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Just wanted to let you all know.. - Ellen Malloy/MO
2/4/2005 6:19:36 PM (2166 views)
Re: Just wanted to let you all know.. - Douglas Gallant/OH
2/4/2005 6:44:21 PM (4192 views)
Re: Just wanted to let you all know.. - Robert Franco/OH
2/4/2005 8:08:24 PM (3076 views)
Re: Just wanted to let you all know.. - KIM HAASE/MT
2/5/2005 12:07:43 AM (3173 views)
Re: Just wanted to let you all know.. - kevin ahern/CT
2/5/2005 8:08:36 AM (2991 views)
Re: Just wanted to let you all know.. - David Bloys/TX
2/5/2005 12:09:21 PM (2982 views)
Re: Just wanted to let you all know.. - Lisa Ramsey/TX
2/8/2005 6:57:11 PM (3137 views)
Re: Just wanted to let you all know.. - kevin ahern/CT
2/9/2005 6:02:51 AM (3252 views)
Re: Just wanted to let you all know.. - Robert Breakell/CT
2/5/2005 1:31:08 PM (2980 views)
Re: Just wanted to let you all know.. - Lisa Ramsey/TX
2/5/2005 3:22:52 PM (2989 views)
Re: Just wanted to let you all know.. - Lisa Ramsey/TX
2/5/2005 3:22:55 PM (3051 views)

Axis Research - Becky Cantrall/NC
2/4/2005 3:59:29 PM (2101 views)
Re: Axis Research - Liza Jackson/CO
2/7/2005 6:31:25 PM (3174 views)

THANKS - SARAH CIRAOLO/NY
2/4/2005 3:30:09 PM (1511 views)

thing are "slow" - Toni Betts/IL
2/4/2005 11:50:22 AM (2128 views)
Re: thing are "slow" - AR/VA
2/4/2005 4:29:45 PM (3284 views)
Re: thing are "slow" - Shannon Blatt/VA
2/4/2005 5:56:15 PM (3263 views)
Re: thing are "slow" - Lisa Ramsey/TX
2/5/2005 3:28:00 PM (3223 views)
Re: thing are "slow" - Lisa Ramsey/TX
2/7/2005 6:10:32 PM (3088 views)
Re: thing are "slow" - Lisa Ramsey/TX
2/7/2005 9:05:26 PM (3142 views)
Re: thing are "slow" - Judy Nisonger/CA
2/8/2005 12:34:56 PM (3163 views)
Re: thing are "slow" - Lisa Ramsey/TX
2/7/2005 8:58:08 PM (3135 views)
Re: thing are "slow" - Shannon Blatt/VA
2/7/2005 11:14:49 PM (2990 views)
Re: thing are "slow" - Jonathan Figliuolo/NY
2/8/2005 4:02:08 PM (3170 views)
Re: thing are "slow" - kevin ahern/CT
2/8/2005 5:05:25 PM (3006 views)
Re: thing are "slow" - Douglas Gallant/OH
2/8/2005 8:15:43 PM (2982 views)
Re: thing are "slow" - Lisa Ramsey/TX
2/8/2005 9:54:49 PM (3043 views)
Re: thing are "slow" - Lisa Ramsey/TX
2/8/2005 5:59:54 PM (3084 views)

Wow, Thank you - AR/VA
2/4/2005 11:13:47 AM (1540 views)




BOB KRUMMEL_ THIS MESSAGE IS FOR YOU!!!!!! - Michelle Bernard/LA
2/3/2005 8:17:28 PM (2098 views)
To Robert Breakell... - Scott Perry/PA
2/3/2005 8:59:52 PM (3212 views)
Re: To Robert Breakell... - Robert Breakell/CT
2/3/2005 9:08:58 PM (3128 views)

Just thought I would share.... - Loretta Reed/MD
2/3/2005 7:58:04 PM (2000 views)
Re: Just thought I would share.... - Robert Breakell/CT
2/3/2005 8:00:59 PM (3100 views)
Re: Just thought I would share.... - Lisa Ramsey/TX
2/4/2005 12:30:15 AM (3083 views)
Re: Just thought I would share.... - Lisa Ramsey/TX
2/4/2005 12:30:16 AM (3130 views)
Re: Just thought I would share.... - Michelle Bernard/LA
2/5/2005 12:59:38 AM (3119 views)
Re: Just thought I would share.... - Donna Grady/NC
2/7/2005 12:07:26 AM (3888 views)
Re: Just thought I would share.... - Phyllis Wood
2/7/2005 9:33:36 AM (3305 views)

May I vent? - AR/VA
2/3/2005 5:27:40 PM (2082 views)
Re: May I vent? - Shannon Blatt/VA
2/3/2005 5:30:59 PM (3091 views)
Re: May I vent? - Jonathan Figliuolo/NY
2/3/2005 5:51:42 PM (3043 views)
Re: May I vent? - Loretta Reed/MD
2/3/2005 7:52:43 PM (3116 views)
Re: May I vent? - AR/VA
2/4/2005 10:50:34 AM (3090 views)
Re: May I vent? - AR/VA
2/4/2005 11:04:04 AM (3073 views)
Re: May I vent? - Michelle Bernard/LA
2/3/2005 7:46:11 PM (3015 views)
Re: May I vent? - Shannon Blatt/VA
2/3/2005 8:14:08 PM (3013 views)
Re: May I vent? - Michelle Bernard/LA
2/3/2005 8:19:33 PM (3067 views)
I have a theory - Mark Russomanno/NJ
2/3/2005 8:22:16 PM (3056 views)
Re: I have a theory - Robert Breakell/CT
2/3/2005 9:20:29 PM (3046 views)
Re: I have a theory - Lisa Ramsey/TX
2/4/2005 12:28:41 AM (2957 views)
Re: I have a theory - AR/VA
2/4/2005 11:01:26 AM (3036 views)

A Courthouse Story - David Bloys/TX
2/3/2005 10:25:00 AM (2728 views)
Re: A Courthouse Story - kevin ahern/CT
2/3/2005 3:11:46 PM (3060 views)
Re: A Courthouse Story - David Bloys/TX
2/3/2005 7:16:32 PM (3098 views)
Re: A Courthouse Story - kevin ahern/CT
2/3/2005 8:02:04 PM (2955 views)
Re: A Courthouse Story - David Bloys/TX
2/3/2005 9:28:42 PM (2974 views)
Re: A Courthouse Story - kevin ahern/CT
2/4/2005 3:02:25 AM (3068 views)
Re: A Courthouse Story - Jay Duncan
2/4/2005 8:48:42 AM (3134 views)
Re: A Courthouse Story - kevin ahern/CT
2/4/2005 7:26:18 PM (3042 views)
Re: A Courthouse Story - Jay Duncan
2/5/2005 6:05:47 PM (2950 views)
Re: A Courthouse Story - Ellen Malloy/MO
2/4/2005 6:11:15 PM (2905 views)
Re: A Courthouse Story - Michelle Bernard/LA
2/3/2005 9:42:55 PM (3013 views)
Re: A Courthouse Story - kevin ahern/CT
2/4/2005 3:00:46 AM (3060 views)
Re: A Courthouse Story - Michelle Bernard/LA
2/4/2005 10:33:24 PM (3001 views)

Totally Unrelated!!! - J.T. Shoemaker/NY
2/3/2005 9:14:47 AM (2596 views)
Re: Totally Unrelated!!! - Traci Christian/AL
2/4/2005 12:14:06 AM (2905 views)
Re: Totally Unrelated!!! - Michelle Bernard/LA
2/4/2005 11:16:22 PM (2855 views)
Re: Totally Unrelated!!! - Michelle Bernard/LA
2/4/2005 11:12:18 PM (3024 views)
Re: Totally Unrelated!!! - Judy Nisonger/CA
2/8/2005 7:49:51 PM (2856 views)

AITF Lending in New York - Liza Jackson/CO
2/2/2005 5:53:06 PM (1875 views)

ethics - Toni Betts/IL
2/2/2005 5:07:47 PM (2041 views)
Re: ethics - Robert Franco/OH
2/2/2005 6:22:27 PM (3047 views)
Re: ethics - Judy Nisonger/CA
2/2/2005 6:59:14 PM (3089 views)
Re: ethics - Barbara Bennett/IN
2/2/2005 7:50:40 PM (3021 views)
Re: ethics - Lisa Ramsey/TX
2/2/2005 8:19:46 PM (3006 views)
Re: ethics - Robert Franco/OH
2/2/2005 8:15:25 PM (2960 views)
Re: ethics - David Bloys/TX
2/2/2005 8:39:58 PM (2976 views)
Re: ethics - Smitty Strickland
2/2/2005 8:18:57 PM (3032 views)
Re: ethics - Donna Grady/NC
2/3/2005 12:30:30 AM (3115 views)

I agree with all that has been said on this thread.  When I left NC in 2001 the abstractors here all got along well with each other.  But there were only three of us independents and the others were employed by attorneys.  I went to SC and the majority of the abstractors were independents and territorial.  A few of them were hateful and mean.  So I wanted to return to NC where all the abstractors were more like family and friends.  When I returned to NC in 2004, it was the same as SC, the abstractors were at each others throats and not just the independents, the employed ones too.  I think it is the change in the industry as a whole.

I had to take a big cut in my fees in order to continue working for some of the same companies in NC that I worked for in SC.  So now I make the same fee in 2005 that I was making in 1993-2001 in NC.  Although in this county, the cost of a house has increased over 50% in the last three years.  The realtors make 6% commission the attorneys get $450.00 for purchase closings and the employed abstractors make $32 - 35,000.00 a year except the two male employed abstractors.  They make over $45,000.00.  An attorney can only pay an independent abstractor $50.00 for a search because he/she pays that out of the $450.00.  In SC, a search for an attorney could run up to $125 to $400 because the fee is collected on the HUD as separate from the attorney's closing fee.  To be honest, a search in SC is harder than in NC because of the way the title insurance companies are set up.  In NC, you can tack to an insurance policy and come up no matter which attorney's office did the previous search.  The title insurance company will insure the back title.  In SC, each attorney's office has their own title insurance company and they do not give out their back title.  So in SC, unless the attorney has already done the search before, every search is a full search.  Keep in mind I am not talking about the (national) title companies that request one owner searches.

As more and more title companies have sprung up in NC, the attorneys are not getting their piece of the pie which has caused some law firms to lay off title searchers.  Therefore the NC Bar is opposed to title companies and the way for them to get rid of them is to regulate how the attorneys can or can not use the independent abstractors.  No word yet from the NC Bar on their proposal.  They were supposed to rule on it in January.  None of the attorneys that I have asked have heard whether or not anything has be finalized.

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Re: ethics - Jonathan Figliuolo/SC
2/4/2005 5:17:44 PM (2996 views)
Re: ethics - Robert Franco/OH
2/4/2005 5:35:27 PM (2881 views)
Re: ethics - Douglas Gallant/OH
2/4/2005 6:04:45 PM (2899 views)
Re: ethics - Robert Breakell/CT
2/3/2005 7:50:20 PM (2897 views)

ABSTRACTING SOFTWARE - KIM HAASE/MT
2/2/2005 2:09:46 PM (2296 views)
Re: ABSTRACTING SOFTWARE - KIM HAASE/MT
2/2/2005 8:27:32 PM (3059 views)
Re: ABSTRACTING SOFTWARE - Robert Franco/OH
2/2/2005 9:31:51 PM (4105 views)
Re: ABSTRACTING SOFTWARE - Shannon Blatt/VA
2/2/2005 10:42:02 PM (3113 views)
Re: ABSTRACTING SOFTWARE - KIM HAASE/MT
2/3/2005 10:43:13 AM (3000 views)
Re: ABSTRACTING SOFTWARE - George/VA
2/3/2005 1:54:52 PM (3127 views)
Re: ABSTRACTING SOFTWARE - Samson Ugorji/MD
2/3/2005 5:45:47 PM (3042 views)
Re: ABSTRACTING SOFTWARE - Cynthia May/VA
2/4/2005 10:12:22 PM (3094 views)
Re: ABSTRACTING SOFTWARE - Jay Duncan
2/5/2005 6:10:50 PM (3024 views)
Re: ABSTRACTING SOFTWARE - Shannon Blatt/VA
2/5/2005 6:28:17 PM (3023 views)
Re: ABSTRACTING SOFTWARE - George/VA
2/5/2005 7:05:39 PM (3052 views)
Re: ABSTRACTING SOFTWARE - Shannon Blatt/VA
2/6/2005 11:38:05 AM (2978 views)
Re: ABSTRACTING SOFTWARE - George/VA
2/5/2005 7:07:49 PM (3040 views)
Re: ABSTRACTING SOFTWARE - Smitty Strickland/SC
2/3/2005 6:21:10 PM (3121 views)
Re: ABSTRACTING SOFTWARE - Robert Franco/OH
2/3/2005 6:45:10 PM (3111 views)
Re: ABSTRACTING SOFTWARE - Shannon Blatt/VA
2/3/2005 8:16:25 PM (2909 views)
Re: ABSTRACTING SOFTWARE - Smitty Strickland/SC
2/4/2005 5:59:19 PM (2903 views)
Re: ABSTRACTING SOFTWARE - Loretta Reed/MD
2/6/2005 10:06:56 AM (2964 views)
Re: ABSTRACTING SOFTWARE - Smitty Strickland/SC
2/4/2005 5:56:37 PM (3019 views)
Re: ABSTRACTING SOFTWARE - Robert Franco/OH
2/4/2005 8:02:06 PM (2983 views)
Re: ABSTRACTING SOFTWARE - Smitty Strickland/SC
2/6/2005 11:32:22 AM (2949 views)
Re: ABSTRACTING SOFTWARE - Lisa Ramsey/TX
2/6/2005 8:54:38 PM (2958 views)
Re: ABSTRACTING SOFTWARE - Cynthia May/VA
2/7/2005 5:05:47 PM (2927 views)
Re: ABSTRACTING SOFTWARE - George/VA
2/7/2005 5:06:55 PM (2965 views)
Re: ABSTRACTING SOFTWARE - Lisa Ramsey/TX
2/7/2005 6:02:04 PM (3032 views)
Re: ABSTRACTING SOFTWARE - George/VA
2/7/2005 6:22:24 PM (2871 views)
Re: ABSTRACTING SOFTWARE - Lisa Ramsey/TX
2/7/2005 8:23:53 PM (2930 views)
Re: ABSTRACTING SOFTWARE - George/VA
2/7/2005 8:29:00 PM (2942 views)
Re: ABSTRACTING SOFTWARE - George/VA
2/8/2005 8:34:32 PM (2825 views)
Re: ABSTRACTING SOFTWARE - Tom Miller/NY
5/12/2005 4:44:57 PM (3014 views)
Re: ABSTRACTING SOFTWARE - Patty Baber/FL
3/30/2021 12:06:46 PM (1698 views)

Bob Krummel - Busted! - Robert Franco/OH
2/1/2005 11:55:08 PM (2491 views)
Re: Bob Krummel - Busted! - Shannon Blatt/VA
2/2/2005 12:59:56 AM (3037 views)
Re: Bob Krummel - Busted! - David Bloys/TX
2/2/2005 7:27:53 AM (2962 views)
Re: Bob Krummel - Busted! - Loretta Reed/MD
2/2/2005 8:09:13 AM (2929 views)
Re: Bob Krummel - Busted! - J.T. Shoemaker/NY
2/2/2005 8:44:40 AM (3029 views)
Re: Bob Krummel - Busted! - Jay Duncan
2/2/2005 8:59:20 AM (2864 views)
Re: Bob Krummel - Busted! - Jay Duncan
2/2/2005 8:59:43 AM (2930 views)
Re: Bob Krummel - Busted! - Thomas Moens/IL
2/2/2005 10:16:41 AM (2889 views)
Re: Bob Krummel - Busted! - Judy Nisonger/CA
2/2/2005 2:05:37 PM (2870 views)
Re: Bob Krummel - Busted! - Robert Franco/OH
2/2/2005 5:15:11 PM (2906 views)
Re: Bob Krummel - Busted! - Lisa Ramsey/TX
2/2/2005 8:07:13 PM (2855 views)
Re: Bob Krummel - Busted! - Michelle Bernard/LA
2/3/2005 8:04:46 PM (2860 views)
Re: Bob Krummel - Busted! - Cathy Iffergan/TX
2/10/2005 1:45:08 AM (2738 views)
Re: Bob Krummel - Busted! - Judy Nisonger/CA
2/10/2005 3:14:04 AM (2789 views)

NorCal Notary Public Luncheon 1-29-05 - Fay Hudson/CA
2/1/2005 1:26:48 PM (1646 views)


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