Just my 2 cents worth.  I don't recommend TitlePac to anyone.  State Farm was cheaper and it is better to have a local agent looking out for your interest than someone idiot at TitlePac that will tell you anything just to get your money and omit all the important things that you need to know.  I am so angry with TitlePac that if I had the money I would sue them for the errors and omission that their agent Ron King neglected to disclose.  Anyone else have an issue with them.  Do I have a class action suit?  Numbers speak volumes.  I won't elaborate on my issues with them on this message board but just take my word for it.... go somewhere else for your E & O coverage.