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to post a message: login - or - register | search messages | show all replies



[+] All the not so small stuff . . . - Michaela Urban/OH (3 replies)
3/24/2005 11:08:49 PM (1935 views)

[+] Heading to Florida - Jay Duncan (10 replies)
3/24/2005 6:42:22 PM (2030 views)

[+] Hey Kevin! - Judy Nisonger/CA (5 replies)
3/24/2005 11:33:43 AM (1923 views)

[+] State Farm Insurance - Lisa Ramsey/TX (5 replies)
3/24/2005 9:43:58 AM (2058 views)

[+] The Grand Pecking Order - Robb Grandon/OH (52 replies)
3/24/2005 9:43:48 AM (2122 views)




Title Direct - Jacqueline Costa/RI
3/24/2005 9:31:03 AM (1565 views)

[+] Amerisearch - Judy Nisonger/CA (3 replies)
3/23/2005 11:17:22 PM (2031 views)

Peace at last - David Chisolm/MS
3/23/2005 9:56:08 PM (1584 views)

[+] Abbreviated Legals - Jay Duncan/MO (12 replies)
3/23/2005 3:32:20 PM (1973 views)

[+] Speaking of min. wage....... - Cathy Iffergan/TX (7 replies)
3/23/2005 2:06:31 PM (1954 views)

[+] Pre Foreclosure - Amanda Fuller/TX (4 replies)
3/23/2005 1:50:46 PM (1950 views)

[+] geographical locations?? - Donna Grady/NC (4 replies)
3/22/2005 11:04:17 PM (1971 views)

[-] Marginal Notation - Robert Franco/OH (10 replies)
3/22/2005 6:18:19 PM (2405 views)
Re: Marginal Notation - Lisa Ramsey/TX
3/22/2005 7:12:24 PM (2766 views)
Re: Marginal Notation - Robert Franco/OH
3/22/2005 7:18:46 PM (2794 views)
Re: Marginal Notation - Doug Hollowell/TX
3/22/2005 7:16:00 PM (2816 views)

Robert, This will cause a tremendous amout of work for you going forward, especially on common name matters or active county names (like the one you mentioned).

The good part is that if there are no "Title Plants" in your county(s), (By title plant, I mean a privately owned and maintained geographical index of the records-usually owned by title agencies or companies) then the playing field is level for everyone because all searches will have to be done @ the courthouse thru the same set of records. Therefore a higher price could be fairly charged.  You will have to try to sell this to your clients (especially the large national vendor management/title companies) as they are usually looking for the least expensive fastest turanable product available.

If data companies who purchase images from the clerk, like DataTrace, Zenodata and others chose to either manually index those images or sell the images to a company who geographically indexes the records, you could be at risk of loosing to those competitors.

Here in TX, the State Board of Insurance requires that all title work related to a title policy must be worked from a "title plant" (geographic index). These are not public records but are private "libraries" owned by local title agents.  In the metro areas of TX, data companies actually purchase the indexes and images from the clerk (usually digital data now-a-days) and either electronically or manually index the documents against the legal description of the property. Then sell "subscriptions" to their data or "title plant".  This cost runs from about $3000 to $15,000/month depending on the company and the county.

Hope this helps.

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Re: Marginal Notation - Bernie O'Hare/PA
3/23/2005 9:06:10 AM (2901 views)
Re: Marginal Notation - Robert Franco/OH
3/23/2005 10:40:01 AM (2729 views)
Re: Marginal Notation - Jonathan Figliuolo/NY
3/23/2005 3:12:03 PM (2716 views)
Re: Marginal Notation - Michaela Urban/OH
3/23/2005 3:36:33 PM (2806 views)
Re: Marginal Notation - Robert Franco/OH
3/23/2005 9:46:09 PM (2776 views)
Re: Marginal Notation - george Hubka/MI
3/23/2005 9:49:42 PM (2761 views)
Re: Marginal Notation - Lisa Ramsey/TX
3/24/2005 9:31:22 AM (2791 views)

[+] oh..can you imagine the courage... - Loretta Reed/MD (13 replies)
3/22/2005 4:57:34 PM (2066 views)

[+] Collection Help - Jay Duncan (5 replies)
3/22/2005 2:41:46 PM (1978 views)


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