Jarrod,
There are only two things required for fraud: Motivation and opportunity. The motivation is most often greed, but not always.
Opportunity for fraud requires access to the information needed to commit the fraud with the least risk of being caught. Dishonest employees will wait and watch for just this opportunity. When images are placed online the opportunity presents itself to those outside the company. The annonymity of the Internet provides professional criminals with easy and annonymous opportunity to access the sensitive information companies may work diligently to protect.
I noticed in one of the articles you posted the FBI was trying to find an attorney who they believed was in Belize. Eastern European criminal cartels are known to access the Internet to gain the information they need to create fraudulent transactions. Recently you reported on a county in Missouri that was experiencing an upsurge in fraudulent documents filed there. I checked and this county is proudly displaying images of all their documents with signatures, notary seals, social security numbers and other information needed to create fraudulent documents. Given this opportunity, it takes very little skill to clip and paste everything needed to create any bogus document. Teenagers have used this method for years to create driver's licenses needed to buy alchohol.
With even less skill or time anyone can create a release for a mortgage or even a deed transferring ownership. Our signatures and notary seals are worthless as a means of authentication of any document when they can so easily be clipped and pasted between documents.
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