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One Big Mess! - Judy Nisonger/CA
12/15/2004 2:43:07 AM (2308 views)
Re: One Big Mess! - Loretta Reed/MD
12/15/2004 9:00:28 AM (3067 views)
Re: One Big Mess! - Shannon Blatt/VA
12/15/2004 9:51:51 AM (3208 views)
Re: One Big Mess! - Robert Franco/OH
12/15/2004 10:46:02 AM (3161 views)
Re: One Big Mess! - David Bloys/TX
12/15/2004 11:20:43 AM (3186 views)
Re: One Big Mess! - Judy Nisonger/CA
12/15/2004 6:37:48 PM (3136 views)

Good tips! - Jay Duncan/MO
12/14/2004 9:08:36 AM (1770 views)

REMINDER! - Robert Franco/OH
12/13/2004 12:40:10 PM (2892 views)

Glad I found this message board - Gregory Butzek/WI
12/13/2004 11:50:46 AM (1762 views)

Witness Only Closings - Danielle Nelson/WI
12/13/2004 11:48:27 AM (2544 views)
Re: Witness Only Closings - kevin ahern/CT
12/13/2004 1:26:46 PM (3180 views)
Re: Witness Only Closings - Susan Pullins/OH
12/13/2004 6:14:39 PM (4533 views)


Real Title Services


211m U.S. residents' records for sale - David Bloys/TX
12/12/2004 10:28:35 PM (3259 views)
Re: 211m U.S. residents' records for sale - Garland Burnett/NM
12/13/2004 4:12:02 AM (3176 views)
Re: 211m U.S. residents' records for sale - David Bloys/TX
12/13/2004 8:34:14 AM (3132 views)
Re: 211m U.S. residents' records for sale - kevin ahern/CT
12/13/2004 11:04:25 AM (3230 views)
Re: 211m U.S. residents' records for sale - David Bloys/TX
12/13/2004 11:26:21 AM (3174 views)
Found the article - David Bloys/TX
12/13/2004 12:19:14 PM (3253 views)
Found her - David Bloys/TX
12/13/2004 3:50:01 PM (4589 views)

Bulk Release of public records - David Bloys/TX
12/12/2004 11:23:03 AM (2860 views)

Education - Shannon Blatt/VA
12/12/2004 1:28:00 AM (2140 views)
Survey Says - Shannon Blatt/VA
12/13/2004 9:50:01 PM (3102 views)

ALTA, Hello??? Anyone there??? - Jay Duncan/MO
12/11/2004 12:27:52 PM (3401 views)

Self Serve title searches - Shannon Blatt/VA
12/10/2004 6:55:00 PM (3235 views)
Re: Self Serve title searches - Douglas Gallant/OH
12/10/2004 7:24:48 PM (3312 views)
Re: Self Serve title searches - Judy Nisonger/CA
12/11/2004 12:49:33 AM (3303 views)
Re: Self Serve title searches - kevin ahern/CT
12/11/2004 6:50:05 AM (3382 views)
Re: Self Serve title searches - Kurt deVries/FL
12/13/2004 9:30:48 AM (3174 views)
Re: Self Serve title searches - Charles Skinner/NY
12/14/2004 10:07:42 AM (3242 views)
Re: Self Serve title searches - David Bloys/TX
12/14/2004 1:14:00 PM (4635 views)
Re: Self Serve title searches - Charles Skinner/NY
12/14/2004 2:16:01 PM (3250 views)
Re: Self Serve title searches - Robert Franco/OH
12/14/2004 2:58:15 PM (3201 views)
Re: Self Serve title searches - David Bloys/TX
12/14/2004 3:45:08 PM (3236 views)
Re: Self Serve title searches - Charles Skinner/NY
12/14/2004 4:41:42 PM (3207 views)
Re: Self Serve title searches - David Bloys/TX
12/14/2004 6:15:06 PM (3203 views)
Re: Self Serve title searches - Charles Skinner/NY
12/15/2004 10:13:20 AM (3216 views)
Re: Self Serve title searches - David Bloys/TX
12/15/2004 11:11:56 AM (4778 views)
Re: Self Serve title searches - Charles Skinner/NY
12/15/2004 2:09:18 PM (3218 views)
Re: Self Serve title searches - David Bloys/TX
12/15/2004 3:15:08 PM (3272 views)
Re: Self Serve title searches - Douglas Gallant/OH
12/15/2004 4:22:32 PM (3221 views)
Re: Self Serve title searches - David Bloys/TX
12/15/2004 5:16:14 PM (3238 views)
Re: Self Serve title searches - Douglas Gallant/OH
12/15/2004 6:29:10 PM (3188 views)
Re: Self Serve title searches - David Bloys/TX
12/15/2004 8:15:17 PM (3203 views)
Re: Self Serve title searches - Robert Franco/OH
12/14/2004 2:05:32 PM (3174 views)
Re: Self Serve title searches - Lisa Ramsey/TX
12/15/2004 11:38:13 AM (3085 views)
Re: Self Serve title searches - kevin ahern/CT
12/15/2004 7:24:57 AM (3215 views)

The value added concept of marketing is a viable alternative to the increased pressure placed on title searchers to reduce their prices. My thought on the subject would be to possibly offer the client more than just the title search...possibly combine several services into a one stop title/closing service. The lenders have subcontracted out the title and closing function to title companies who in turn then subcontract out the title searches, witness signings and recordings to a number of separate people that they maintain on a vendor list. They have to negotiate a fee for each one of them. In so far as the witness closers are concerned, most of the time the signing services and title companies have only a matter of hours to locate a notary or attorney to close the loan. In many cases they have to call a number of notaries/attorneys to close the loan because the notary or attorney already has a closing scheduled or because they can not agree on a price for the closing services. Suppose one vendor was able to offer the title company the complete package for a negotiated fee. In this area a current owner search currently markets for $50.00. A witness closing markets for $50.00-$75.00 (Some clients will pay $100.00) plus $35.00-$50.00 for downloading, printing and copying of edocs. A recording/bringdown goes for $50.00.. total cost, $185.00 to $250.00. If the vendor can offer the full scope of services it leaves him/her the flexibility to make up losses on title searches with the higher cost of closings. I think that Darwin has proved that those that do not adapt to a changing environment do not survive. Is this a concept one that SOT may entertain in its proposed marketing efforts?

With respect to the debate over the availability of public records, I think a distinction has to be drawn between the written records available to title searchers and the general public in the local land records office and the wholesale publication of the information on the internet. While it is true that in the cases cited on this board that crimes perpetrated could have been accomplished either by searching the local records or downloading it from the internet, I think that enforcement of the law and arrest of the perpetrators is greatly facilitated if the records are not published on the internet. Here in Connecticut some of the Town Halls have adopted a sign in program before a searcher can enter the vault to examine the public records. While it is not a perfect system, it does limit the scope of the search for the perpetrator. On the other hand once the information is published on the internet, you never know who or where in the world the information is viewed. If downloaded in a third world nation and used for unlawful purposes, there is virtually no way to enforce the law. I think David Bloys has some very good points in the concerns that he has voiced on this board. No one is going to stop the advance of technology in the computer age, but something needs to be done to prevent abuse of the technology.

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Re: Self Serve title searches - Douglas Gallant/OH
12/15/2004 3:58:18 PM (3152 views)
Re: Self Serve title searches - Michelle Bernard/LA
12/13/2004 6:31:11 PM (3193 views)
Re: Self Serve title searches - Lisa Ramsey/TX
12/11/2004 12:14:16 PM (3273 views)
Re: Self Serve title searches - John Redhead/NY
12/14/2004 12:13:49 PM (3218 views)
Re: Self Serve title searches - Douglas Gallant/OH
12/14/2004 6:29:35 PM (3223 views)

Is Your Business Worth It??? - Jay Duncan/MO
12/10/2004 6:02:18 PM (2654 views)

infinity data - Robert Breakell/CT
12/10/2004 8:53:35 AM (2345 views)
Re: infinity data - David Bloys/TX
12/10/2004 9:47:46 AM (3281 views)
Re: infinity data - Robert Breakell/CT
12/10/2004 3:58:48 PM (3153 views)
Re: infinity data - Robert Franco/OH
12/10/2004 1:02:43 PM (3178 views)
Re: infinity data - Robert Breakell/CT
12/10/2004 3:49:12 PM (3178 views)
Re: infinity data - Robert Franco/OH
12/10/2004 4:19:45 PM (3198 views)
Re: infinity data - Douglas Gallant/OH
12/10/2004 5:05:05 PM (3156 views)
Re: infinity data - Lisa Ramsey/TX
12/10/2004 6:34:52 PM (2953 views)
Re: infinity data - Robert Franco/OH
12/10/2004 6:54:49 PM (3060 views)
Re: infinity data - Robert Franco/OH
12/10/2004 6:51:46 PM (3122 views)
Re: infinity data - David Bloys/TX
12/10/2004 8:06:25 PM (3038 views)
Re: infinity data - David Bloys/TX
12/10/2004 7:24:35 PM (2996 views)
Re: infinity data - Lisa Ramsey/TX
12/11/2004 11:58:01 AM (3019 views)
Re: infinity data - David Bloys/TX
12/11/2004 1:04:18 PM (3037 views)
Re: infinity data - Jay Duncan/MO
12/11/2004 4:15:11 PM (3057 views)
Re: infinity data - David Bloys/TX
12/10/2004 6:55:13 PM (2999 views)
Re: infinity data - Douglas Gallant/OH
12/10/2004 7:18:23 PM (2850 views)
Re: infinity data - David Bloys/TX
12/10/2004 7:35:47 PM (2891 views)
Re: infinity data - Judy Nisonger/CA
12/11/2004 12:35:05 AM (2844 views)
Re: infinity data - kevin ahern/CT
12/11/2004 6:26:32 AM (3033 views)
Re: infinity data - David Bloys/TX
12/11/2004 10:25:01 AM (2877 views)
Re: infinity data - Jay Duncan/MO
12/11/2004 11:55:46 AM (2901 views)
Re: infinity data - kevin ahern/CT
12/11/2004 1:11:30 PM (2949 views)
Re: infinity data - Robert Franco/OH
12/12/2004 12:46:21 AM (2877 views)
Re: infinity data - David Bloys/TX
12/11/2004 1:17:36 PM (2745 views)
Re: infinity data - Douglas Gallant/OH
12/11/2004 3:21:11 PM (2844 views)
Re: infinity data - Judy Nisonger/CA
12/12/2004 1:32:47 PM (2849 views)
Re: infinity data - David Bloys/TX
12/12/2004 2:14:26 PM (2782 views)

Baby - Shannon Blatt/VA
12/9/2004 6:37:29 PM (2161 views)
Re: Baby - Robert Franco/OH
12/9/2004 6:43:12 PM (2941 views)
Re: Baby - Judy Nisonger/CA
12/10/2004 1:00:54 AM (2816 views)
Re: Baby - Judy Nisonger/CA
12/10/2004 1:01:10 AM (2883 views)
Re: Baby - Jay Duncan
12/10/2004 7:54:50 AM (2851 views)
Re: Baby - Lisa Ramsey/TX
12/10/2004 10:25:55 AM (2939 views)

Maryland Dailup system - anonymous/MD
12/9/2004 8:45:59 AM (2237 views)
Re: Maryland Dailup system - Loretta Reed/MD
12/9/2004 11:39:17 PM (2811 views)

Identity Theft - Special on KERA last night - Lisa Ramsey/TX
12/8/2004 4:59:36 PM (2364 views)


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