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Clear Financial Services? - Liza Jackson/CO
2/7/2005 6:32:57 PM (1616 views)

Just wanted to let you all know.. - Ellen Malloy/MO
2/4/2005 6:19:36 PM (2035 views)
Re: Just wanted to let you all know.. - Douglas Gallant/OH
2/4/2005 6:44:21 PM (3867 views)
Re: Just wanted to let you all know.. - Robert Franco/OH
2/4/2005 8:08:24 PM (2783 views)
Re: Just wanted to let you all know.. - KIM HAASE/MT
2/5/2005 12:07:43 AM (2853 views)
Re: Just wanted to let you all know.. - kevin ahern/CT
2/5/2005 8:08:36 AM (2662 views)
Re: Just wanted to let you all know.. - David Bloys/TX
2/5/2005 12:09:21 PM (2660 views)
Re: Just wanted to let you all know.. - Lisa Ramsey/TX
2/8/2005 6:57:11 PM (2821 views)
Re: Just wanted to let you all know.. - kevin ahern/CT
2/9/2005 6:02:51 AM (2675 views)
Re: Just wanted to let you all know.. - Robert Breakell/CT
2/5/2005 1:31:08 PM (2670 views)
Re: Just wanted to let you all know.. - Lisa Ramsey/TX
2/5/2005 3:22:52 PM (2688 views)
Re: Just wanted to let you all know.. - Lisa Ramsey/TX
2/5/2005 3:22:55 PM (2731 views)

Axis Research - Becky Cantrall/NC
2/4/2005 3:59:29 PM (1977 views)
Re: Axis Research - Liza Jackson/CO
2/7/2005 6:31:25 PM (2843 views)

THANKS - SARAH CIRAOLO/NY
2/4/2005 3:30:09 PM (1439 views)

thing are "slow" - Toni Betts/IL
2/4/2005 11:50:22 AM (1991 views)
Re: thing are "slow" - AR/VA
2/4/2005 4:29:45 PM (2952 views)
Re: thing are "slow" - Shannon Blatt/VA
2/4/2005 5:56:15 PM (2937 views)
Re: thing are "slow" - Lisa Ramsey/TX
2/5/2005 3:28:00 PM (2897 views)
Re: thing are "slow" - Lisa Ramsey/TX
2/7/2005 6:10:32 PM (2746 views)
Re: thing are "slow" - Lisa Ramsey/TX
2/7/2005 9:05:26 PM (2811 views)
Re: thing are "slow" - Judy Nisonger/CA
2/8/2005 12:34:56 PM (2846 views)
Re: thing are "slow" - Lisa Ramsey/TX
2/7/2005 8:58:08 PM (2806 views)
Re: thing are "slow" - Shannon Blatt/VA
2/7/2005 11:14:49 PM (2675 views)
Re: thing are "slow" - Jonathan Figliuolo/NY
2/8/2005 4:02:08 PM (2825 views)
Re: thing are "slow" - kevin ahern/CT
2/8/2005 5:05:25 PM (2678 views)
Re: thing are "slow" - Douglas Gallant/OH
2/8/2005 8:15:43 PM (2681 views)
Re: thing are "slow" - Lisa Ramsey/TX
2/8/2005 9:54:49 PM (2709 views)
Re: thing are "slow" - Lisa Ramsey/TX
2/8/2005 5:59:54 PM (2761 views)


Real Title Services


Wow, Thank you - AR/VA
2/4/2005 11:13:47 AM (1455 views)

BOB KRUMMEL_ THIS MESSAGE IS FOR YOU!!!!!! - Michelle Bernard/LA
2/3/2005 8:17:28 PM (1995 views)
To Robert Breakell... - Scott Perry/PA
2/3/2005 8:59:52 PM (2881 views)
Re: To Robert Breakell... - Robert Breakell/CT
2/3/2005 9:08:58 PM (2804 views)

Just thought I would share.... - Loretta Reed/MD
2/3/2005 7:58:04 PM (1894 views)
Re: Just thought I would share.... - Robert Breakell/CT
2/3/2005 8:00:59 PM (2774 views)
Re: Just thought I would share.... - Lisa Ramsey/TX
2/4/2005 12:30:15 AM (2743 views)
Re: Just thought I would share.... - Lisa Ramsey/TX
2/4/2005 12:30:16 AM (2816 views)
Re: Just thought I would share.... - Michelle Bernard/LA
2/5/2005 12:59:38 AM (2790 views)
Re: Just thought I would share.... - Donna Grady/NC
2/7/2005 12:07:26 AM (3554 views)
Re: Just thought I would share.... - Phyllis Wood
2/7/2005 9:33:36 AM (2964 views)

May I vent? - AR/VA
2/3/2005 5:27:40 PM (1973 views)
Re: May I vent? - Shannon Blatt/VA
2/3/2005 5:30:59 PM (2772 views)
Re: May I vent? - Jonathan Figliuolo/NY
2/3/2005 5:51:42 PM (2727 views)
Re: May I vent? - Loretta Reed/MD
2/3/2005 7:52:43 PM (2798 views)
Re: May I vent? - AR/VA
2/4/2005 10:50:34 AM (2791 views)
Re: May I vent? - AR/VA
2/4/2005 11:04:04 AM (2757 views)
Re: May I vent? - Michelle Bernard/LA
2/3/2005 7:46:11 PM (2706 views)
Re: May I vent? - Shannon Blatt/VA
2/3/2005 8:14:08 PM (2693 views)
Re: May I vent? - Michelle Bernard/LA
2/3/2005 8:19:33 PM (2748 views)
I have a theory - Mark Russomanno/NJ
2/3/2005 8:22:16 PM (2747 views)
Re: I have a theory - Robert Breakell/CT
2/3/2005 9:20:29 PM (2730 views)
Re: I have a theory - Lisa Ramsey/TX
2/4/2005 12:28:41 AM (2637 views)
Re: I have a theory - AR/VA
2/4/2005 11:01:26 AM (2729 views)

A Courthouse Story - David Bloys/TX
2/3/2005 10:25:00 AM (2607 views)
Re: A Courthouse Story - kevin ahern/CT
2/3/2005 3:11:46 PM (2743 views)
Re: A Courthouse Story - David Bloys/TX
2/3/2005 7:16:32 PM (2781 views)
Re: A Courthouse Story - kevin ahern/CT
2/3/2005 8:02:04 PM (2657 views)
Re: A Courthouse Story - David Bloys/TX
2/3/2005 9:28:42 PM (2687 views)
Re: A Courthouse Story - kevin ahern/CT
2/4/2005 3:02:25 AM (2753 views)
Re: A Courthouse Story - Jay Duncan
2/4/2005 8:48:42 AM (2828 views)
Re: A Courthouse Story - kevin ahern/CT
2/4/2005 7:26:18 PM (2752 views)
Re: A Courthouse Story - Jay Duncan
2/5/2005 6:05:47 PM (2647 views)
Re: A Courthouse Story - Ellen Malloy/MO
2/4/2005 6:11:15 PM (2592 views)
Re: A Courthouse Story - Michelle Bernard/LA
2/3/2005 9:42:55 PM (2724 views)
Re: A Courthouse Story - kevin ahern/CT
2/4/2005 3:00:46 AM (2756 views)
Re: A Courthouse Story - Michelle Bernard/LA
2/4/2005 10:33:24 PM (2693 views)

Totally Unrelated!!! - J.T. Shoemaker/NY
2/3/2005 9:14:47 AM (2465 views)
Re: Totally Unrelated!!! - Traci Christian/AL
2/4/2005 12:14:06 AM (2591 views)
Re: Totally Unrelated!!! - Michelle Bernard/LA
2/4/2005 11:16:22 PM (2525 views)
Re: Totally Unrelated!!! - Michelle Bernard/LA
2/4/2005 11:12:18 PM (2711 views)
Re: Totally Unrelated!!! - Judy Nisonger/CA
2/8/2005 7:49:51 PM (2557 views)

AITF Lending in New York - Liza Jackson/CO
2/2/2005 5:53:06 PM (1790 views)

ethics - Toni Betts/IL
2/2/2005 5:07:47 PM (1940 views)
Re: ethics - Robert Franco/OH
2/2/2005 6:22:27 PM (2715 views)
Re: ethics - Judy Nisonger/CA
2/2/2005 6:59:14 PM (2750 views)
Re: ethics - Barbara Bennett/IN
2/2/2005 7:50:40 PM (2686 views)
Re: ethics - Lisa Ramsey/TX
2/2/2005 8:19:46 PM (2695 views)
Re: ethics - Robert Franco/OH
2/2/2005 8:15:25 PM (2629 views)
Re: ethics - David Bloys/TX
2/2/2005 8:39:58 PM (2664 views)
Re: ethics - Smitty Strickland
2/2/2005 8:18:57 PM (2702 views)
Re: ethics - Donna Grady/NC
2/3/2005 12:30:30 AM (2764 views)

I agree with all that has been said on this thread.  When I left NC in 2001 the abstractors here all got along well with each other.  But there were only three of us independents and the others were employed by attorneys.  I went to SC and the majority of the abstractors were independents and territorial.  A few of them were hateful and mean.  So I wanted to return to NC where all the abstractors were more like family and friends.  When I returned to NC in 2004, it was the same as SC, the abstractors were at each others throats and not just the independents, the employed ones too.  I think it is the change in the industry as a whole.

I had to take a big cut in my fees in order to continue working for some of the same companies in NC that I worked for in SC.  So now I make the same fee in 2005 that I was making in 1993-2001 in NC.  Although in this county, the cost of a house has increased over 50% in the last three years.  The realtors make 6% commission the attorneys get $450.00 for purchase closings and the employed abstractors make $32 - 35,000.00 a year except the two male employed abstractors.  They make over $45,000.00.  An attorney can only pay an independent abstractor $50.00 for a search because he/she pays that out of the $450.00.  In SC, a search for an attorney could run up to $125 to $400 because the fee is collected on the HUD as separate from the attorney's closing fee.  To be honest, a search in SC is harder than in NC because of the way the title insurance companies are set up.  In NC, you can tack to an insurance policy and come up no matter which attorney's office did the previous search.  The title insurance company will insure the back title.  In SC, each attorney's office has their own title insurance company and they do not give out their back title.  So in SC, unless the attorney has already done the search before, every search is a full search.  Keep in mind I am not talking about the (national) title companies that request one owner searches.

As more and more title companies have sprung up in NC, the attorneys are not getting their piece of the pie which has caused some law firms to lay off title searchers.  Therefore the NC Bar is opposed to title companies and the way for them to get rid of them is to regulate how the attorneys can or can not use the independent abstractors.  No word yet from the NC Bar on their proposal.  They were supposed to rule on it in January.  None of the attorneys that I have asked have heard whether or not anything has be finalized.

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Re: ethics - Jonathan Figliuolo/SC
2/4/2005 5:17:44 PM (2680 views)
Re: ethics - Robert Franco/OH
2/4/2005 5:35:27 PM (2585 views)
Re: ethics - Douglas Gallant/OH
2/4/2005 6:04:45 PM (2591 views)
Re: ethics - Robert Breakell/CT
2/3/2005 7:50:20 PM (2571 views)

ABSTRACTING SOFTWARE - KIM HAASE/MT
2/2/2005 2:09:46 PM (2175 views)
Re: ABSTRACTING SOFTWARE - KIM HAASE/MT
2/2/2005 8:27:32 PM (2769 views)
Re: ABSTRACTING SOFTWARE - Robert Franco/OH
2/2/2005 9:31:51 PM (3763 views)
Re: ABSTRACTING SOFTWARE - Shannon Blatt/VA
2/2/2005 10:42:02 PM (2804 views)
Re: ABSTRACTING SOFTWARE - KIM HAASE/MT
2/3/2005 10:43:13 AM (2690 views)
Re: ABSTRACTING SOFTWARE - George/VA
2/3/2005 1:54:52 PM (2791 views)
Re: ABSTRACTING SOFTWARE - Samson Ugorji/MD
2/3/2005 5:45:47 PM (2710 views)
Re: ABSTRACTING SOFTWARE - Cynthia May/VA
2/4/2005 10:12:22 PM (2773 views)
Re: ABSTRACTING SOFTWARE - Jay Duncan
2/5/2005 6:10:50 PM (2726 views)
Re: ABSTRACTING SOFTWARE - Shannon Blatt/VA
2/5/2005 6:28:17 PM (2730 views)
Re: ABSTRACTING SOFTWARE - George/VA
2/5/2005 7:05:39 PM (2721 views)
Re: ABSTRACTING SOFTWARE - Shannon Blatt/VA
2/6/2005 11:38:05 AM (2674 views)
Re: ABSTRACTING SOFTWARE - George/VA
2/5/2005 7:07:49 PM (2707 views)
Re: ABSTRACTING SOFTWARE - Smitty Strickland/SC
2/3/2005 6:21:10 PM (2798 views)
Re: ABSTRACTING SOFTWARE - Robert Franco/OH
2/3/2005 6:45:10 PM (2755 views)
Re: ABSTRACTING SOFTWARE - Shannon Blatt/VA
2/3/2005 8:16:25 PM (2587 views)
Re: ABSTRACTING SOFTWARE - Smitty Strickland/SC
2/4/2005 5:59:19 PM (2606 views)
Re: ABSTRACTING SOFTWARE - Loretta Reed/MD
2/6/2005 10:06:56 AM (2653 views)
Re: ABSTRACTING SOFTWARE - Smitty Strickland/SC
2/4/2005 5:56:37 PM (2695 views)
Re: ABSTRACTING SOFTWARE - Robert Franco/OH
2/4/2005 8:02:06 PM (2668 views)
Re: ABSTRACTING SOFTWARE - Smitty Strickland/SC
2/6/2005 11:32:22 AM (2620 views)
Re: ABSTRACTING SOFTWARE - Lisa Ramsey/TX
2/6/2005 8:54:38 PM (2628 views)
Re: ABSTRACTING SOFTWARE - Cynthia May/VA
2/7/2005 5:05:47 PM (2625 views)
Re: ABSTRACTING SOFTWARE - George/VA
2/7/2005 5:06:55 PM (2633 views)
Re: ABSTRACTING SOFTWARE - Lisa Ramsey/TX
2/7/2005 6:02:04 PM (2697 views)
Re: ABSTRACTING SOFTWARE - George/VA
2/7/2005 6:22:24 PM (2576 views)
Re: ABSTRACTING SOFTWARE - Lisa Ramsey/TX
2/7/2005 8:23:53 PM (2593 views)
Re: ABSTRACTING SOFTWARE - George/VA
2/7/2005 8:29:00 PM (2616 views)
Re: ABSTRACTING SOFTWARE - George/VA
2/8/2005 8:34:32 PM (2543 views)
Re: ABSTRACTING SOFTWARE - Tom Miller/NY
5/12/2005 4:44:57 PM (2579 views)
Re: ABSTRACTING SOFTWARE - Patty Baber/FL
3/30/2021 12:06:46 PM (1408 views)

Bob Krummel - Busted! - Robert Franco/OH
2/1/2005 11:55:08 PM (2367 views)
Re: Bob Krummel - Busted! - Shannon Blatt/VA
2/2/2005 12:59:56 AM (2697 views)
Re: Bob Krummel - Busted! - David Bloys/TX
2/2/2005 7:27:53 AM (2643 views)
Re: Bob Krummel - Busted! - Loretta Reed/MD
2/2/2005 8:09:13 AM (2577 views)
Re: Bob Krummel - Busted! - J.T. Shoemaker/NY
2/2/2005 8:44:40 AM (2694 views)
Re: Bob Krummel - Busted! - Jay Duncan
2/2/2005 8:59:20 AM (2546 views)
Re: Bob Krummel - Busted! - Jay Duncan
2/2/2005 8:59:43 AM (2594 views)
Re: Bob Krummel - Busted! - Thomas Moens/IL
2/2/2005 10:16:41 AM (2572 views)
Re: Bob Krummel - Busted! - Judy Nisonger/CA
2/2/2005 2:05:37 PM (2550 views)
Re: Bob Krummel - Busted! - Robert Franco/OH
2/2/2005 5:15:11 PM (2573 views)
Re: Bob Krummel - Busted! - Lisa Ramsey/TX
2/2/2005 8:07:13 PM (2548 views)
Re: Bob Krummel - Busted! - Michelle Bernard/LA
2/3/2005 8:04:46 PM (2533 views)
Re: Bob Krummel - Busted! - Cathy Iffergan/TX
2/10/2005 1:45:08 AM (2430 views)
Re: Bob Krummel - Busted! - Judy Nisonger/CA
2/10/2005 3:14:04 AM (2484 views)


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