Judy - I don't feel I was really "wronged" by you. I feel you were posting differently than in emails and telephone conversations to me for fear of repercusion by some of your clients. No matter who our clients are, David, Robert and I, and others, have posted how we feel. People respect people who stand up for how they believe no matter what the repercusions are. I don't feel that joking or saying "you guys can duke-it-out" at my place was proper especially when you feel the same about most issues. If what is happening in the industry was beneficial to lending institutions, title companies and the general public, I sure that David, Robert and the rest of us would certainly accept the change for the better and go on. It is just that the truth is it is not. It has cost the general public billions of dollars in identity theft, harmed lending institutions and title companies severely and they needed to know what is going on and why. I truly believe that the lending institutions and/or title companies were not aware of 1) that the vendor management companies were doing in-house searches; 2) that online resources were not the same as courthouse resources; 3) that online sources even though on county sites sometimes were not being compiled by the county clerks themselves and contained many errors. Because of all of these reasons - the title industry as a whole and the general public have been severely harmed. If assignments and releases in my state cannot be found inonline searching and the whole purpose of doing a mortgage release report than people need to be informed - whether or not it hurts my business. I know some companies are giving me just some when they can't even find the mortgage - I still say what I say - I do the work - I do quality work and they send them to me. It doesn't matter to me whether or not they continue to send it to me if I post on the site that it is not good. When a lending institution is sending assignments to be filed 4-5 times because online searching produces "no finds" then it is costing in filing fees alone - hundreds of dollars - when our initial search is less than the cost of refiling just once - doesn't make good business sense to me to not send directly to the abstractor. I started working for a company doing mortgage/release reports and saw a whole list under a lending institutions name - of assignments without legals. Looked at one of them and found out it was this company. I called the company and told them my concerns - that in this State without the legal we cannot find assigments - we cannot go through thousands of records of an individual lending institutions to find these. I told them most of Texas counties do not list under mortgagors name - they thanked me because I probably saved them a client. They immediately made changes to include legals in their assignments and releases. This might have irritated a client for me to bring this up but I was more concern about records themselves then losing a client - ultimately I believe companies respect people that speak up no matter what. When one of us won't stand for what we believe in - it brings the rest down - please stand for what you believe in - no matter what the cost is.
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