Well, I just closed that loan and it went very well.  Thank goodness I had the weekend to come in and make sure everything was correct. 

I whole-heartedly agree that e-mail greatly added to this problem.  Lenders seem to think that if the email arrives by the scheduled closing time, all is well.  Unfortunately, that rushing to close creates an environment for mistakes.

I would also agree that the large indirect lenders are the worst when it comes the timely delivery of closing docs.  Things have seemed to gravitate more toward that centralized processing and whenever you remove that process from the local people involved in the loan, it creates problems.  The processing centers are very busy and "your" closing just isn't a priority.

Thank you all for the input.

Best,
Robert A. Franco
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