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[+] How Bad Do You Want It - Cathy Iffergan/TX (6 replies)
3/25/2005 10:36:10 AM (2223 views)

[+] How many have counties opened tommorrow? - Lisa Ramsey/TX (9 replies)
3/24/2005 11:52:04 PM (2091 views)

[+] All the not so small stuff . . . - Michaela Urban/OH (3 replies)
3/24/2005 11:08:49 PM (2059 views)

[+] Heading to Florida - Jay Duncan (10 replies)
3/24/2005 6:42:22 PM (2174 views)

[+] Hey Kevin! - Judy Nisonger/CA (5 replies)
3/24/2005 11:33:43 AM (2064 views)


Real Title Services


[+] State Farm Insurance - Lisa Ramsey/TX (5 replies)
3/24/2005 9:43:58 AM (2219 views)

[+] The Grand Pecking Order - Robb Grandon/OH (52 replies)
3/24/2005 9:43:48 AM (2256 views)

Title Direct - Jacqueline Costa/RI
3/24/2005 9:31:03 AM (1697 views)

[+] Amerisearch - Judy Nisonger/CA (3 replies)
3/23/2005 11:17:22 PM (2190 views)

Peace at last - David Chisolm/MS
3/23/2005 9:56:08 PM (1700 views)

[+] Abbreviated Legals - Jay Duncan/MO (12 replies)
3/23/2005 3:32:20 PM (2127 views)

[+] Speaking of min. wage....... - Cathy Iffergan/TX (7 replies)
3/23/2005 2:06:31 PM (2101 views)

[+] Pre Foreclosure - Amanda Fuller/TX (4 replies)
3/23/2005 1:50:46 PM (2124 views)

[+] geographical locations?? - Donna Grady/NC (4 replies)
3/22/2005 11:04:17 PM (2099 views)

[-] Marginal Notation - Robert Franco/OH (10 replies)
3/22/2005 6:18:19 PM (2518 views)
Re: Marginal Notation - Lisa Ramsey/TX
3/22/2005 7:12:24 PM (3169 views)
Re: Marginal Notation - Robert Franco/OH
3/22/2005 7:18:46 PM (3120 views)
Re: Marginal Notation - Doug Hollowell/TX
3/22/2005 7:16:00 PM (3216 views)

Robert, This will cause a tremendous amout of work for you going forward, especially on common name matters or active county names (like the one you mentioned).

The good part is that if there are no "Title Plants" in your county(s), (By title plant, I mean a privately owned and maintained geographical index of the records-usually owned by title agencies or companies) then the playing field is level for everyone because all searches will have to be done @ the courthouse thru the same set of records. Therefore a higher price could be fairly charged.  You will have to try to sell this to your clients (especially the large national vendor management/title companies) as they are usually looking for the least expensive fastest turanable product available.

If data companies who purchase images from the clerk, like DataTrace, Zenodata and others chose to either manually index those images or sell the images to a company who geographically indexes the records, you could be at risk of loosing to those competitors.

Here in TX, the State Board of Insurance requires that all title work related to a title policy must be worked from a "title plant" (geographic index). These are not public records but are private "libraries" owned by local title agents.  In the metro areas of TX, data companies actually purchase the indexes and images from the clerk (usually digital data now-a-days) and either electronically or manually index the documents against the legal description of the property. Then sell "subscriptions" to their data or "title plant".  This cost runs from about $3000 to $15,000/month depending on the company and the county.

Hope this helps.

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Re: Marginal Notation - Bernie O'Hare/PA
3/23/2005 9:06:10 AM (3314 views)
Re: Marginal Notation - Robert Franco/OH
3/23/2005 10:40:01 AM (3120 views)
Re: Marginal Notation - Jonathan Figliuolo/NY
3/23/2005 3:12:03 PM (3083 views)
Re: Marginal Notation - Michaela Urban/OH
3/23/2005 3:36:33 PM (3198 views)
Re: Marginal Notation - Robert Franco/OH
3/23/2005 9:46:09 PM (3173 views)
Re: Marginal Notation - george Hubka/MI
3/23/2005 9:49:42 PM (3177 views)
Re: Marginal Notation - Lisa Ramsey/TX
3/24/2005 9:31:22 AM (3193 views)


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