
11/12/2004 7:44:19 PM (4183 views)

Should SOT Support Companies Doing Online Searches - Lisa Ramsey/TX
11/11/2004 5:13:40 PM (2583 views)
Re: Should SOT Support Companies Doing Online Searches - Shannon Blatt/VA
11/11/2004 7:56:04 PM (4194 views)
Re: Should SOT Support Companies Doing Online Searches - Robert Franco/OH
11/11/2004 8:19:39 PM (4092 views)
Re: Should SOT Support Companies Doing Online Searches - Robert Franco/OH
11/11/2004 8:07:52 PM (4086 views)
Re: Should SOT Support Companies Doing Online Searches - Amy Holder/NJ
11/12/2004 4:03:16 PM (4117 views)
Re: Should SOT Support Companies Doing Online Searches - Judy Nisonger/CA
11/13/2004 1:04:38 AM (4069 views)
Re: Should SOT Support Companies Doing Online Searches - Lisa Ramsey/TX
11/13/2004 12:45:11 PM (4127 views)
Re: Should SOT Support Companies Doing Online Searches - Judy Nisonger/CA
11/13/2004 4:48:50 PM (4115 views)
Re: Should SOT Support Companies Doing Online Searches - Jay Duncan
11/14/2004 7:22:57 PM (3993 views)
Re: Should SOT Support Companies Doing Online Searches - Lisa Ramsey/TX
11/15/2004 7:02:30 PM (3963 views)
Re: Should SOT Support Companies Doing Online Searches - Amy Holder/NJ
11/14/2004 10:09:11 PM (4128 views)
Re: Should SOT Support Companies Doing Online Searches - Lisa Ramsey/TX
11/15/2004 8:01:14 AM (4039 views)
Re: Should SOT Support Companies Doing Online Searches - Amy Holder/NJ
11/15/2004 1:25:27 PM (4027 views)
Re: Should SOT Support Companies Doing Online Searches - Judy Nisonger/CA
11/15/2004 2:25:44 PM (3997 views)
Re: Should SOT Support Companies Doing Online Searches - Lisa Ramsey/TX
11/15/2004 3:02:01 PM (3917 views)
Re: Should SOT Support Companies Doing Online Searches - Amy Holder/NJ
11/15/2004 4:21:46 PM (4046 views)
Re: Should SOT Support Companies Doing Online Searches - Lisa Ramsey/TX
11/17/2004 1:01:51 PM (4003 views)
Re: Should SOT Support Companies Doing Online Searches - Amy Holder/NJ
11/17/2004 6:06:26 PM (3949 views)
Re: Should SOT Support Companies Doing Online Searches - Lisa Ramsey/TX
11/17/2004 11:22:10 PM (3929 views)
Re: Should SOT Support Companies Doing Online Searches - Judy Nisonger/CA
11/20/2004 2:00:41 PM (4238 views)
Re: Should SOT Support Companies Doing Online Searches - Judy Nisonger/CA
11/15/2004 2:19:01 PM (4010 views)
Re: Should SOT Support Companies Doing Online Searches - Amy Holder/NJ
11/15/2004 2:33:22 PM (3946 views)
Re: Should SOT Support Companies Doing Online Searches - Douglas Gallant/OH
11/17/2004 5:10:38 PM (3934 views)
Re: Should SOT Support Companies Doing Online Searches - Amy Holder/NJ
11/17/2004 6:58:48 PM (3893 views)

IF YOU LOVE YOUR FREEDOM, THANK A "GRUNT" - Scott Perry/PA
11/11/2004 4:09:57 PM (2585 views)
Re: IF YOU LOVE YOUR FREEDOM, THANK A "GRUNT" - Jay Duncan
11/11/2004 8:56:30 PM (3804 views)

Someone STOLE..... - Michelle Bernard/LA
11/11/2004 12:02:30 PM (2634 views)
Re: Someone STOLE..... - kevin ahern/CT
11/11/2004 12:22:25 PM (3923 views)
Re: Someone STOLE..... - David Bloys/TX
11/11/2004 12:32:50 PM (4100 views)
Re: Someone STOLE..... - kevin ahern/CT
11/11/2004 12:37:41 PM (4082 views)
Re: Someone STOLE..... - Robert Breakell/CT
11/11/2004 4:07:28 PM (4018 views)
Re: Someone STOLE..... - kevin ahern/CT
11/11/2004 4:41:34 PM (4030 views)
Re: Someone STOLE..... - Loretta Reed/MD
11/11/2004 4:17:13 PM (3930 views)
Re: Someone STOLE..... - Michelle Bernard/LA
11/11/2004 6:14:56 PM (4027 views)
Re: Someone STOLE..... - Judy Nisonger/CA
11/12/2004 5:18:23 AM (3882 views)
Re: Someone STOLE..... - Judy Nisonger/CA
11/12/2004 5:19:29 AM (3972 views)
Re: Someone STOLE..... - Michelle Bernard/LA
11/12/2004 3:15:05 PM (3909 views)
I found the - Michelle Bernard/LA
11/12/2004 3:19:37 PM (3983 views)
Re: I found the - Judy Nisonger/CA
11/13/2004 1:06:49 AM (4070 views)
Re: Someone STOLE..... - Michelle Bernard/LA
11/18/2004 4:03:59 PM (3817 views)

I am a Veteran - Jay Duncan/MO
11/10/2004 11:09:37 PM (2472 views)
Re: I am a Veteran - Michelle Bernard/LA
11/11/2004 6:16:33 PM (3877 views)
Re: I am a Veteran - Kurt deVries/FL
11/17/2004 10:51:42 AM (3969 views)
Re: I am a Veteran - Jay Duncan
11/17/2004 12:13:47 PM (3944 views)
Re: I am a Veteran - Lisa Ramsey/TX
11/17/2004 12:54:55 PM (3971 views)

It is the soldier - Jay Duncan/MO
11/10/2004 10:40:58 PM (2372 views)
Re: It is the soldier - Judy Nisonger/CA
11/11/2004 3:01:31 AM (3881 views)
Re: It is the soldier - Jay Duncan
11/11/2004 8:40:24 AM (3738 views)
Re: It is the soldier - Judy Nisonger/CA
11/11/2004 10:39:56 AM (3801 views)

Skipjack - kevin ahern/CT
11/10/2004 5:00:03 PM (2602 views)
Re: Skipjack - Judy Nisonger/CA
11/10/2004 5:35:03 PM (3928 views)
Re: Skipjack - Jay Duncan/MO
11/10/2004 11:12:43 PM (3880 views)
Re: Skipjack - Judy Nisonger/CA
11/11/2004 3:09:58 AM (3822 views)
Re: Skipjack - Ellen Malloy/MO
11/11/2004 2:47:08 PM (4171 views)
Re: Skipjack - Jay Duncan
11/11/2004 2:57:11 PM (3811 views)
Re: Skipjack - Shannon Blatt/VA
11/11/2004 7:58:37 PM (3772 views)
Re: Skipjack - Jay Duncan
11/11/2004 9:02:34 PM (3741 views)
Re: Skipjack - Judy Nisonger/CA
11/12/2004 4:42:02 AM (3768 views)
Re: Skipjack - kevin ahern/CT
11/11/2004 6:15:54 AM (3821 views)
Re: Skipjack - Jay Duncan
11/11/2004 8:43:44 AM (3732 views)
Re: Skipjack - kevin ahern/CT
11/11/2004 9:12:46 AM (3809 views)
Re: Skipjack - Jay Duncan
11/11/2004 9:22:19 AM (3822 views)
Re: Skipjack - Lisa Ramsey/TX
11/11/2004 11:09:53 AM (3780 views)
Re: Skipjack - kevin ahern/CT
11/11/2004 11:35:23 AM (3836 views)
Re: Skipjack - Donna Grady/NC
11/13/2004 10:25:23 AM (3767 views)
Re: Skipjack - Lisa Ramsey/TX
11/13/2004 12:30:39 PM (3815 views)
Re: Skipjack - Scott Perry/PA
11/15/2004 9:26:48 PM (3694 views)

E&O insurance - Judy Nisonger/CA
11/10/2004 1:54:28 PM (3221 views)
Re: E&O insurance - Robert Breakell/CT
11/10/2004 7:41:02 PM (3678 views)
Re: E&O insurance - kevin ahern/CT
11/11/2004 6:04:14 AM (3679 views)
Re: E&O insurance - Robert Breakell/CT
11/11/2004 12:05:56 PM (3600 views)

Online services - Jimmy Smith/PA
11/10/2004 12:43:30 PM (2548 views)
Re: Online services - Lisa Ramsey/TX
11/10/2004 2:08:39 PM (3721 views)
Re: Online services - David Bloys/TX
11/10/2004 4:11:13 PM (3687 views)
Re: Online services - Judy Nisonger/CA
11/10/2004 4:47:35 PM (3812 views)
Re: Online services - Robert Breakell/CT
11/10/2004 7:28:19 PM (3766 views)
Re: Online services - Judy Nisonger/CA
11/10/2004 8:29:23 PM (3628 views)
Re: Online services - Lisa Ramsey/TX
11/10/2004 2:08:40 PM (3646 views)
Re: Online services - John OConnor/IL
11/11/2004 1:00:53 PM (3629 views)
Re: Online services - Lisa Ramsey/TX
11/11/2004 5:04:33 PM (3621 views)
Re: Online services - Lisa Ramsey/TX
11/11/2004 5:04:34 PM (3610 views)

I'm sorry that putting "facts" on the screen and online have upset some folks.  Facts are facts.  VM's, etc "have learned that there are relatively few claims in this industry" is a statement of the past.  What they are learning today is that they shouldn't have trusted everyone that said they were a qualified abstractor or tried to do the work themselves online.  The fact is there are a lot of claims in this industry today - to the point that an insurer asked me if I did nationwide abstracting because he will not insure them anymore.  When insurance becomes a problem no one is in business.  I agree that some counties have the same information but in all cases the route in order to retrieve the information is greatly hindered.  If I can't run a search by property I cannot complete the search in my state.  If I had to run a search from bank to bank to find an assignment it would take me 4 days in some cases.  And they are finding out it is not just access to information that allows a proper search it is the ability to know how to search in that particular county - that in itself can increase liability 10 fold.  I could not sit down in a nationwide office and do nationwide work without great liability.  Every single county indexes differently and has different abbreviations that if spelled completely out will come up as no records found - a huge liability to not find 380,000 judgments.  As I tell my clients, if I felt that my state's indexing was reliable and accurate - I would reduce my rates, sit down at my desk and do the work but I would never attempt to do the entire United States and their counties - that in itself is insane and too much pressure on an individual to remember all the little quirks of every counties system and indexing techniques. 

And as I said before if it comes to the point that we are all allowed to do in-house searches for lending institutions, etc. there will be no more Vendor Management companies as we know it.  You and I will cover the entire state for lending institutions ourselves - and when it comes down to it they will want someone who can cover a broad area and yet be very knowledgeable about the documents and legalities of a particular state.  It is kind of like sticking your foot in your own mouth.  You take from one industry - the industry takes from you.  Like I said our marketing (most of us) was limited to the nationwide vending companies and title companies - you take that away from us and we market direct and show the difference in the quality of the work but also the turnaround time.  If I was a lending institution I would rather work with 50 business - one for each state proficient in all the indexing, terms, laws, forms, etc. than one vending company trying to know it all and taking 2 weeks to get everything back.  And it comes down to this too - there will eventually come a time when an abstractor says no to all the hard to find orders, etc that are coming out or the lack of volume and if prices go up to meet the decline in volume - when all is said or done - they will find out it is just as cheap for us to do them all.  They will never be able to get the case that was filed yesterday by tommorrow or the certified copy federal X out in 24 hours - 60 year searches online - never will happen - I can see them taking those microfilms and putting them online - will not happen - Plats will not be online - won't happen - if you have deeds online but not probates and divorces - can't do a proper title search - and if retrievals have to go from $15.00 to $50.00 then I say that is what the industry will eventually do - I guess what I am trying to say is that don't look at this so narrow minded - with change comes change and I don't believe everyone thought out what their actions will cause everyone else to do.  Abstractors aren't going to keep going down or maintain their prices - eventually they will say this is too much work and liability for the money (I'd hate to be the one that charged $25.00 which cost me $196,000) which will end up with a shortage of abstractors and a sharp increase in pricing - it's called supply and demand. 

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Re: Online services - Donna Grady/NC
11/11/2004 8:44:14 PM (3589 views)
Re: Online services - Lisa Ramsey/TX
11/11/2004 9:21:03 PM (3617 views)
Re: Online services - Judy Nisonger/CA
11/12/2004 4:55:29 AM (3562 views)
Re: Online services - Donna Grady/NC
11/13/2004 10:28:21 AM (3556 views)


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