Thank you all for responses - here in Texas we are a community property state - one name can appear on a deed but if married both are owners.  Even when someone has separate property when one gets married it can become quasi-community, i.e., separate with community interest therein.  Say rental property which is owned by the husband before marriage brings it into marriage.  After that all rental income, etc. becomes community property and any community income used to enhance - make repairs, etc and to paydown the loan becomes a community interest in the property.  Usually when a new loan is taken out or the property is sold, the wife signs "pro forma" to perfect the lien on any interest she may have in the property.  I agree with all of you that unless we are given what we need to do a proper search, we cannot possibly perform one.  I was more or less wanting to make maybe the senders of title work out think about all the tools we need to perform a really proper search.  Some are refusing to even give us social security numbers much less maiden names.  And actual not having the maiden name is worse - I just pull all like names without social security numbers.  But as far as saying that an IRS lien in a maiden name would not attach, the IRS will argue that one - as far as they are concerned they have the identifier on the lien - the social security number.  I agree they are not indexed that way and it would be the person sending the search as the person obligated to give a maiden name.  Those credit reports are only as good as the list takers doing the lists - and what those companies pay them - I bet there are alot of errors.  It doesn't automatically go from the courthouse to the credit bureaus.