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CMS Syracuse NY? - David Nixon/MA
5/7/2005 11:12:27 AM (2355 views)
Re: CMS Syracuse NY? - Kevin Ahern/CT
5/7/2005 12:10:13 PM (3136 views)
Re: CMS Syracuse NY? - Shannon Blatt/VA
5/7/2005 9:34:33 PM (3075 views)

E Title - Kevin Ahern/CT
5/7/2005 8:25:58 AM (2543 views)
Re: E Title - Spencer Kinsey/AR
5/7/2005 8:42:40 AM (3317 views)
Re: E Title - Kevin Ahern/CT
5/7/2005 9:07:10 AM (3236 views)
Re: E Title - MARC DAVIS/NY
5/11/2005 10:17:12 AM (3174 views)
Re: E Title - Michaela Urban/OH
5/11/2005 12:33:37 AM (3256 views)
Re: E Title - Kevin Ahern/CT
5/11/2005 6:39:54 AM (3176 views)
Re: E Title - Kevin Horan/PA
5/11/2005 10:55:10 AM (3530 views)

Title Insurance Software - Jason Sheppard/PA
5/6/2005 4:18:13 PM (2468 views)
Re: Title Insurance Software - Robert Franco/OH
5/6/2005 4:51:34 PM (3471 views)
Re: Title Insurance Software - Jason Sheppard/PA
5/6/2005 5:06:00 PM (3279 views)
Re: Title Insurance Software - Adrienne Arsenault/NH
5/11/2005 6:55:27 PM (3453 views)
Re: Title Insurance Software - Jason Sheppard/PA
5/12/2005 1:35:34 PM (3388 views)
Re: Title Insurance Software - Adrienne Arsenault/NH
5/12/2005 3:05:12 PM (3301 views)
Re: Title Insurance Software - Jason Sheppard/PA
5/12/2005 3:18:57 PM (3301 views)
Re: Title Insurance Software - Adrienne Arsenault/NH
5/12/2005 3:24:06 PM (3325 views)
Re: Title Insurance Software - David Bloys/TX
5/12/2005 6:45:33 PM (3349 views)
Re: Title Insurance Software - Adrienne Arsenault/NH
5/12/2005 9:53:05 PM (3232 views)
Re: Title Insurance Software - Jason Sheppard/PA
5/13/2005 9:36:23 AM (3274 views)
Re: Title Insurance Software - David Bloys/TX
5/13/2005 11:12:16 AM (3370 views)
Re: Title Insurance Software - Robert Franco/OH
5/12/2005 3:48:29 PM (3267 views)
Re: Title Insurance Software - Jason Sheppard/PA
5/12/2005 3:56:15 PM (3294 views)
Re: Title Insurance Software - David Bloys/TX
5/12/2005 7:02:38 PM (3206 views)
Re: Title Insurance Software - george Hubka/MI
5/12/2005 11:55:37 PM (3346 views)
Re: Title Insurance Software - David Bloys/TX
5/12/2005 6:36:04 PM (3371 views)
Re: Title Insurance Software - Patrick Scott/IL
5/9/2005 10:51:02 AM (5327 views)
Re: Title Insurance Software - Jason Sheppard/PA
5/9/2005 12:05:42 PM (3345 views)
Re: Title Insurance Software - Larry Crooks/OH
5/10/2005 8:32:56 PM (3201 views)

Georgia Abstractors - Question - Lisa Ramsey/TX
5/6/2005 9:57:16 AM (2230 views)
Re: Georgia Abstractors - Question - Norean Cashwell/GA
5/7/2005 10:28:10 AM (3623 views)
Re: Georgia Abstractors - Question - Norean Cashwell/GA
5/7/2005 10:32:25 AM (3344 views)
Re: Georgia Abstractors - Question - Lisa Ramsey/TX
5/7/2005 10:34:00 AM (3188 views)

Quick Question . . . - Michaela Urban/OH
5/6/2005 8:08:22 AM (2263 views)
Re: Quick Question . . . - Lisa Ramsey/TX
5/6/2005 8:53:00 AM (3263 views)
Re: Quick Question . . . - Michaela Urban/OH
5/6/2005 10:03:25 AM (3109 views)
Re: Quick Question . . . - Robert Franco/OH
5/6/2005 10:01:06 AM (3229 views)
Re: Quick Question . . . - Lisa Ramsey/TX
5/6/2005 10:09:39 AM (3160 views)
Re: Quick Question . . . - Jason Sheppard/PA
5/6/2005 5:12:20 PM (3110 views)
Re: Quick Question . . . - Jason Sheppard/PA
5/6/2005 5:03:05 PM (3123 views)
Re: Quick Question . . . - Kevin Ahern/CT
5/6/2005 11:35:16 AM (3201 views)

Michaela

There seem to be two issues here. The first relates to the payment for your title search. The second relates to your performance with respect to the recording.

They should pay you for your title search. Several months have passed since you have completed it. The client has not notified you of any problem, and in fact has apparently issued a title insurance policy on the strength of the search.
Furthermore, they client gave you excuses and the run around for months when you called to make inquiry about payment. That in effect constitutes an admission on their part that your work was acceptable. Unless there is something of which I am not aware, I would say they owe you the fee.

With respect to the recording, we do not have the difference in recording and effective dates in Connecticut that you do in your state. Documents are an effective part of the public record here immediately upon recording. However, if this enters into the issuance of the policy in question, it would seem that your client is responsible for typing the effective date on the policy. If I understand your explanation, you would not have had the effective date at the time you recorded. The effective date would have been issued by the county some time after the document was recorded. It sounds like the client used the recording date rather than the effective date. I am having difficulty understanding what their problem is.

Robert is right. When you issue a title policy you normally wait for the correct effective recording information before issuing the policy. You need to enter this information on the policy. You would also wait for the title update to be completed before issuing the policy to make certain that all the requirements and conditions precedent had been met (releases of financial encumbrances) before issuing the policy. I issue policies for a major insurance carrier here. I had a closing in late September, and could not issue the policy for months after the subject mortgage was recorded because subsequent title updates disclosed that the prior mortgagee failed to release its mortgage until December. Issuance of the policy was conditioned upon release of the prior mortgage after satisfaction.

Whether you were late with the recording and its impact on payment of your fee would depend upon whether there is a time period for recording mandated by law or contractual obligation to your client. If there is none, then you have not violated any legal or contractual requirement, and you should be alright if you recorded within reasonably short time following your receipt of the document. You indicated that you recorded it the next day, which seems to be reasonable.

It sounds like your client is looking for an excuse not to pay you, and that the reason for their failure to make payment lies somewhere other than with your performance. Demand your money. If they tell you that they have suffered some loss as a result of your conduct...demand an accounting for their loss.

By the way, if you did nothing wrong...NEVER apologize. At the very least it could be used as an excuse to withhold your payment, and more significantly it could be used against you as admission of liability in any subsequent law suit.

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Re: Quick Question . . . - Michaela Urban/OH
5/6/2005 4:20:39 PM (3113 views)


Real Title Services


I Still Cannot Get Over .... - Lisa Ramsey/TX
5/5/2005 11:40:08 PM (1774 views)

Spelling of Abbreviations - Lisa Ramsey/TX
5/5/2005 7:45:33 PM (2144 views)
Re: Spelling of Abbreviations - Grammar Nazi/PA
5/6/2005 11:26:42 PM (3151 views)

$$ UP FRONT? - Kim Haase/MT
5/5/2005 11:13:26 AM (2174 views)
Re: $$ UP FRONT? - Robert Franco/OH
5/5/2005 1:15:39 PM (3216 views)
Re: $$ UP FRONT? - Kim Haase/MT
5/5/2005 1:49:51 PM (3147 views)
Re: $$ UP FRONT? - Loretta Reed/MD
5/5/2005 3:12:35 PM (3159 views)
Re: $$ UP FRONT? - Kim Haase/MT
5/5/2005 3:59:58 PM (3075 views)
Re: $$ UP FRONT? - Lisa Ramsey/TX
5/5/2005 3:25:31 PM (3110 views)
Re: $$ UP FRONT? - Kim Haase/MT
5/5/2005 3:53:26 PM (3124 views)

Update on Rich's surgery... - monica froese/ME
5/4/2005 8:20:15 PM (2215 views)
Re: Update on Rich's surgery... - Aimee Raines Raines/VA
5/4/2005 9:21:33 PM (3100 views)

Cornerstone Part Deux - Spencer Kinsey/AR
5/4/2005 9:43:06 AM (2353 views)
Re: Cornerstone Part Deux - Sean Deegan/NY
5/4/2005 10:01:03 AM (3261 views)
Re: Cornerstone Part Deux - Loretta Reed/MD
5/5/2005 8:31:33 AM (3311 views)
Re: Cornerstone Part Deux - ARTHUR LIPPMAN/MA
5/4/2005 11:19:03 PM (3118 views)
Re: Cornerstone Part Deux - Sean Deegan/NY
5/5/2005 10:28:56 AM (3154 views)
Re: Cornerstone Part Deux - george Hubka/MI
5/5/2005 4:26:24 PM (3183 views)
Re: Cornerstone Part Deux - Barbara Bennett/IN
5/5/2005 5:14:30 PM (3154 views)

Cornerstone - Cathy Iffergan/TX
5/2/2005 2:12:38 PM (2459 views)
Re: Cornerstone - Barbara Bennett/IN
5/2/2005 6:03:09 PM (3553 views)
Re: Cornerstone - Catherine Iffergan/TX
5/2/2005 6:32:25 PM (3454 views)
Re: Cornerstone - Spencer Kinsey/AR
5/2/2005 7:59:24 PM (5303 views)
Re: Cornerstone - Barbara Bennett/IN
5/2/2005 8:32:10 PM (3366 views)
Re: Cornerstone - Spencer Kinsey/AR
5/2/2005 8:37:45 PM (7269 views)
Re: Cornerstone...They owe me money too.. - Loretta Reed/MD
5/2/2005 11:32:20 PM (3450 views)
Re: Cornerstone - Kevin Ahern/CT
5/3/2005 6:36:50 AM (3283 views)
Re: Cornerstone - Spencer Kinsey/AR
5/3/2005 8:19:37 AM (3353 views)
Re: Cornerstone - Lisa Ramsey/TX
5/10/2005 10:36:05 AM (3278 views)
Re: Cornerstone - Kevin Ahern/CT
5/10/2005 10:57:51 AM (3291 views)
Re: Cornerstone - Lisa Ramsey/TX
5/10/2005 11:06:42 AM (3348 views)
Re: Cornerstone - Kevin Ahern/CT
5/10/2005 11:59:02 AM (3334 views)
Re: Cornerstone - Lisa Ramsey/TX
5/18/2005 1:15:43 PM (3256 views)
Re: Cornerstone - Kevin Ahern/CT
5/20/2005 12:57:33 PM (3405 views)
Re: Cornerstone - Robert Franco/OH
5/20/2005 2:47:21 PM (3228 views)
Re: Cornerstone - Kevin Ahern/CT
5/20/2005 3:33:23 PM (3187 views)
Re: Cornerstone - Kevin Ahern/CT
5/20/2005 3:25:14 PM (3219 views)
Re: Cornerstone - MARC DAVIS/NY
5/11/2005 10:21:08 AM (3257 views)
Re: Cornerstone - Helene/GA
5/9/2005 11:42:48 PM (3270 views)
Cornerstone Real Estate Services - Jay Duncan/MO
6/15/2005 8:42:43 AM (3307 views)

E&O Insurance - Donna McKamy/MT
5/2/2005 1:02:54 PM (2263 views)
Re: E&O Insurance - Jay Duncan/MO
5/2/2005 1:51:10 PM (3313 views)
Re: E&O Insurance - Aimee Raines Raines/VA
5/4/2005 9:25:32 PM (3123 views)

Nevada Title Plant - Florida Flame/FL
4/29/2005 9:17:22 PM (2055 views)

Co-Ops in California - Matthew DeLand/NY
4/29/2005 9:36:52 AM (2261 views)
Re: Co-Ops in California - Kathy Clark/CA
5/3/2005 10:57:11 PM (3187 views)
Re: Co-Ops in California - Jason Sheppard/PA
5/6/2005 5:22:28 PM (3195 views)

ELS - Helene/GA
4/28/2005 11:13:04 PM (2278 views)
Re: ELS - Glenda Hodge/TN
4/29/2005 10:28:47 AM (3382 views)
Re: ELS - Barbara Bennett/IN
4/29/2005 5:22:53 PM (3333 views)
Re: ELS - Helene/GA
4/29/2005 8:36:08 PM (3353 views)
Re: ELS - Norean Cashwell/GA
4/29/2005 8:02:48 PM (3303 views)
Re: ELS - george Hubka/MI
4/29/2005 9:49:42 PM (3378 views)
Re: ELS - Lisa Ramsey/TX
4/29/2005 10:55:08 PM (3314 views)
Re: ELS - Aimee Raines Raines/VA
5/4/2005 9:33:20 PM (3271 views)
Re: ELS - Anne Gilbert/VT
5/1/2005 8:06:40 AM (3317 views)
Re: ELS - Lisa Ramsey/TX
5/1/2005 1:22:44 PM (3317 views)


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