GH, having worked in office at a title company, I can tell you, they don't want excessive judgments because they have to do their job by checking each one to be sure it's not their borrower. Excessive is judgments with the wrong middle initial. Most of the time the judgment is not their borrower but sometimes it is. It's time consuming for them. They'd rather abstractors take the risk of not reporting them, so they don't have to check so many of them.  I always report them, I'm not taking the hit on my E&O.  Even when they put in the order to eliminate by middle initial, I don't eliminate.  Just because I have been doing this for soo long, I've seen plenty of judgments with the wrong middle initial that were actually their borrower.  I wont take that risk.  Here's one reason: Years ago  I reported a $295,000.00 judgment against a male borrower with a very common name, and the middle initial did not match the order or the deed.  The title company eliminated the judgment and did not report it to the lender.  Some time later the property foreclosed, and the judgment they didn't report was brought to their attention. (several people dropped the ball on this one)  The courts said it was a valid judgment. The title company said I didn't report the judgment so I was responsible.  I provided my whole file on the property and proved I did report the judgment.  So the title company, not me, was on the hook for $295,000.00. It can and does happen.  I will always report all possible judgments even if excessive.