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NorCal Notary Public Luncheon 1-29-05 - Fay Hudson/CA
2/1/2005 1:26:48 PM (1736 views)

21 yr Judicial searches - Susan/OH/OH
2/1/2005 10:36:28 AM (1722 views)

DRI Title - Thomas Moens/IL
2/1/2005 10:08:01 AM (2295 views)
Re: DRI Title - David Nixon/MA
2/1/2005 12:28:36 PM (3375 views)
Re: DRI Title - AR/VA
2/1/2005 9:01:40 PM (3341 views)
Re: DRI Title - Thomas Moens/IL
2/2/2005 10:14:09 AM (3288 views)
Re: DRI Title - Spencer Kinsey/AR
2/3/2005 10:57:28 PM (3229 views)
Re: DRI Title - terry sutton/CT
2/9/2005 12:08:40 PM (3216 views)

abstracting question, I think - Chet Mazur/CA
2/1/2005 9:56:32 AM (2162 views)
Re: abstracting question, I think - Jonathan Figliuolo/NY
2/1/2005 1:45:17 PM (3332 views)
Re: abstracting question, I think - Chet Mazur/CA
2/2/2005 1:35:21 AM (3282 views)
Re: abstracting question, I think - kevin ahern/CT
2/2/2005 5:37:04 AM (3304 views)

Need E & O Insurance - Bob Krummel/IL
2/1/2005 8:35:40 AM (2280 views)
Re: Need E & O Insurance - Robert Franco/OH
2/1/2005 9:45:26 AM (4480 views)




Lost Doc - David Bloys/TX
2/1/2005 8:26:48 AM (2143 views)
Re: Lost Doc - Robert Franco/OH
2/1/2005 4:44:17 PM (3340 views)
Re: Lost Doc - Judy Nisonger/CA
2/1/2005 8:42:58 PM (3315 views)

Since No One Has Questions/Answer - I'll Take the Time to Say Thank You - Lisa Ramsey/TX
1/31/2005 11:19:04 PM (2149 views)
Re: Since No One Has Questions/Answer - I'll Take the Time to Say Thank You - Ms. A/MO
2/15/2005 3:17:35 PM (3257 views)

Anyone out There? - Lisa Ramsey/TX
1/31/2005 6:12:03 PM (1658 views)

Ethics - Douglas Gallant/OH
1/30/2005 7:52:39 PM (2155 views)
Re: Ethics - Shannon Blatt/VA
1/30/2005 9:42:11 PM (3444 views)
Re: Ethics - Jonathan Figliuolo/NY
2/1/2005 2:12:51 PM (3329 views)
Re: Ethics - Lisa Ramsey/TX
2/7/2005 9:09:34 PM (3409 views)

Impac - Smitty Strickland/SC
1/29/2005 4:04:55 PM (1799 views)

EAG Consultants - Smitty Strickland/SC
1/29/2005 4:03:39 PM (1798 views)

Transunion Settlement Solutions... - Ellen Malloy/MO
1/28/2005 10:33:59 AM (2590 views)
Re: Transunion Settlement Solutions... - Richard Brockman/WI
2/1/2005 7:58:56 PM (3801 views)
Re: Transunion Settlement Solutions... - Laurie E/MD
2/2/2005 9:21:42 PM (3646 views)
Re: Transunion Settlement Solutions... - Shannon Blatt/VA
2/2/2005 10:43:16 PM (3586 views)
Re: Transunion Settlement Solutions... - Robert Franco/OH
2/2/2005 11:10:03 PM (3613 views)
Re: Transunion Settlement Solutions... - John Redhead/NY
2/11/2005 8:21:47 AM (3633 views)
Re: Transunion Settlement Solutions... - Shannon Blatt/VA
2/11/2005 11:58:08 AM (3629 views)

Recent Cambridge Research Study - Jay Duncan
1/28/2005 8:40:56 AM (2272 views)
Re: Recent Cambridge Research Study - Lisa Ramsey/TX
1/28/2005 8:47:15 AM (3422 views)
Re: Recent Cambridge Research Study - J.T. Shoemaker/NY
1/28/2005 9:34:21 AM (3512 views)
Re: Recent Cambridge Research Study - Scott Perry/PA
1/28/2005 1:53:55 PM (3366 views)
Re: Recent Cambridge Research Study - kevin ahern/CT
1/28/2005 1:54:26 PM (3547 views)

Financial Privacy: The Gramm-Leach Bliley Act - David Bloys/TX
1/27/2005 2:52:11 PM (3044 views)
Re: Financial Privacy: The Gramm-Leach Bliley Act - Charles Skinner/NY
1/28/2005 4:03:01 PM (4584 views)
Re: Financial Privacy: The Gramm-Leach Bliley Act - Robert Franco/OH
1/28/2005 4:24:14 PM (3650 views)
Re: Financial Privacy: The Gramm-Leach Bliley Act - David Bloys/TX
1/28/2005 8:57:31 PM (4641 views)

Hi Charles. Good to see you back on again. I am not sure it applies either. But you bring up an interesting point with your response.

It is very difficult to determine what is and is not public. In fact in many states this is constantly. For example, Florida citizens can have their social security numbers redacted from the official public records and many have. But thin title plants are not notified of this redaction or required as far as I know to make a duplicate redaction. So what was once entered into the public record is no longer public record but is still openly displayed online by the thin title plants and anyone else who has bought the public records in bulk.

Another example would be a police officer in Texas who has his tax appraisal record declared confidential. He must open it for a brief period of time to allow a title examiner and others he authorizes to view it but then it is closed again. So for a very brief moment of time it was public but the data collected remains confidential.

Yet another example from the court side are the cases that are sealed but only after the case has been imaged and sold in bulk for distribution worldwide over the internet. Only the official public record can be sealed and the hundreds or even thousands of copies are already distributed and can never be called back. If the thin title plant shipped the bulk data and images to foreign companies they have not only revealed confidential information to the American public but to those outside of American jurisdiction. 

As abstractors we should all remember that we deal with both confidential and public records and we can be held accountable for how we handle these records. If we rely on a thin title plant we may be assuming the information they provide is in the public domain but in fact there images may  be displaying information that is confidential under the act.

I'm not the first to ask these questions. Congressman Edward J. Markey asked similar juridictional questions of the FTC and FCC about privacy and security laws that fall under their authority. http://www.house.gov/markey/Issues/iss_privacy_ltr040223tel.pdf 

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Re: Financial Privacy: The Gramm-Leach Bliley Act - Scott Perry/PA
1/30/2005 7:43:39 PM (3587 views)
Re: Financial Privacy: The Gramm-Leach Bliley Act - Lisa Ramsey/TX
1/31/2005 12:46:53 AM (3475 views)

Thanks to All My Clients and Request for Prayers - Lisa Ramsey/TX
1/27/2005 9:50:56 AM (2329 views)
Re: Thanks to All My Clients and Request for Prayers - Jay Duncan
1/27/2005 9:53:21 AM (3651 views)
Re: Thanks to All My Clients and Request for Prayers - Jarrod Clabaugh/OH
1/27/2005 12:02:20 PM (3483 views)
Re: Thanks to All My Clients and Request for Prayers - J.T. Shoemaker/NY
1/27/2005 12:14:32 PM (3561 views)
Re: Thanks to All My Clients and Request for Prayers - Glenda Hodge/TN
1/27/2005 1:27:22 PM (3548 views)
Re: Thanks to All My Clients and Request for Prayers - David Bloys/TX
1/27/2005 3:07:39 PM (3475 views)
Re: Thanks to All My Clients and Request for Prayers - Smitty Strickland
1/27/2005 6:13:33 PM (3581 views)
Re: Thanks to All My Clients and Request for Prayers - Barbara Bennett/IN
1/27/2005 8:05:29 PM (3517 views)
Re: Thanks to All My Clients and Request for Prayers - Douglas Gallant/OH
1/27/2005 8:45:16 PM (3459 views)
Re: Thanks to All My Clients and Request for Prayers - Lisa Ramsey/TX
1/28/2005 8:56:32 AM (3477 views)
Re: Thanks to All My Clients and Request for Prayers - Bob Krummel/IL
2/1/2005 8:25:30 AM (3666 views)
Re: Thanks to All My Clients and Request for Prayers - Robert Franco/OH
2/1/2005 9:54:10 AM (3475 views)
Re: Thanks to All My Clients and Request for Prayers - Robert Breakell/CT
2/2/2005 6:47:01 PM (3537 views)


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