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HOME CLOSER - Patty Bolden/TX
11/15/2004 1:17:22 PM (2318 views)
Re: HOME CLOSER - monica froese/ME
11/15/2004 6:32:01 PM (3547 views)
Re: HOME CLOSER - Renee Washington/IL
11/16/2004 8:28:06 AM (3535 views)

first snow... - monica froese/ME
11/14/2004 6:52:26 PM (2268 views)
Re: first snow... - Judy Nisonger/CA
11/15/2004 11:06:50 AM (3516 views)

Contact Info for Frank Navarro, InfoTrack for Re-Bill - Oliver Chisolm, Jr/MS
11/13/2004 6:50:49 PM (2477 views)
Re: Contact Info for Frank Navarro, InfoTrack for Re-Bill - Julie Jasiunas/WI
11/14/2004 9:46:58 AM (3764 views)
Re: Contact Info for Frank Navarro, InfoTrack for Re-Bill - Lisa Ramsey/TX
11/14/2004 10:58:56 AM (3702 views)
Re: Contact Info for Frank Navarro, InfoTrack for Re-Bill - Scott Aduddell/MO
11/21/2004 4:29:33 PM (3618 views)

Working together... (more) - Robert Franco/OH
11/12/2004 6:58:04 PM (3106 views)
Re: Working together... (more) - Robert Breakell/CT
11/12/2004 7:44:19 PM (3659 views)

Should SOT Support Companies Doing Online Searches - Lisa Ramsey/TX
11/11/2004 5:13:40 PM (2362 views)
Re: Should SOT Support Companies Doing Online Searches - Shannon Blatt/VA
11/11/2004 7:56:04 PM (3649 views)
Re: Should SOT Support Companies Doing Online Searches - Robert Franco/OH
11/11/2004 8:19:39 PM (3582 views)
Re: Should SOT Support Companies Doing Online Searches - Robert Franco/OH
11/11/2004 8:07:52 PM (3600 views)
Re: Should SOT Support Companies Doing Online Searches - Amy Holder/NJ
11/12/2004 4:03:16 PM (3592 views)
Re: Should SOT Support Companies Doing Online Searches - Judy Nisonger/CA
11/13/2004 1:04:38 AM (3514 views)
Re: Should SOT Support Companies Doing Online Searches - Lisa Ramsey/TX
11/13/2004 12:45:11 PM (3603 views)
Re: Should SOT Support Companies Doing Online Searches - Judy Nisonger/CA
11/13/2004 4:48:50 PM (3563 views)
Re: Should SOT Support Companies Doing Online Searches - Jay Duncan
11/14/2004 7:22:57 PM (3493 views)
Re: Should SOT Support Companies Doing Online Searches - Lisa Ramsey/TX
11/15/2004 7:02:30 PM (3451 views)
Re: Should SOT Support Companies Doing Online Searches - Amy Holder/NJ
11/14/2004 10:09:11 PM (3608 views)
Re: Should SOT Support Companies Doing Online Searches - Lisa Ramsey/TX
11/15/2004 8:01:14 AM (3486 views)
Re: Should SOT Support Companies Doing Online Searches - Amy Holder/NJ
11/15/2004 1:25:27 PM (3517 views)
Re: Should SOT Support Companies Doing Online Searches - Judy Nisonger/CA
11/15/2004 2:25:44 PM (3478 views)
Re: Should SOT Support Companies Doing Online Searches - Lisa Ramsey/TX
11/15/2004 3:02:01 PM (3404 views)
Re: Should SOT Support Companies Doing Online Searches - Amy Holder/NJ
11/15/2004 4:21:46 PM (3505 views)
Re: Should SOT Support Companies Doing Online Searches - Lisa Ramsey/TX
11/17/2004 1:01:51 PM (3471 views)
Re: Should SOT Support Companies Doing Online Searches - Amy Holder/NJ
11/17/2004 6:06:26 PM (3407 views)
Re: Should SOT Support Companies Doing Online Searches - Lisa Ramsey/TX
11/17/2004 11:22:10 PM (3399 views)
Re: Should SOT Support Companies Doing Online Searches - Judy Nisonger/CA
11/20/2004 2:00:41 PM (3414 views)
Re: Should SOT Support Companies Doing Online Searches - Judy Nisonger/CA
11/15/2004 2:19:01 PM (3480 views)
Re: Should SOT Support Companies Doing Online Searches - Amy Holder/NJ
11/15/2004 2:33:22 PM (3439 views)
Re: Should SOT Support Companies Doing Online Searches - Douglas Gallant/OH
11/17/2004 5:10:38 PM (3405 views)
Re: Should SOT Support Companies Doing Online Searches - Amy Holder/NJ
11/17/2004 6:58:48 PM (3371 views)


Real Title Services


IF YOU LOVE YOUR FREEDOM, THANK A "GRUNT" - Scott Perry/PA
11/11/2004 4:09:57 PM (2351 views)
Re: IF YOU LOVE YOUR FREEDOM, THANK A "GRUNT" - Jay Duncan
11/11/2004 8:56:30 PM (3279 views)

Someone STOLE..... - Michelle Bernard/LA
11/11/2004 12:02:30 PM (2389 views)
Re: Someone STOLE..... - kevin ahern/CT
11/11/2004 12:22:25 PM (3410 views)
Re: Someone STOLE..... - David Bloys/TX
11/11/2004 12:32:50 PM (3543 views)
Re: Someone STOLE..... - kevin ahern/CT
11/11/2004 12:37:41 PM (3510 views)
Re: Someone STOLE..... - Robert Breakell/CT
11/11/2004 4:07:28 PM (3517 views)
Re: Someone STOLE..... - kevin ahern/CT
11/11/2004 4:41:34 PM (3490 views)
Re: Someone STOLE..... - Loretta Reed/MD
11/11/2004 4:17:13 PM (3405 views)
Re: Someone STOLE..... - Michelle Bernard/LA
11/11/2004 6:14:56 PM (3490 views)
Re: Someone STOLE..... - Judy Nisonger/CA
11/12/2004 5:18:23 AM (3354 views)
Re: Someone STOLE..... - Judy Nisonger/CA
11/12/2004 5:19:29 AM (3425 views)
Re: Someone STOLE..... - Michelle Bernard/LA
11/12/2004 3:15:05 PM (3400 views)
I found the - Michelle Bernard/LA
11/12/2004 3:19:37 PM (3413 views)
Re: I found the - Judy Nisonger/CA
11/13/2004 1:06:49 AM (3496 views)
Re: Someone STOLE..... - Michelle Bernard/LA
11/18/2004 4:03:59 PM (3282 views)

I am a Veteran - Jay Duncan/MO
11/10/2004 11:09:37 PM (2250 views)
Re: I am a Veteran - Michelle Bernard/LA
11/11/2004 6:16:33 PM (3374 views)
Re: I am a Veteran - Kurt deVries/FL
11/17/2004 10:51:42 AM (3334 views)
Re: I am a Veteran - Jay Duncan
11/17/2004 12:13:47 PM (3384 views)
Re: I am a Veteran - Lisa Ramsey/TX
11/17/2004 12:54:55 PM (3313 views)

It is the soldier - Jay Duncan/MO
11/10/2004 10:40:58 PM (2116 views)
Re: It is the soldier - Judy Nisonger/CA
11/11/2004 3:01:31 AM (3323 views)
Re: It is the soldier - Jay Duncan
11/11/2004 8:40:24 AM (3219 views)
Re: It is the soldier - Judy Nisonger/CA
11/11/2004 10:39:56 AM (3280 views)

Skipjack - kevin ahern/CT
11/10/2004 5:00:03 PM (2367 views)
Re: Skipjack - Judy Nisonger/CA
11/10/2004 5:35:03 PM (3393 views)
Re: Skipjack - Jay Duncan/MO
11/10/2004 11:12:43 PM (3346 views)
Re: Skipjack - Judy Nisonger/CA
11/11/2004 3:09:58 AM (3301 views)
Re: Skipjack - Ellen Malloy/MO
11/11/2004 2:47:08 PM (3509 views)
Re: Skipjack - Jay Duncan
11/11/2004 2:57:11 PM (3282 views)
Re: Skipjack - Shannon Blatt/VA
11/11/2004 7:58:37 PM (3281 views)
Re: Skipjack - Jay Duncan
11/11/2004 9:02:34 PM (3244 views)
Re: Skipjack - Judy Nisonger/CA
11/12/2004 4:42:02 AM (3211 views)
Re: Skipjack - kevin ahern/CT
11/11/2004 6:15:54 AM (3331 views)
Re: Skipjack - Jay Duncan
11/11/2004 8:43:44 AM (3261 views)
Re: Skipjack - kevin ahern/CT
11/11/2004 9:12:46 AM (3272 views)
Re: Skipjack - Jay Duncan
11/11/2004 9:22:19 AM (3289 views)
Re: Skipjack - Lisa Ramsey/TX
11/11/2004 11:09:53 AM (3255 views)
Re: Skipjack - kevin ahern/CT
11/11/2004 11:35:23 AM (3294 views)
Re: Skipjack - Donna Grady/NC
11/13/2004 10:25:23 AM (3225 views)
Re: Skipjack - Lisa Ramsey/TX
11/13/2004 12:30:39 PM (3307 views)
Re: Skipjack - Scott Perry/PA
11/15/2004 9:26:48 PM (3211 views)

E&O insurance - Judy Nisonger/CA
11/10/2004 1:54:28 PM (2966 views)
Re: E&O insurance - Robert Breakell/CT
11/10/2004 7:41:02 PM (3143 views)
Re: E&O insurance - kevin ahern/CT
11/11/2004 6:04:14 AM (3159 views)
Re: E&O insurance - Robert Breakell/CT
11/11/2004 12:05:56 PM (3091 views)

Online services - Jimmy Smith/PA
11/10/2004 12:43:30 PM (2279 views)
Re: Online services - Lisa Ramsey/TX
11/10/2004 2:08:39 PM (3168 views)

Dear Jimmy and JD - I am sorry that you have lost your business because of what is going on.  I certainly had to restructure my business to the changing markets.  In my case, I choose to increase my counties that include counties that are not anywhere near being online much less on a computer.  I have also increased my client base because no matter what company chooses to use the online services there are certain orders they cannot find nor can they actually complete the order depending on the type of search.  I have utlized this method waiting for "the walls to come crashing in" and I think that is happening.  Too many mistakes, too many errors and too much liability is catching up on everyone and everything.  I personally found 2 closings that occurred after 2 local attorneys had filed AJ on properties.  They are both going after the title companies.  That was a 100% defect rate by anyone asking me to see if there was a closing after their AJ was filed.  I try to do my part in letting my clients know that online searches are not many times "official public" records nor do they have the search capabilities we have at the courthouse in order to cross-reference all our work which picks up errors in indexing by name and also in many of my online counties - the only way we can pick up assignments and releases on a property.  For example, one of my counties - Collin county - is on the Collin county online site but is not even done by the county clerk's office - it is done by the appraisal district.  No certification date - it is not done by them.  This site contains so many errors I cannot even go to the extent of listing.  Anyone utilizing this online site has to be crazy when it has to do with depending on legal documentation and the drafting of it.  I have done test runs myself running a name and seeing what is displayed and then going to the courthouse - in every case, every time I found more at the courthouse - bar none - and that doesn't even include when I'm able to use the additional resource of running the property by the legal description at the courthouse - our cross-referencing capability to guarantee a good search. 

Instead of going out of business, some people have chosen to take part-time night jobs to supplement themselves through this adjustment time and while I have not had to go this route - I think because I never stopped marketing - I did go this route when I first started and was building my clientele.  I learned my lesson in yr 2000 when interest rates were so high no one was buying new homes.  Title fell in a matter of months to an all time flat - I learned to diverse my business to include other services and try and balance it accordingly thinking if this would happen to the economy this service would drop but the other services might increase during this time.  It's all part of being a business owner.  Always retain your professional standards, integrity and honesty - because what goes around comes around and I know that some of the companies that may have put you out of your business may end up losing their own in the process when push comes to shove and the errors show up.  When the lending institutions and title companies complain and find out it wasnt an abstractor or person physically doing the search at the courthouse it will come back on them and some of these companies one client may mean millions to them not like thousands to us.  There are also abstractors that have started the online searching because pricing has dropped so much because the thought was it could be done online.  I'm sure these are the ones that are coming up with the missed AJ's, etc.  To do the online search the abstractor risked their honesty and integrity because they knew better - they knew the courthouse had a much more sophisticated system and they too will be weeded out.  I believe that once the weeding takes place the volume of work will resume.

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Re: Online services - David Bloys/TX
11/10/2004 4:11:13 PM (3109 views)
Re: Online services - Judy Nisonger/CA
11/10/2004 4:47:35 PM (3104 views)
Re: Online services - Robert Breakell/CT
11/10/2004 7:28:19 PM (3196 views)
Re: Online services - Judy Nisonger/CA
11/10/2004 8:29:23 PM (3100 views)
Re: Online services - Lisa Ramsey/TX
11/10/2004 2:08:40 PM (3081 views)
Re: Online services - John OConnor/IL
11/11/2004 1:00:53 PM (3110 views)
Re: Online services - Lisa Ramsey/TX
11/11/2004 5:04:33 PM (3062 views)
Re: Online services - Lisa Ramsey/TX
11/11/2004 5:04:34 PM (3059 views)
Re: Online services - Donna Grady/NC
11/11/2004 8:44:14 PM (3118 views)
Re: Online services - Lisa Ramsey/TX
11/11/2004 9:21:03 PM (3134 views)
Re: Online services - Judy Nisonger/CA
11/12/2004 4:55:29 AM (3064 views)
Re: Online services - Donna Grady/NC
11/13/2004 10:28:21 AM (3015 views)

online searchers put me out of buss. - JD Smith/SC
11/10/2004 12:18:49 PM (2306 views)
Re: online searchers put me out of buss. - Judy Nisonger/CA
11/10/2004 1:06:57 PM (3238 views)
Re: online searchers put me out of buss. - terezia pataki/FL
11/10/2004 2:14:13 PM (3161 views)
Re: online searchers put me out of buss. - Lisa Ramsey/TX
11/10/2004 2:41:38 PM (3201 views)
Re: online searchers put me out of buss. - Judy Nisonger/CA
11/10/2004 3:40:08 PM (3132 views)
Re: online searchers put me out of buss. - Ellen Malloy/MO
11/10/2004 3:02:54 PM (3128 views)
Re: online searchers put me out of buss. - Douglas Gallant/OH
11/10/2004 6:32:29 PM (3135 views)
Re: online searchers put me out of buss. - Robert Breakell/CT
11/10/2004 7:24:16 PM (3139 views)
Re: online searchers put me out of buss. - Ellen Malloy/MO
11/10/2004 8:40:57 PM (3097 views)
Re: online searchers put me out of buss. - Michelle Bernard/LA
11/11/2004 7:44:40 PM (3111 views)
Re: online searchers put me out of buss. - kevin ahern/CT
11/11/2004 5:56:45 AM (3057 views)
Re: online searchers put me out of buss. - Robert Breakell/CT
11/11/2004 12:05:21 PM (2992 views)
Re: online searchers put me out of buss. - kevin ahern/CT
11/11/2004 12:28:34 PM (3035 views)
Re: online searchers put me out of buss. - Kurt deVries/FL
11/12/2004 1:48:22 PM (3019 views)
Re: online searchers put me out of buss. - Judy Nisonger/CA
11/13/2004 1:08:53 AM (2987 views)
Re: online searchers put me out of buss. - Lisa Ramsey/TX
11/13/2004 12:18:51 PM (2950 views)
Re: online searchers put me out of buss. - Judy Nisonger/CA
11/13/2004 5:21:19 PM (2975 views)
Re: online searchers put me out of buss. - Jimmy Smith/PA
11/13/2004 11:46:30 AM (3039 views)
Re: online searchers put me out of buss. - Judy Nisonger/CA
11/13/2004 4:56:45 PM (3017 views)
Re: online searchers put me out of buss. - Jimmy Smith/PA
11/15/2004 5:04:38 PM (2974 views)
Re: online searchers put me out of buss. - Lisa Ramsey/TX
11/15/2004 6:00:27 PM (2960 views)
Re: online searchers put me out of buss. - Judy Nisonger/CA
11/15/2004 8:46:35 PM (3018 views)
Re: online searchers put me out of buss. - Ray Fellows/MA
11/15/2004 2:57:56 PM (2926 views)
Re: online searchers put me out of buss. - Shannon Blatt/VA
11/16/2004 1:23:12 AM (2918 views)

infoTrack - Frank Navarro - Traci/AL
11/10/2004 11:09:59 AM (2490 views)
Re: infoTrack - Frank Navarro - Becky/NC
11/10/2004 9:06:00 PM (3073 views)
Re: infoTrack - Frank Navarro - Donna Grady/NC
11/11/2004 8:29:34 PM (3034 views)
Re: infoTrack - Frank Navarro - Oliver Chisolm, Jr/MS
11/13/2004 3:16:46 PM (3105 views)
Re: infoTrack - Frank Navarro - Traci/AL
11/15/2004 11:43:14 PM (3031 views)
Re: infoTrack - Frank Navarro - Helene/GA
11/18/2004 9:12:19 PM (2975 views)
Re: infoTrack - Frank Navarro - Helene/GA
1/4/2005 10:41:06 PM (2966 views)
Re: infoTrack - Frank Navarro - Traci/AL
1/5/2005 10:08:28 PM (2942 views)

Competing With Online Searches - Compass Abstracts/FL
11/10/2004 12:25:40 AM (2187 views)
Re: Competing With Online Searches - Judy Nisonger/CA
11/10/2004 3:25:46 AM (2880 views)
Re: Competing With Online Searches - terezia pataki/FL
11/10/2004 10:25:18 AM (2901 views)
Re: Competing With Online Searches - Shannon Blatt/VA
11/10/2004 11:24:25 AM (2801 views)
Re: Competing With Online Searches - Lisa Ramsey/TX
11/10/2004 11:39:15 AM (2862 views)
Re: Competing With Online Searches - Judy Nisonger/CA
11/10/2004 1:16:20 PM (2817 views)
Re: Competing With Online Searches - Compass Abstracts/FL
11/12/2004 12:02:04 AM (2816 views)
Re: Competing With Online Searches - Kurt deVries/FL
11/12/2004 1:52:22 PM (2843 views)
Re: Competing With Online Searches - Compass Abstracts/FL
11/12/2004 11:36:49 PM (2813 views)
Re: Competing With Online Searches - Rebecca Barney/FL
11/15/2004 10:20:02 AM (2788 views)
Re: Competing With Online Searches - Douglas Gallant/OH
11/10/2004 5:43:16 PM (2781 views)
Re: Competing With Online Searches - David Bloys/TX
11/10/2004 8:02:37 PM (2806 views)
Re: Competing With Online Searches - Douglas Gallant/OH
11/11/2004 4:48:27 PM (2797 views)
Re: Competing With Online Searches - Jeanne Johnson/MN
11/11/2004 1:53:53 PM (2715 views)
Re: Competing With Online Searches - Compass Abstracts/FL
11/12/2004 12:13:11 AM (2789 views)
Re: Competing With Online Searches - Douglas Gallant/OH
11/12/2004 6:06:17 PM (2717 views)
Re: Competing With Online Searches - Compass Abstracts/FL
11/12/2004 11:29:13 PM (2738 views)
Re: Competing With Online Searches - Judy Nisonger/CA
11/13/2004 1:18:57 AM (2715 views)
Re: Competing With Online Searches - Robert Franco/OH
11/13/2004 4:44:23 PM (2803 views)
Re: Competing With Online Searches - Judy Nisonger/CA
11/13/2004 5:26:40 PM (2741 views)


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