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QUICK POLL - Scott Perry/PA
10/19/2005 9:55:01 PM (3868 views)
Re: QUICK POLL - James "Lin" Toney/MS
10/19/2005 11:29:36 PM (7009 views)
Re: QUICK POLL - Robert Franco/OH
10/20/2005 12:24:37 AM (7005 views)
Re: QUICK POLL - NPC/GA
10/20/2005 7:03:23 AM (7100 views)
Re: QUICK POLL - Rachel Malone/PA
10/20/2005 7:48:08 AM (7119 views)
Re: QUICK POLL - Kim Cowles/WI
10/20/2005 8:29:16 AM (7046 views)
Re: QUICK POLL - Deborah Manion/VA
10/20/2005 9:37:31 AM (7081 views)
Re: QUICK POLL - Wanda Steudel/OH
10/20/2005 9:38:52 AM (6787 views)
Re: QUICK POLL - Rebecca Barney/FL
10/20/2005 10:21:32 AM (6873 views)
Re: QUICK POLL - Patrick Scott/IL
10/20/2005 10:37:13 AM (6942 views)
Re: QUICK POLL - John OConnor/IL
10/20/2005 10:43:36 AM (6909 views)
Re: QUICK POLL - Kurt deVries/FL
10/20/2005 10:46:43 AM (6953 views)
Re: QUICK POLL - Michaela Urban/OH
10/20/2005 10:55:00 AM (7011 views)
Re: QUICK POLL - Kurt deVries/FL
10/20/2005 1:08:40 PM (7080 views)
Re: QUICK POLL - Rebecca Barney/FL
10/20/2005 1:26:50 PM (6705 views)
THANKS, EVERYONE! - Scott Perry/PA
10/20/2005 5:22:43 PM (6886 views)
Re: THANKS, EVERYONE! - Robert Franco/OH
10/20/2005 5:51:06 PM (6887 views)
Re: QUICK POLL - Wendi See/SC
10/20/2005 10:26:17 PM (6800 views)
Re: QUICK POLL - Tammy Knight/MO
10/20/2005 11:37:10 PM (6666 views)
Re: QUICK POLL - Scott Perry/PA
10/21/2005 7:20:16 AM (6497 views)
Re: QUICK POLL - Jay Duncan/MO
10/21/2005 10:29:25 AM (8389 views)
Re: QUICK POLL - Scott Perry/PA
10/21/2005 3:15:39 PM (6759 views)
Re: QUICK POLL - Robert Franco/OH
10/21/2005 1:14:46 PM (6494 views)
Re: QUICK POLL - STEVE MEINECKE/VA
10/23/2005 12:02:03 AM (6731 views)
Re: QUICK POLL - Kevin Ahern/CT
10/23/2005 6:30:34 AM (6612 views)
Re: QUICK POLL - Anne Gilbert/VT
10/23/2005 1:55:15 PM (6734 views)
Re: QUICK POLL - Kevin Ahern/CT
10/24/2005 6:42:19 AM (6471 views)
Re: QUICK POLL - Donna Grady/NC
10/23/2005 9:31:18 PM (6578 views)
Re: QUICK POLL - Phyllis Agan/GA
10/28/2005 8:45:42 AM (6549 views)
Re: QUICK POLL - Jacqueline Quaresimo/PA
10/29/2005 3:55:31 PM (6135 views)
Re: QUICK POLL - ANDREW MOLLER/CT
10/23/2005 7:43:10 PM (6621 views)
Re: QUICK POLL - Bill Jones/NJ
10/24/2005 7:06:57 PM (6585 views)
Re: QUICK POLL - Anne Gilbert/VT
10/24/2005 8:33:51 PM (6479 views)
Re: QUICK POLL - Scott Perry/PA
10/24/2005 9:32:09 PM (6335 views)
Re: QUICK POLL - Lisa Scherer/NJ
10/24/2005 11:23:52 PM (6679 views)
Re: QUICK POLL - Scott Perry/PA
10/25/2005 6:11:22 PM (6615 views)

This has been bugging me . . . - Michaela Urban/OH
10/18/2005 9:57:44 AM (3853 views)
Re: This has been bugging me . . . - Robert Franco/OH
10/18/2005 10:44:27 AM (6901 views)
Re: This has been bugging me . . . - John OConnor/IL
10/18/2005 12:21:30 PM (6946 views)
Re: This has been bugging me . . . - David Bloys/TX
10/18/2005 7:02:55 PM (8572 views)
Re: This has been bugging me . . . - Scott Perry/PA
10/18/2005 7:48:12 PM (6740 views)
Re: This has been bugging me . . . - David Bloys/TX
10/18/2005 10:06:16 PM (6708 views)
Re: This has been bugging me . . . - Scott Perry/PA
10/18/2005 11:16:17 PM (6772 views)
Re: This has been bugging me . . . - David Bloys/TX
10/19/2005 8:15:48 AM (6883 views)
Re: This has been bugging me . . . - Patrick Scott/IL
10/19/2005 12:51:25 PM (8377 views)
Re: This has been bugging me . . . - David Bloys/TX
10/20/2005 10:59:30 AM (6688 views)

Patrick,
Thank you for this well thought out post. In some ways you have clarified my thoughts.
On-line access hurts our business.  It allows a VM to bypass us on the simple work and only send us the work that they can't accomplish on their own
I agree. But not all VM's do this or accept it. Some VM's have come to realize that online access threatens their greatest asset. An asset they have spent years to develop, promote and expand. A VM's exclusive network of independent local abstractors is the greater benefit they offer their clients. Online records threaten the VM's as much as they threaten independent local abstractors.

VM's I have spoken with are as much against online publication of the records as I am and for the same reasons. Many have told their abstractors not to use online sources and some even put this mandate on their orders. Their reasons are not always stated but it is clear they do not want abstractors to use this "tool".

I"ve seen posts here on SOT indicating E&O is denied to those using online sources. The providers concern is the accuracy of the source which cannot be verified until it is too late. Online sites exclude themselves from any responsibilty for accuracy, timeliness or reliability. Statutes deny this disclaimer for the records held at the courthouse. Searching online is an error that may not be covered by your E&O.

But boycotting its available value while it's here is, I think, senseless
I haven't called for any boycott Patrick. Our clients,  E&O providers, and many legislators are.

I don't think, however, that lumping malevalent use of on-line records with legitimate use is productive.
I didn't lump them together Patrick. The Internet and those who publish the records online do. Some claim they separate them with passwords but it is a very ineffective separation. Choicepoint made this claim but it was laughably easy to circumvent. Even the most diligent password protection is nothing more than a padlock on a paper box. If it's on the Web it's available to every malevalent or legitimate user with a computer connection.

In some cases, on-line records are actually better than the official courthouse records.  One might be better off purchasing title plant records on-line than visiting a courthouse where the records are mismanaged and/or widely misposted.
This is also true. Only a local abstractor and the online company would know. Local abstractors can make this claim but they do so at their own risk if it is counter to the claim made in the online companies TOS or disclaimer. Your report cannot be more or less accurate than your source. If a claim is made, the abstractors report will be checked against the records at the courthouse.

Fact is, David, our fee for a current owner search in our home county is higher than yours is in your home county.
I'm not concerned about the fees you charge. You are not my competition Patrick. My fees are based on the time and difficulty of the search in any particular county and I am certain yours are too. You have no access to the courthouses in my area and only one county provides online access to some of it's records. You shouldn't concern yourself with my fees either. While I could provide my services in your area as both you and John have assured me the online records are even better than those offered at your local courthouse. I would consider it unethical on my part to invade your business via the Internet. You made this same assurance to the $25 abstractor looking for accurate online sources and to foreign outsource companies looking for more U.S. records to exploit. Both monitor this site and now they can reassure their clients of your endorsement.

If you want your voice to be heard by those who have the power to make changes that will benefit our industry, a unified voice is necessary. 
My voice is being heard Patrick by those who tell me they have the power to make changes. I consult with legislators, government officials, law enforcement agencies, reporters, and associations at local, state and federal levels. I assist them in their own investigations and provide them with information they need to protect their citizens. At first, I had to go to them but now many are coming to me. Last week I was contacted by two federal agencies, eleven county officials, two attorneys, and two technology firms. They learned about my efforts  from officials and legislators as far away as Michigan and Alaska. I think my voice is being heard by those who can and are affecting change.

I didn't take your comments personally Patrick. Well, actually I did take the complimentary ones personally. :) I want you and John to know also I meant no disrespect of your company. While I responded to Johns post, my reference to "naivity" and "blind greed" was not intended to be directed at him or you personally. The blind greed reference was intended for those who make the records available online for a profit and those who buy their way into your market through online access. Neither of these groups have any respect for your company.

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Re: This has been bugging me . . . - Patrick Scott/IL
10/20/2005 12:18:39 PM (6741 views)
Re: This has been bugging me . . . - David Bloys/TX
10/20/2005 2:54:56 PM (6504 views)
Re: This has been bugging me . . . - Patrick Scott/IL
10/20/2005 7:15:04 PM (6501 views)
Re: This has been bugging me . . . - Robert Franco/OH
10/20/2005 12:30:26 PM (6926 views)
Re: This has been bugging me . . . - Scott Perry/PA
10/18/2005 5:34:20 PM (6753 views)
Re: This has been bugging me . . . - Kurt deVries/FL
10/19/2005 12:20:15 PM (6758 views)
Re: This has been bugging me . . . - Michaela Urban/OH
10/20/2005 10:48:49 AM (6777 views)
Re: This has been bugging me . . . - David Bloys/TX
10/20/2005 11:13:59 AM (6655 views)
Re: Oh, One More Thing, David... - Patrick Scott/IL
10/24/2005 10:53:34 PM (6620 views)
Re: This has been bugging me . . . - george Hubka/MI
10/27/2005 8:43:35 PM (6183 views)
Re: This has been bugging me . . . - Jeanne Mendes/CA
10/27/2005 1:50:55 AM (6537 views)
Re: This has been bugging me . . . - Kevin Ahern/CT
10/28/2005 8:53:09 AM (6489 views)

New member of Phoenix Document Service! - Kurt deVries/FL
10/17/2005 4:50:18 PM (3779 views)
Re: New member of Phoenix Document Service! - Jay Duncan/MO
10/17/2005 5:20:20 PM (6538 views)
Re: New member of Phoenix Document Service! - Scott Perry/PA
10/17/2005 6:03:20 PM (6233 views)
Re: New member of Phoenix Document Service! - Iris Buchman/FL
10/17/2005 6:03:31 PM (6489 views)
Re: New member of Phoenix Document Service! - Rachel Malone/PA
10/18/2005 8:08:51 AM (6742 views)
Re: New member of Phoenix Document Service! - Scott Perry/PA
10/18/2005 5:05:08 PM (6672 views)
Re: New member of Phoenix Document Service! - Rachel Malone/PA
10/19/2005 7:47:53 AM (6502 views)
Re: New member of Phoenix Document Service! - Scott Perry/PA
10/19/2005 8:01:03 AM (6512 views)
Re: New member of Phoenix Document Service! - Rachel Malone/PA
10/19/2005 8:05:39 AM (6600 views)
Re: New member of Phoenix Document Service! - Kurt deVries/FL
10/19/2005 11:55:28 AM (6596 views)
Re: New member of Phoenix Document Service! - Tammy Knight/MO
10/19/2005 3:10:49 PM (6500 views)

LENDERS SERVICES DIRECT TULSA, OK - Becky Kale/IL
10/17/2005 2:22:31 PM (3774 views)
Re: LENDERS SERVICES DIRECT TULSA, OK - Iris Buchman/FL
10/17/2005 6:02:25 PM (6439 views)
Re: LENDERS SERVICES DIRECT TULSA, OK - Jason Sheppard/PA
10/30/2005 2:53:02 AM (6032 views)
Re: LENDERS SERVICES DIRECT TULSA, OK - Becky Kale/IL
11/8/2005 3:38:02 PM (5924 views)
Re: LENDERS SERVICES DIRECT TULSA, OK - Jason Sheppard/PA
11/21/2005 11:17:57 AM (5875 views)

Okay, another question. - Tammy Knight/MO
10/16/2005 10:18:06 PM (3556 views)
Re: Okay, another question. - Scott Perry/PA
10/16/2005 10:40:01 PM (6298 views)
Re: Okay, another question. - Kim Cowles/FL
10/17/2005 11:27:03 AM (6524 views)
Re: Okay, another question. - Bo Hope/AR
10/17/2005 6:25:38 PM (6611 views)
Re: Okay, another question. - Tammy Knight/MO
10/19/2005 3:13:32 PM (6562 views)




Fed up! - Spencer Kinsey/AR
10/15/2005 12:36:11 PM (3650 views)
Re: Fed up! - Kevin Ahern/CT
10/15/2005 5:48:16 PM (6170 views)
Re: Fed up! - Jay Duncan/MO
10/16/2005 4:30:53 PM (6175 views)
Re: Fed up! - Kevin Ahern/CT
10/16/2005 4:54:24 PM (6161 views)
Re: Fed up! - Jay Duncan/MO
10/17/2005 12:16:19 PM (6433 views)
Re: Fed up! - Kevin Ahern/CT
10/17/2005 3:56:17 PM (6432 views)

indexing - Douglas Gallant/OH
10/15/2005 12:31:46 PM (3408 views)
Re: indexing - Scott Perry/PA
10/15/2005 3:07:59 PM (6088 views)
Re: indexing - monica froese/ME
10/15/2005 6:40:24 PM (5958 views)
Re: indexing - Robert Franco/OH
10/15/2005 8:05:07 PM (5971 views)
Re: indexing - monica froese/ME
10/15/2005 11:18:03 PM (5894 views)
STUCK ON "STUPID" - Scott Perry/PA
10/16/2005 1:06:12 PM (5955 views)
Re: indexing - Larry Crooks/OH
10/17/2005 3:34:21 PM (6279 views)

Questions about VMC's - Donna Grady/NC
10/14/2005 10:32:19 PM (2821 views)

Anyone heard of this company.... - Loretta Reed/MD
10/14/2005 1:16:42 PM (3583 views)
Re: Anyone heard of this company.... - Kurt deVries/FL
10/19/2005 12:12:30 PM (6512 views)

A word about prices... - Robert Franco/OH
10/13/2005 5:40:44 PM (4022 views)
Re: A word about prices... - Kurt deVries/FL
10/14/2005 9:39:16 AM (6105 views)
Re: A word about prices... - Robert Breakell/CT
10/14/2005 9:50:44 AM (6165 views)
Re: A word about prices... - Robert Franco/OH
10/14/2005 12:03:18 PM (6193 views)
Re: A word about prices... - Scott Perry/PA
10/14/2005 5:24:10 PM (6117 views)
Re: A word about prices... - Bo Hope/AR
10/16/2005 1:55:51 AM (6086 views)

Here's my rant - Loretta Reed/MD
10/13/2005 11:05:00 AM (3333 views)
Re: Here's my rant - Iris Buchman/FL
10/13/2005 4:50:59 PM (6101 views)
Re: Here's my rant - Kurt deVries/FL
10/14/2005 9:36:24 AM (6166 views)
Re: Here's my rant - Jay Duncan/MO
10/14/2005 1:44:49 PM (6084 views)
Re: Here's my rant - Matt Papsch/MD
10/13/2005 5:35:02 PM (6008 views)
Re: Here's my rant - Loretta Reed/MD
10/14/2005 11:47:19 AM (6217 views)
Re: Here's my rant - Robert Franco/OH
10/14/2005 12:12:08 PM (6026 views)
Re: Here's my rant - Wendi See/SC
10/15/2005 10:24:17 PM (6074 views)

Refaxing - Danielle Nelson/WI
10/12/2005 2:14:31 PM (3350 views)
Re: Refaxing - STEVE MEINECKE/VA
10/12/2005 3:00:22 PM (5912 views)
Re: Refaxing - Robert Franco/OH
10/12/2005 3:28:29 PM (9502 views)
Re: Refaxing - Larry Crooks/OH
10/13/2005 8:45:13 AM (5929 views)
Re: Refaxing - Danielle Nelson/WI
10/13/2005 11:38:05 AM (6681 views)
Re: Refaxing - Lisa Ramsey/TX
10/14/2005 9:55:23 AM (5930 views)
Re: Refaxing - Kelly Chamblee/OH
10/13/2005 1:37:01 PM (5944 views)
Re: Refaxing - Robert Franco/OH
10/13/2005 2:38:26 PM (6031 views)
Re: Refaxing - Susan Matson/MN
10/17/2005 9:31:57 AM (6320 views)

Rant! - Tammy Knight/MO
10/12/2005 12:49:24 AM (3241 views)
Re: Rant! - Kurt deVries/FL
10/12/2005 2:02:22 PM (5740 views)
Re: Rant! - Robert Franco/OH
10/12/2005 3:11:23 PM (5809 views)
Re: Rant! - Scott Perry/PA
10/12/2005 6:03:33 PM (5650 views)
Re: Rant! - Kevin Ahern/CT
10/12/2005 5:06:42 PM (5677 views)
Re: Rant! - LAWANDA MCMILLIAN/AR
10/12/2005 8:21:41 PM (5692 views)
Re: Rant! - Scott Perry/PA
10/12/2005 10:02:17 PM (5660 views)
Re: Rant! - Robert Franco/OH
10/13/2005 12:26:35 AM (5734 views)
Re: Rant! - Tammy Knight/MO
10/13/2005 1:22:50 AM (5688 views)
Re: Rant! - Lisa Ramsey/TX
10/14/2005 10:02:18 AM (5711 views)
Re: Rant! - Kevin Ahern/CT
10/14/2005 12:29:44 PM (5551 views)
Re: Rant! - Kevin Ahern/CT
10/14/2005 12:48:29 PM (5629 views)
Re: Rant! - Kevin Ahern/CT
10/13/2005 4:56:56 AM (5571 views)
Re: Rant! - Iris Buchman/FL
10/13/2005 4:44:01 PM (5616 views)
Re: Rant! - Kevin Ahern/CT
10/14/2005 8:06:47 AM (5662 views)
Re: Rant! - Tammy Knight/MO
10/16/2005 10:08:48 PM (5698 views)
Re: Rant! - Kevin Ahern/CT
10/17/2005 8:21:44 AM (6031 views)

Erevna? - Tammy Knight/MO
10/12/2005 12:28:49 AM (3338 views)
Re: Erevna? - Tammy Knight/MO
10/12/2005 12:29:48 AM (5564 views)
Re: Erevna? - Becky Kale/IL
10/17/2005 2:15:26 PM (5883 views)

United Document Services of East Northport - JENNIFER HOLZMAN/PA
10/11/2005 1:24:41 PM (3247 views)
Re: United Document Services of East Northport - Scott Perry/PA
10/11/2005 7:24:54 PM (5534 views)


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