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Wow, Thank you - AR/VA
2/4/2005 11:13:47 AM (1378 views)

BOB KRUMMEL_ THIS MESSAGE IS FOR YOU!!!!!! - Michelle Bernard/LA
2/3/2005 8:17:28 PM (1899 views)
To Robert Breakell... - Scott Perry/PA
2/3/2005 8:59:52 PM (2472 views)
Re: To Robert Breakell... - Robert Breakell/CT
2/3/2005 9:08:58 PM (2494 views)

Just thought I would share.... - Loretta Reed/MD
2/3/2005 7:58:04 PM (1798 views)
Re: Just thought I would share.... - Robert Breakell/CT
2/3/2005 8:00:59 PM (2413 views)
Re: Just thought I would share.... - Lisa Ramsey/TX
2/4/2005 12:30:15 AM (2419 views)
Re: Just thought I would share.... - Lisa Ramsey/TX
2/4/2005 12:30:16 AM (2436 views)
Re: Just thought I would share.... - Michelle Bernard/LA
2/5/2005 12:59:38 AM (2427 views)
Re: Just thought I would share.... - Donna Grady/NC
2/7/2005 12:07:26 AM (3151 views)
Re: Just thought I would share.... - Phyllis Wood
2/7/2005 9:33:36 AM (2598 views)

May I vent? - AR/VA
2/3/2005 5:27:40 PM (1874 views)
Re: May I vent? - Shannon Blatt/VA
2/3/2005 5:30:59 PM (2400 views)
Re: May I vent? - Jonathan Figliuolo/NY
2/3/2005 5:51:42 PM (2413 views)
Re: May I vent? - Loretta Reed/MD
2/3/2005 7:52:43 PM (2481 views)
Re: May I vent? - AR/VA
2/4/2005 10:50:34 AM (2412 views)
Re: May I vent? - AR/VA
2/4/2005 11:04:04 AM (2380 views)
Re: May I vent? - Michelle Bernard/LA
2/3/2005 7:46:11 PM (2394 views)
Re: May I vent? - Shannon Blatt/VA
2/3/2005 8:14:08 PM (2399 views)
Re: May I vent? - Michelle Bernard/LA
2/3/2005 8:19:33 PM (2398 views)
I have a theory - Mark Russomanno/NJ
2/3/2005 8:22:16 PM (2363 views)
Re: I have a theory - Robert Breakell/CT
2/3/2005 9:20:29 PM (2380 views)
Re: I have a theory - Lisa Ramsey/TX
2/4/2005 12:28:41 AM (2325 views)
Re: I have a theory - AR/VA
2/4/2005 11:01:26 AM (2362 views)

A Courthouse Story - David Bloys/TX
2/3/2005 10:25:00 AM (2499 views)
Re: A Courthouse Story - kevin ahern/CT
2/3/2005 3:11:46 PM (2452 views)
Re: A Courthouse Story - David Bloys/TX
2/3/2005 7:16:32 PM (2424 views)
Re: A Courthouse Story - kevin ahern/CT
2/3/2005 8:02:04 PM (2379 views)
Re: A Courthouse Story - David Bloys/TX
2/3/2005 9:28:42 PM (2374 views)
Re: A Courthouse Story - kevin ahern/CT
2/4/2005 3:02:25 AM (2383 views)
Re: A Courthouse Story - Jay Duncan
2/4/2005 8:48:42 AM (2473 views)
Re: A Courthouse Story - kevin ahern/CT
2/4/2005 7:26:18 PM (2393 views)
Re: A Courthouse Story - Jay Duncan
2/5/2005 6:05:47 PM (2339 views)
Re: A Courthouse Story - Ellen Malloy/MO
2/4/2005 6:11:15 PM (2258 views)
Re: A Courthouse Story - Michelle Bernard/LA
2/3/2005 9:42:55 PM (2365 views)
Re: A Courthouse Story - kevin ahern/CT
2/4/2005 3:00:46 AM (2440 views)
Re: A Courthouse Story - Michelle Bernard/LA
2/4/2005 10:33:24 PM (2364 views)




Totally Unrelated!!! - J.T. Shoemaker/NY
2/3/2005 9:14:47 AM (2339 views)
Re: Totally Unrelated!!! - Traci Christian/AL
2/4/2005 12:14:06 AM (2265 views)
Re: Totally Unrelated!!! - Michelle Bernard/LA
2/4/2005 11:16:22 PM (2245 views)
Re: Totally Unrelated!!! - Michelle Bernard/LA
2/4/2005 11:12:18 PM (2331 views)
Re: Totally Unrelated!!! - Judy Nisonger/CA
2/8/2005 7:49:51 PM (2240 views)

AITF Lending in New York - Liza Jackson/CO
2/2/2005 5:53:06 PM (1710 views)

ethics - Toni Betts/IL
2/2/2005 5:07:47 PM (1855 views)
Re: ethics - Robert Franco/OH
2/2/2005 6:22:27 PM (2355 views)
Re: ethics - Judy Nisonger/CA
2/2/2005 6:59:14 PM (2373 views)
Re: ethics - Barbara Bennett/IN
2/2/2005 7:50:40 PM (2305 views)
Re: ethics - Lisa Ramsey/TX
2/2/2005 8:19:46 PM (2325 views)
Re: ethics - Robert Franco/OH
2/2/2005 8:15:25 PM (2287 views)
Re: ethics - David Bloys/TX
2/2/2005 8:39:58 PM (2301 views)
Re: ethics - Smitty Strickland
2/2/2005 8:18:57 PM (2304 views)
Re: ethics - Donna Grady/NC
2/3/2005 12:30:30 AM (2336 views)

I agree with all that has been said on this thread.  When I left NC in 2001 the abstractors here all got along well with each other.  But there were only three of us independents and the others were employed by attorneys.  I went to SC and the majority of the abstractors were independents and territorial.  A few of them were hateful and mean.  So I wanted to return to NC where all the abstractors were more like family and friends.  When I returned to NC in 2004, it was the same as SC, the abstractors were at each others throats and not just the independents, the employed ones too.  I think it is the change in the industry as a whole.

I had to take a big cut in my fees in order to continue working for some of the same companies in NC that I worked for in SC.  So now I make the same fee in 2005 that I was making in 1993-2001 in NC.  Although in this county, the cost of a house has increased over 50% in the last three years.  The realtors make 6% commission the attorneys get $450.00 for purchase closings and the employed abstractors make $32 - 35,000.00 a year except the two male employed abstractors.  They make over $45,000.00.  An attorney can only pay an independent abstractor $50.00 for a search because he/she pays that out of the $450.00.  In SC, a search for an attorney could run up to $125 to $400 because the fee is collected on the HUD as separate from the attorney's closing fee.  To be honest, a search in SC is harder than in NC because of the way the title insurance companies are set up.  In NC, you can tack to an insurance policy and come up no matter which attorney's office did the previous search.  The title insurance company will insure the back title.  In SC, each attorney's office has their own title insurance company and they do not give out their back title.  So in SC, unless the attorney has already done the search before, every search is a full search.  Keep in mind I am not talking about the (national) title companies that request one owner searches.

As more and more title companies have sprung up in NC, the attorneys are not getting their piece of the pie which has caused some law firms to lay off title searchers.  Therefore the NC Bar is opposed to title companies and the way for them to get rid of them is to regulate how the attorneys can or can not use the independent abstractors.  No word yet from the NC Bar on their proposal.  They were supposed to rule on it in January.  None of the attorneys that I have asked have heard whether or not anything has be finalized.

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Re: ethics - Jonathan Figliuolo/SC
2/4/2005 5:17:44 PM (2276 views)
Re: ethics - Robert Franco/OH
2/4/2005 5:35:27 PM (2245 views)
Re: ethics - Douglas Gallant/OH
2/4/2005 6:04:45 PM (2289 views)
Re: ethics - Robert Breakell/CT
2/3/2005 7:50:20 PM (2236 views)

ABSTRACTING SOFTWARE - KIM HAASE/MT
2/2/2005 2:09:46 PM (2078 views)
Re: ABSTRACTING SOFTWARE - KIM HAASE/MT
2/2/2005 8:27:32 PM (2444 views)
Re: ABSTRACTING SOFTWARE - Robert Franco/OH
2/2/2005 9:31:51 PM (3301 views)
Re: ABSTRACTING SOFTWARE - Shannon Blatt/VA
2/2/2005 10:42:02 PM (2396 views)
Re: ABSTRACTING SOFTWARE - KIM HAASE/MT
2/3/2005 10:43:13 AM (2309 views)
Re: ABSTRACTING SOFTWARE - George/VA
2/3/2005 1:54:52 PM (2365 views)
Re: ABSTRACTING SOFTWARE - Samson Ugorji/MD
2/3/2005 5:45:47 PM (2325 views)
Re: ABSTRACTING SOFTWARE - Cynthia May/VA
2/4/2005 10:12:22 PM (2324 views)
Re: ABSTRACTING SOFTWARE - Jay Duncan
2/5/2005 6:10:50 PM (2359 views)
Re: ABSTRACTING SOFTWARE - Shannon Blatt/VA
2/5/2005 6:28:17 PM (2335 views)
Re: ABSTRACTING SOFTWARE - George/VA
2/5/2005 7:05:39 PM (2332 views)
Re: ABSTRACTING SOFTWARE - Shannon Blatt/VA
2/6/2005 11:38:05 AM (2285 views)
Re: ABSTRACTING SOFTWARE - George/VA
2/5/2005 7:07:49 PM (2292 views)
Re: ABSTRACTING SOFTWARE - Smitty Strickland/SC
2/3/2005 6:21:10 PM (2377 views)
Re: ABSTRACTING SOFTWARE - Robert Franco/OH
2/3/2005 6:45:10 PM (2318 views)
Re: ABSTRACTING SOFTWARE - Shannon Blatt/VA
2/3/2005 8:16:25 PM (2240 views)
Re: ABSTRACTING SOFTWARE - Smitty Strickland/SC
2/4/2005 5:59:19 PM (2258 views)
Re: ABSTRACTING SOFTWARE - Loretta Reed/MD
2/6/2005 10:06:56 AM (2278 views)
Re: ABSTRACTING SOFTWARE - Smitty Strickland/SC
2/4/2005 5:56:37 PM (2290 views)
Re: ABSTRACTING SOFTWARE - Robert Franco/OH
2/4/2005 8:02:06 PM (2227 views)
Re: ABSTRACTING SOFTWARE - Smitty Strickland/SC
2/6/2005 11:32:22 AM (2215 views)
Re: ABSTRACTING SOFTWARE - Lisa Ramsey/TX
2/6/2005 8:54:38 PM (2223 views)
Re: ABSTRACTING SOFTWARE - Cynthia May/VA
2/7/2005 5:05:47 PM (2200 views)
Re: ABSTRACTING SOFTWARE - George/VA
2/7/2005 5:06:55 PM (2252 views)
Re: ABSTRACTING SOFTWARE - Lisa Ramsey/TX
2/7/2005 6:02:04 PM (2243 views)
Re: ABSTRACTING SOFTWARE - George/VA
2/7/2005 6:22:24 PM (2210 views)
Re: ABSTRACTING SOFTWARE - Lisa Ramsey/TX
2/7/2005 8:23:53 PM (2181 views)
Re: ABSTRACTING SOFTWARE - George/VA
2/7/2005 8:29:00 PM (2201 views)
Re: ABSTRACTING SOFTWARE - George/VA
2/8/2005 8:34:32 PM (2185 views)
Re: ABSTRACTING SOFTWARE - Tom Miller/NY
5/12/2005 4:44:57 PM (2167 views)
Re: ABSTRACTING SOFTWARE - Patty Baber/FL
3/30/2021 12:06:46 PM (1082 views)

Bob Krummel - Busted! - Robert Franco/OH
2/1/2005 11:55:08 PM (2271 views)
Re: Bob Krummel - Busted! - Shannon Blatt/VA
2/2/2005 12:59:56 AM (2360 views)
Re: Bob Krummel - Busted! - David Bloys/TX
2/2/2005 7:27:53 AM (2293 views)
Re: Bob Krummel - Busted! - Loretta Reed/MD
2/2/2005 8:09:13 AM (2260 views)
Re: Bob Krummel - Busted! - J.T. Shoemaker/NY
2/2/2005 8:44:40 AM (2317 views)
Re: Bob Krummel - Busted! - Jay Duncan
2/2/2005 8:59:20 AM (2175 views)
Re: Bob Krummel - Busted! - Jay Duncan
2/2/2005 8:59:43 AM (2245 views)
Re: Bob Krummel - Busted! - Thomas Moens/IL
2/2/2005 10:16:41 AM (2233 views)
Re: Bob Krummel - Busted! - Judy Nisonger/CA
2/2/2005 2:05:37 PM (2223 views)
Re: Bob Krummel - Busted! - Robert Franco/OH
2/2/2005 5:15:11 PM (2293 views)
Re: Bob Krummel - Busted! - Lisa Ramsey/TX
2/2/2005 8:07:13 PM (2233 views)
Re: Bob Krummel - Busted! - Michelle Bernard/LA
2/3/2005 8:04:46 PM (2148 views)
Re: Bob Krummel - Busted! - Cathy Iffergan/TX
2/10/2005 1:45:08 AM (2124 views)
Re: Bob Krummel - Busted! - Judy Nisonger/CA
2/10/2005 3:14:04 AM (2177 views)

NorCal Notary Public Luncheon 1-29-05 - Fay Hudson/CA
2/1/2005 1:26:48 PM (1466 views)

21 yr Judicial searches - Susan/OH/OH
2/1/2005 10:36:28 AM (1468 views)

DRI Title - Thomas Moens/IL
2/1/2005 10:08:01 AM (1948 views)
Re: DRI Title - David Nixon/MA
2/1/2005 12:28:36 PM (2458 views)
Re: DRI Title - AR/VA
2/1/2005 9:01:40 PM (2387 views)
Re: DRI Title - Thomas Moens/IL
2/2/2005 10:14:09 AM (2402 views)
Re: DRI Title - Spencer Kinsey/AR
2/3/2005 10:57:28 PM (2347 views)
Re: DRI Title - terry sutton/CT
2/9/2005 12:08:40 PM (2326 views)

abstracting question, I think - Chet Mazur/CA
2/1/2005 9:56:32 AM (1859 views)
Re: abstracting question, I think - Jonathan Figliuolo/NY
2/1/2005 1:45:17 PM (2445 views)
Re: abstracting question, I think - Chet Mazur/CA
2/2/2005 1:35:21 AM (2332 views)
Re: abstracting question, I think - kevin ahern/CT
2/2/2005 5:37:04 AM (2396 views)

Need E & O Insurance - Bob Krummel/IL
2/1/2005 8:35:40 AM (1937 views)
Re: Need E & O Insurance - Robert Franco/OH
2/1/2005 9:45:26 AM (3458 views)


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