I love it when I post something that no one will touch with a 10 foot pole - I want to stand behind all of you and scream "POO!"  - lol - Being outspoken sometimes I guess could cost me but in more cases than not it usually ends up in gains not losses.  I guess we could all sit back and wait but people like David and I rather make a change   Have you all ever heard of the saying, and actually part of a song, "I'd rather have said something than regretted never saying anything at all" (something to that effect).