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[+] Help for someone who wants to become a title abstractor - John Flanders/GA (5 replies)
4/11/2005 11:52:58 PM (2326 views)

[+] Cancellation policy... - Loretta Reed/MD (13 replies)
4/11/2005 7:31:15 PM (2397 views)

[+] CNBC Special on Real Estate Boom - Robert Franco/OH (5 replies)
4/11/2005 5:04:14 PM (2331 views)

Realty Track - Cathy Iffergan/TX
4/10/2005 8:03:57 PM (1957 views)

[-] Taking a Poll on Computerized Registries - Donna Grady/NC (39 replies)
4/9/2005 4:01:57 PM (2396 views)
Re: Taking a Poll on Computerized Registries - David Bloys/TX
4/9/2005 6:03:25 PM (2800 views)
Re: Taking a Poll on Computerized Registries - george Hubka/MI
4/9/2005 7:55:10 PM (2827 views)
Re: Taking a Poll on Computerized Registries - David Bloys/TX
4/9/2005 9:12:57 PM (2621 views)
Re: Taking a Poll on Computerized Registries - Anne Gilbert/VT
4/10/2005 9:44:08 AM (2789 views)
Re: Taking a Poll on Computerized Registries - David Bloys/TX
4/10/2005 1:22:40 PM (2751 views)
Re: Taking a Poll on Computerized Registries - Lisa Ramsey/TX
4/11/2005 7:51:59 AM (2626 views)
Re: Taking a Poll on Computerized Registries - James Guill/VA
4/10/2005 5:16:05 PM (2728 views)
Re: Taking a Poll on Computerized Registries - David Bloys/TX
4/10/2005 6:23:31 PM (2701 views)
Re: Taking a Poll on Computerized Registries - Shannon Blatt/VA
4/10/2005 6:31:25 PM (2706 views)
Re: Taking a Poll on Computerized Registries - James Guill/VA
4/10/2005 6:54:30 PM (2791 views)
Re: Taking a Poll on Computerized Registries - Shannon Blatt/VA
4/10/2005 11:39:16 PM (2695 views)
Re: Taking a Poll on Computerized Registries - george Hubka/MI
4/10/2005 9:46:47 PM (2753 views)
Re: Taking a Poll on Computerized Registries - David Bloys/TX
4/10/2005 10:53:40 PM (2719 views)
Re: Taking a Poll on Computerized Registries - Jonathan Figliuolo/NY
4/11/2005 4:30:01 PM (2786 views)
Re: Taking a Poll on Computerized Registries - David Bloys/TX
4/11/2005 7:26:32 PM (4559 views)
Re: Taking a Poll on Computerized Registries - Jonathan Figliuolo/NY
4/12/2005 5:30:04 PM (2695 views)
Re: Taking a Poll on Computerized Registries - David Bloys/TX
4/12/2005 8:59:58 PM (4467 views)
Re: Taking a Poll on Computerized Registries - Jonathan Figliuolo/NY
4/12/2005 9:44:36 PM (2795 views)
Re: Taking a Poll on Computerized Registries - Shannon Blatt/VA
4/13/2005 12:23:25 AM (2583 views)
Re: Taking a Poll on Computerized Registries - Jonathan Figliuolo/NY
4/13/2005 1:59:55 PM (2693 views)
Re: Taking a Poll on Computerized Registries - Robert Franco/OH
4/13/2005 2:58:04 PM (2667 views)
Re: Taking a Poll on Computerized Registries - george Hubka/MI
4/13/2005 3:33:52 PM (2736 views)
Re: Taking a Poll on Computerized Registries - Robert Franco/OH
4/13/2005 3:43:32 PM (2735 views)
Re: Taking a Poll on Computerized Registries - Jonathan Figliuolo/NY
4/13/2005 4:24:27 PM (2670 views)
Re: Taking a Poll on Computerized Registries - Lisa Ramsey/TX
4/13/2005 3:44:07 PM (2713 views)
Re: Taking a Poll on Computerized Registries - Jonathan Figliuolo/NY
4/13/2005 4:39:34 PM (2734 views)
Re: Taking a Poll on Computerized Registries - Lisa Ramsey/TX
4/13/2005 5:16:30 PM (2686 views)
Re: Taking a Poll on Computerized Registries - David Bloys/TX
4/13/2005 8:46:42 PM (2663 views)
Re: Taking a Poll on Computerized Registries - Ellen Malloy/MO
4/12/2005 8:49:10 AM (2577 views)
Re: Taking a Poll on Computerized Registries - Douglas Gallant/OH
4/13/2005 5:13:57 PM (2502 views)
Re: Taking a Poll on Computerized Registries - Donna Grady/NC
4/14/2005 10:17:49 AM (2622 views)
Re: Taking a Poll on Computerized Registries - David Bloys/TX
4/14/2005 12:19:01 PM (4272 views)

Amen to Doug's posting:  If you are not local you are probably not running the records properly. 
I agree very much with this. This is why when I set up  This was the sentiment of my clients when they asked for referrals to abstractors outside of the counties we serve. Remote access was not of much concern if the company or county providing the access would stand behind the accuracy. They also wanted local abstractors who would be aware of any differences between in the available data available remotely and that which could only be provided at the courthouse. I set up the Texas Directory of Independent Local Abstractors and Researchers TXDILAR to provide my clients with a directory that would list only those abstractors who lived in or near the counties they served. Because of the expanse and number of Texas Counties this limit was placed at 120 miles.I don't know if any of these abstractors are doing online searches but I do know they at least have the ability to do the searches at the courthouse. They are also more likely to know the differences of what can and cannot be done remotely.

When I looked at the Heineman scam, two of the rural counties that I search were not hit
This is the same situation I found here in Texas. I searhced the offline indexes of about 20 counties that were in my territory and asked other local abstractors to do the same as they visited the other counties. None of the offline counties contained the suspect files. When I went online, I found every county I searched contained one or more. I don't know if this was because Heineman used the online sources to search for victims, if they used the online sources because these could be searched remotely, or if this was just a function of more population in the online counties.

My concerns about "online" access are with the government agencies who allow it more than abstractors who may access it. Many of these agencies do not seem to realize the harm they are causing the citizens of their community. Some also seem unaware the Internet reaches far beyond their jurisdiction and control. I think the disclaimers illustrate this. The counties don't want to take responsibility for accuracy they cannot control and the technology companies don't either. In spite of service providers claims of secure sites hackers readily maneuver in, around and through these sites from anywhere in the world. In the past hackers usually didn't stop at unauthorized access. They would often manipulate the data to suit themselves or even take total control over the system. This is what happened when terrorists hacked into a GIS site and used it to display a grissly beheading of an American citizen. If hackers can do this, imagine if they simply deleated or altered a few hundred or a few thousand releases, deeds or mortgages?

Eventually this would be descovered and it could be corrected from backup files. But who knows how much damage might be done before it was discovered? A single hacker might only redact or change tax liens or judgments filed against him or someone who pays him. Any abstractor accessing the database online would be unaware the documents existed. But abstractor and his client might be held responsible when the error was found if the officials records had been refreshed from backup and showed the missing document.

I have similar concerns regarding the bulk transfer of the public records to outside parties for commercial use. In Florida, the laws were changed to allow their citizens to have sensitive information redacted from the online records. Governor Jeb Bush himself availed himself of this law to have his and his wife's social security number redacted from the online record displayed in the image of a deed. But this redaction only applies to the online records as displayed by the county. It had no effect on the hundreds of copies that have been bought in bulk, aggregated, for display and sale over the Webb.

The solution seems very simple to me. Remote access can be allowed but it must be controlled within the jurisdiction. Is not possible to control digitized images displayed over the Internet or sold in bulk. Once they are released in bulk this way, they are gone forever. The county loses revenue, professionals lose the accurate and responsible source provided by the county, and their citizens lose their identity and security.

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Re: Taking a Poll on Computerized Registries - Jonathan Figliuolo/NY
4/14/2005 2:25:14 PM (2451 views)
Re: Taking a Poll on Computerized Registries - David Bloys/TX
4/14/2005 2:48:53 PM (2489 views)
Re: Taking a Poll on Computerized Registries - george Hubka/MI
4/14/2005 3:27:31 PM (2516 views)
Re: Taking a Poll on Computerized Registries - David Bloys/TX
4/14/2005 5:53:29 PM (2379 views)
Re: Taking a Poll on Computerized Registries - Jonathan Figliuolo/NY
4/14/2005 2:09:16 PM (2466 views)
Re: Taking a Poll on Computerized Registries - Lisa Ramsey/TX
4/14/2005 4:34:18 PM (2512 views)
Re: Taking a Poll on Computerized Registries - george Hubka/MI
4/15/2005 8:26:35 AM (2332 views)


Real Title Services


[+] A technological solution - David Bloys/TX (9 replies)
4/9/2005 11:58:45 AM (2298 views)

[+] Negative ratings to slow pay-no pay companies - christine hughes/MA (15 replies)
4/8/2005 7:07:42 PM (2536 views)

[+] not paying? - tb/NJ (1 reply)
4/8/2005 6:53:33 PM (2331 views)

[+] Doc Hunters(FLA) good or bad?? - Gary Crump/TX (10 replies)
4/8/2005 4:04:45 PM (2653 views)

Team Title - John Sauers/NY
4/8/2005 2:38:30 PM (1895 views)

[+] No one answered my question... - Judy Nisonger/CA (8 replies)
4/7/2005 12:12:49 PM (2378 views)

[+] Members of NALTEA/ALTA/SOT and Can Do Online Searches? - Lisa Ramsey/TX (45 replies)
4/7/2005 11:12:19 AM (2541 views)

Does anyone work with Lender Services Direct? - Kim Haase/MT
4/7/2005 10:46:21 AM (1847 views)

Info on KasparNet ? ? ? - george Hubka/MI
4/6/2005 10:34:15 PM (2032 views)

[+] Scott Heinenman as Trustee - Douglas Johnson/MN (1 reply)
4/6/2005 9:03:53 PM (2213 views)


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