Deborah

It sounds like you were an independent examiner at some point in time - so that part is not an issue  About it being slow, I tend to disagree with Lisa - at least in our part of the country.  It does take time to build a client base.  Contact the larger vendor companies, but first get yourself set up with the State's requirements to do independent abstracting (whether its licensing or whatever). My ex had a novel way of getting a job - he would do it free the first time to let them know the quality of his work.  When setting up fee schedules - be sure to incorporate all the expenses into them.  There's gas and wear and tear on your vehicle, copy fees, equipment - a basic fax, scanner and printer with a computer set up.  David's system is incredible but probably pricey for one starting out. Most of all, remember that as an independent you are in a higher tax bracket because you are self-employed.  I don't know about other states, but here in Missouri - you have to make sure you don't rely heavily on one customer, otherwise they tend to look at you as an employee of that company.  My customers would not appreciate that - having to pay my unemployment insurance for me.  In order for us to get health insurance for a "group" - there has to be two employees but you never know - that may not be too far in the future for you.  At any rate, I applaud your interest in considering it as a viable option.  But you may find that it is more time consuming that you may think right now - especially if you are a concientious and qualified abstractor. Look at the real estate market in your area - is it moving?  If it is terribly slow - it may not be a good time to make the move.  But its never too late to inquire into possible opportunities.

And most of all...good luck kiddo.  Life is one big adventure; and all it takes is determination and perserverance. (sp??)

Ellen