I have enjoyed reading this one.  I have many opinions on the subject.  But won't get into it now.  What I would like to ask is this:
The products being requested by VMC's for us abstractors to perform comes not only from the insurance company standards needed for underwriting the insurance policy, BUT also from the lenders.  Short form policies are normal now a days which requires less of a search.  And of course costs more to the borrower, go figure.
But what I want to know, suggest or what ever is, If we can get NALTEA and TAMVA together, why can't we add in the insurance companies and the BIG lending institutions too?  Afterall, it is mainly the lenders who decide what information they need to process the loan.  Do they actually realize the liability they are causing?  Lenders need to be educated much more than the VMC's in my opinion. 

Just my 2 cents.  Take it or leave it.