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Code of Ethics - Jay Duncan/MO
10/21/2005 10:35:01 AM (4674 views)
Re: Code of Ethics - Smitty Strickland/SC
10/21/2005 6:07:31 PM (6450 views)
Re: Code of Ethics - Jay Duncan/MO
10/21/2005 6:23:54 PM (6443 views)
Re: Code of Ethics - Scott Perry/PA
10/21/2005 7:14:44 PM (6384 views)
Re: Code of Ethics - Douglas Gallant/OH
10/21/2005 9:38:21 PM (6267 views)
Re: Code of Ethics - Smitty Strickland/SC
10/22/2005 8:06:58 AM (6553 views)
Re: Code of Ethics - Scott Perry/PA
10/22/2005 10:35:54 AM (6508 views)
Re: Code of Ethics - Jay Duncan/MO
10/22/2005 11:57:06 AM (6477 views)
Re: Code of Ethics - Scott Perry/PA
10/22/2005 12:01:35 PM (6427 views)

research time? - GORDON TINSLEY/CA
10/20/2005 4:54:52 AM (3709 views)
Re: research time? - Scott Perry/PA
10/20/2005 8:07:53 AM (7206 views)
Re: research time? - GORDON TINSLEY/CA
10/20/2005 12:44:12 PM (7177 views)
Re: research time? - Robert Franco/OH
10/20/2005 11:38:23 AM (8648 views)
Re: research time? - GORDON TINSLEY/CA
10/20/2005 1:04:37 PM (7232 views)
Re: research time? - Phyllis Agan/GA
10/28/2005 8:30:14 AM (6903 views)
Re: research time? - David Jenkins/PA
10/20/2005 12:13:25 PM (7021 views)
Re: research time? - Robert Franco/OH
10/20/2005 12:24:57 PM (7107 views)
Re: research time? - David Jenkins/PA
10/20/2005 1:08:11 PM (7099 views)
Re: research time? - Lisa Scherer/NJ
10/24/2005 11:04:35 PM (6873 views)

QUICK POLL - Scott Perry/PA
10/19/2005 9:55:01 PM (3751 views)
Re: QUICK POLL - James "Lin" Toney/MS
10/19/2005 11:29:36 PM (6754 views)
Re: QUICK POLL - Robert Franco/OH
10/20/2005 12:24:37 AM (6728 views)
Re: QUICK POLL - NPC/GA
10/20/2005 7:03:23 AM (6808 views)
Re: QUICK POLL - Rachel Malone/PA
10/20/2005 7:48:08 AM (6817 views)
Re: QUICK POLL - Kim Cowles/WI
10/20/2005 8:29:16 AM (6765 views)
Re: QUICK POLL - Deborah Manion/VA
10/20/2005 9:37:31 AM (6803 views)
Re: QUICK POLL - Wanda Steudel/OH
10/20/2005 9:38:52 AM (6485 views)
Re: QUICK POLL - Rebecca Barney/FL
10/20/2005 10:21:32 AM (6585 views)
Re: QUICK POLL - Patrick Scott/IL
10/20/2005 10:37:13 AM (6655 views)
Re: QUICK POLL - John OConnor/IL
10/20/2005 10:43:36 AM (6623 views)
Re: QUICK POLL - Kurt deVries/FL
10/20/2005 10:46:43 AM (6669 views)
Re: QUICK POLL - Michaela Urban/OH
10/20/2005 10:55:00 AM (6727 views)
Re: QUICK POLL - Kurt deVries/FL
10/20/2005 1:08:40 PM (6796 views)
Re: QUICK POLL - Rebecca Barney/FL
10/20/2005 1:26:50 PM (6427 views)
THANKS, EVERYONE! - Scott Perry/PA
10/20/2005 5:22:43 PM (6584 views)
Re: THANKS, EVERYONE! - Robert Franco/OH
10/20/2005 5:51:06 PM (6589 views)
Re: QUICK POLL - Wendi See/SC
10/20/2005 10:26:17 PM (6523 views)
Re: QUICK POLL - Tammy Knight/MO
10/20/2005 11:37:10 PM (6367 views)
Re: QUICK POLL - Scott Perry/PA
10/21/2005 7:20:16 AM (6223 views)
Re: QUICK POLL - Jay Duncan/MO
10/21/2005 10:29:25 AM (8095 views)
Re: QUICK POLL - Scott Perry/PA
10/21/2005 3:15:39 PM (6480 views)
Re: QUICK POLL - Robert Franco/OH
10/21/2005 1:14:46 PM (6181 views)
Re: QUICK POLL - STEVE MEINECKE/VA
10/23/2005 12:02:03 AM (6446 views)
Re: QUICK POLL - Kevin Ahern/CT
10/23/2005 6:30:34 AM (6333 views)
Re: QUICK POLL - Anne Gilbert/VT
10/23/2005 1:55:15 PM (6437 views)
Re: QUICK POLL - Kevin Ahern/CT
10/24/2005 6:42:19 AM (6206 views)
Re: QUICK POLL - Donna Grady/NC
10/23/2005 9:31:18 PM (6273 views)
Re: QUICK POLL - Phyllis Agan/GA
10/28/2005 8:45:42 AM (6270 views)
Re: QUICK POLL - Jacqueline Quaresimo/PA
10/29/2005 3:55:31 PM (5841 views)
Re: QUICK POLL - ANDREW MOLLER/CT
10/23/2005 7:43:10 PM (6333 views)
Re: QUICK POLL - Bill Jones/NJ
10/24/2005 7:06:57 PM (6295 views)
Re: QUICK POLL - Anne Gilbert/VT
10/24/2005 8:33:51 PM (6192 views)
Re: QUICK POLL - Scott Perry/PA
10/24/2005 9:32:09 PM (6056 views)
Re: QUICK POLL - Lisa Scherer/NJ
10/24/2005 11:23:52 PM (6396 views)
Re: QUICK POLL - Scott Perry/PA
10/25/2005 6:11:22 PM (6326 views)

This has been bugging me . . . - Michaela Urban/OH
10/18/2005 9:57:44 AM (3774 views)
Re: This has been bugging me . . . - Robert Franco/OH
10/18/2005 10:44:27 AM (6616 views)
Re: This has been bugging me . . . - John OConnor/IL
10/18/2005 12:21:30 PM (6616 views)
Re: This has been bugging me . . . - David Bloys/TX
10/18/2005 7:02:55 PM (8242 views)
Re: This has been bugging me . . . - Scott Perry/PA
10/18/2005 7:48:12 PM (6447 views)
Re: This has been bugging me . . . - David Bloys/TX
10/18/2005 10:06:16 PM (6423 views)
Re: This has been bugging me . . . - Scott Perry/PA
10/18/2005 11:16:17 PM (6472 views)
Re: This has been bugging me . . . - David Bloys/TX
10/19/2005 8:15:48 AM (6580 views)
Re: This has been bugging me . . . - Patrick Scott/IL
10/19/2005 12:51:25 PM (8068 views)
Re: This has been bugging me . . . - David Bloys/TX
10/20/2005 10:59:30 AM (6373 views)

Patrick,
Thank you for this well thought out post. In some ways you have clarified my thoughts.
On-line access hurts our business.  It allows a VM to bypass us on the simple work and only send us the work that they can't accomplish on their own
I agree. But not all VM's do this or accept it. Some VM's have come to realize that online access threatens their greatest asset. An asset they have spent years to develop, promote and expand. A VM's exclusive network of independent local abstractors is the greater benefit they offer their clients. Online records threaten the VM's as much as they threaten independent local abstractors.

VM's I have spoken with are as much against online publication of the records as I am and for the same reasons. Many have told their abstractors not to use online sources and some even put this mandate on their orders. Their reasons are not always stated but it is clear they do not want abstractors to use this "tool".

I"ve seen posts here on SOT indicating E&O is denied to those using online sources. The providers concern is the accuracy of the source which cannot be verified until it is too late. Online sites exclude themselves from any responsibilty for accuracy, timeliness or reliability. Statutes deny this disclaimer for the records held at the courthouse. Searching online is an error that may not be covered by your E&O.

But boycotting its available value while it's here is, I think, senseless
I haven't called for any boycott Patrick. Our clients,  E&O providers, and many legislators are.

I don't think, however, that lumping malevalent use of on-line records with legitimate use is productive.
I didn't lump them together Patrick. The Internet and those who publish the records online do. Some claim they separate them with passwords but it is a very ineffective separation. Choicepoint made this claim but it was laughably easy to circumvent. Even the most diligent password protection is nothing more than a padlock on a paper box. If it's on the Web it's available to every malevalent or legitimate user with a computer connection.

In some cases, on-line records are actually better than the official courthouse records.  One might be better off purchasing title plant records on-line than visiting a courthouse where the records are mismanaged and/or widely misposted.
This is also true. Only a local abstractor and the online company would know. Local abstractors can make this claim but they do so at their own risk if it is counter to the claim made in the online companies TOS or disclaimer. Your report cannot be more or less accurate than your source. If a claim is made, the abstractors report will be checked against the records at the courthouse.

Fact is, David, our fee for a current owner search in our home county is higher than yours is in your home county.
I'm not concerned about the fees you charge. You are not my competition Patrick. My fees are based on the time and difficulty of the search in any particular county and I am certain yours are too. You have no access to the courthouses in my area and only one county provides online access to some of it's records. You shouldn't concern yourself with my fees either. While I could provide my services in your area as both you and John have assured me the online records are even better than those offered at your local courthouse. I would consider it unethical on my part to invade your business via the Internet. You made this same assurance to the $25 abstractor looking for accurate online sources and to foreign outsource companies looking for more U.S. records to exploit. Both monitor this site and now they can reassure their clients of your endorsement.

If you want your voice to be heard by those who have the power to make changes that will benefit our industry, a unified voice is necessary. 
My voice is being heard Patrick by those who tell me they have the power to make changes. I consult with legislators, government officials, law enforcement agencies, reporters, and associations at local, state and federal levels. I assist them in their own investigations and provide them with information they need to protect their citizens. At first, I had to go to them but now many are coming to me. Last week I was contacted by two federal agencies, eleven county officials, two attorneys, and two technology firms. They learned about my efforts  from officials and legislators as far away as Michigan and Alaska. I think my voice is being heard by those who can and are affecting change.

I didn't take your comments personally Patrick. Well, actually I did take the complimentary ones personally. :) I want you and John to know also I meant no disrespect of your company. While I responded to Johns post, my reference to "naivity" and "blind greed" was not intended to be directed at him or you personally. The blind greed reference was intended for those who make the records available online for a profit and those who buy their way into your market through online access. Neither of these groups have any respect for your company.

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Re: This has been bugging me . . . - Patrick Scott/IL
10/20/2005 12:18:39 PM (6432 views)
Re: This has been bugging me . . . - David Bloys/TX
10/20/2005 2:54:56 PM (6198 views)
Re: This has been bugging me . . . - Patrick Scott/IL
10/20/2005 7:15:04 PM (6215 views)
Re: This has been bugging me . . . - Robert Franco/OH
10/20/2005 12:30:26 PM (6616 views)
Re: This has been bugging me . . . - Scott Perry/PA
10/18/2005 5:34:20 PM (6462 views)
Re: This has been bugging me . . . - Kurt deVries/FL
10/19/2005 12:20:15 PM (6443 views)
Re: This has been bugging me . . . - Michaela Urban/OH
10/20/2005 10:48:49 AM (6462 views)
Re: This has been bugging me . . . - David Bloys/TX
10/20/2005 11:13:59 AM (6347 views)
Re: Oh, One More Thing, David... - Patrick Scott/IL
10/24/2005 10:53:34 PM (6319 views)
Re: This has been bugging me . . . - george Hubka/MI
10/27/2005 8:43:35 PM (5887 views)
Re: This has been bugging me . . . - Jeanne Mendes/CA
10/27/2005 1:50:55 AM (6219 views)
Re: This has been bugging me . . . - Kevin Ahern/CT
10/28/2005 8:53:09 AM (6181 views)

New member of Phoenix Document Service! - Kurt deVries/FL
10/17/2005 4:50:18 PM (3688 views)
Re: New member of Phoenix Document Service! - Jay Duncan/MO
10/17/2005 5:20:20 PM (6268 views)
Re: New member of Phoenix Document Service! - Scott Perry/PA
10/17/2005 6:03:20 PM (5953 views)
Re: New member of Phoenix Document Service! - Iris Buchman/FL
10/17/2005 6:03:31 PM (6199 views)
Re: New member of Phoenix Document Service! - Rachel Malone/PA
10/18/2005 8:08:51 AM (6462 views)
Re: New member of Phoenix Document Service! - Scott Perry/PA
10/18/2005 5:05:08 PM (6359 views)
Re: New member of Phoenix Document Service! - Rachel Malone/PA
10/19/2005 7:47:53 AM (6217 views)
Re: New member of Phoenix Document Service! - Scott Perry/PA
10/19/2005 8:01:03 AM (6232 views)
Re: New member of Phoenix Document Service! - Rachel Malone/PA
10/19/2005 8:05:39 AM (6324 views)
Re: New member of Phoenix Document Service! - Kurt deVries/FL
10/19/2005 11:55:28 AM (6283 views)
Re: New member of Phoenix Document Service! - Tammy Knight/MO
10/19/2005 3:10:49 PM (6216 views)




LENDERS SERVICES DIRECT TULSA, OK - Becky Kale/IL
10/17/2005 2:22:31 PM (3670 views)
Re: LENDERS SERVICES DIRECT TULSA, OK - Iris Buchman/FL
10/17/2005 6:02:25 PM (6154 views)
Re: LENDERS SERVICES DIRECT TULSA, OK - Jason Sheppard/PA
10/30/2005 2:53:02 AM (5715 views)
Re: LENDERS SERVICES DIRECT TULSA, OK - Becky Kale/IL
11/8/2005 3:38:02 PM (5643 views)
Re: LENDERS SERVICES DIRECT TULSA, OK - Jason Sheppard/PA
11/21/2005 11:17:57 AM (5599 views)

Okay, another question. - Tammy Knight/MO
10/16/2005 10:18:06 PM (3477 views)
Re: Okay, another question. - Scott Perry/PA
10/16/2005 10:40:01 PM (6027 views)
Re: Okay, another question. - Kim Cowles/FL
10/17/2005 11:27:03 AM (6209 views)
Re: Okay, another question. - Bo Hope/AR
10/17/2005 6:25:38 PM (6320 views)
Re: Okay, another question. - Tammy Knight/MO
10/19/2005 3:13:32 PM (6215 views)

Fed up! - Spencer Kinsey/AR
10/15/2005 12:36:11 PM (3563 views)
Re: Fed up! - Kevin Ahern/CT
10/15/2005 5:48:16 PM (5846 views)
Re: Fed up! - Jay Duncan/MO
10/16/2005 4:30:53 PM (5851 views)
Re: Fed up! - Kevin Ahern/CT
10/16/2005 4:54:24 PM (5879 views)
Re: Fed up! - Jay Duncan/MO
10/17/2005 12:16:19 PM (6166 views)
Re: Fed up! - Kevin Ahern/CT
10/17/2005 3:56:17 PM (6113 views)

indexing - Douglas Gallant/OH
10/15/2005 12:31:46 PM (3327 views)
Re: indexing - Scott Perry/PA
10/15/2005 3:07:59 PM (5825 views)
Re: indexing - monica froese/ME
10/15/2005 6:40:24 PM (5696 views)
Re: indexing - Robert Franco/OH
10/15/2005 8:05:07 PM (5675 views)
Re: indexing - monica froese/ME
10/15/2005 11:18:03 PM (5622 views)
STUCK ON "STUPID" - Scott Perry/PA
10/16/2005 1:06:12 PM (5680 views)
Re: indexing - Larry Crooks/OH
10/17/2005 3:34:21 PM (6039 views)

Questions about VMC's - Donna Grady/NC
10/14/2005 10:32:19 PM (2757 views)

Anyone heard of this company.... - Loretta Reed/MD
10/14/2005 1:16:42 PM (3511 views)
Re: Anyone heard of this company.... - Kurt deVries/FL
10/19/2005 12:12:30 PM (6263 views)

A word about prices... - Robert Franco/OH
10/13/2005 5:40:44 PM (3888 views)
Re: A word about prices... - Kurt deVries/FL
10/14/2005 9:39:16 AM (5833 views)
Re: A word about prices... - Robert Breakell/CT
10/14/2005 9:50:44 AM (5902 views)
Re: A word about prices... - Robert Franco/OH
10/14/2005 12:03:18 PM (5912 views)
Re: A word about prices... - Scott Perry/PA
10/14/2005 5:24:10 PM (5839 views)
Re: A word about prices... - Bo Hope/AR
10/16/2005 1:55:51 AM (5813 views)

Here's my rant - Loretta Reed/MD
10/13/2005 11:05:00 AM (3258 views)
Re: Here's my rant - Iris Buchman/FL
10/13/2005 4:50:59 PM (5804 views)
Re: Here's my rant - Kurt deVries/FL
10/14/2005 9:36:24 AM (5796 views)
Re: Here's my rant - Jay Duncan/MO
10/14/2005 1:44:49 PM (5796 views)
Re: Here's my rant - Matt Papsch/MD
10/13/2005 5:35:02 PM (5720 views)
Re: Here's my rant - Loretta Reed/MD
10/14/2005 11:47:19 AM (5943 views)
Re: Here's my rant - Robert Franco/OH
10/14/2005 12:12:08 PM (5755 views)
Re: Here's my rant - Wendi See/SC
10/15/2005 10:24:17 PM (5739 views)

Refaxing - Danielle Nelson/WI
10/12/2005 2:14:31 PM (3263 views)
Re: Refaxing - STEVE MEINECKE/VA
10/12/2005 3:00:22 PM (5617 views)
Re: Refaxing - Robert Franco/OH
10/12/2005 3:28:29 PM (9203 views)
Re: Refaxing - Larry Crooks/OH
10/13/2005 8:45:13 AM (5654 views)
Re: Refaxing - Danielle Nelson/WI
10/13/2005 11:38:05 AM (6356 views)
Re: Refaxing - Lisa Ramsey/TX
10/14/2005 9:55:23 AM (5647 views)
Re: Refaxing - Kelly Chamblee/OH
10/13/2005 1:37:01 PM (5653 views)
Re: Refaxing - Robert Franco/OH
10/13/2005 2:38:26 PM (5695 views)
Re: Refaxing - Susan Matson/MN
10/17/2005 9:31:57 AM (5996 views)

Rant! - Tammy Knight/MO
10/12/2005 12:49:24 AM (3169 views)
Re: Rant! - Kurt deVries/FL
10/12/2005 2:02:22 PM (5443 views)
Re: Rant! - Robert Franco/OH
10/12/2005 3:11:23 PM (5494 views)
Re: Rant! - Scott Perry/PA
10/12/2005 6:03:33 PM (5365 views)
Re: Rant! - Kevin Ahern/CT
10/12/2005 5:06:42 PM (5398 views)
Re: Rant! - LAWANDA MCMILLIAN/AR
10/12/2005 8:21:41 PM (5375 views)
Re: Rant! - Scott Perry/PA
10/12/2005 10:02:17 PM (5375 views)
Re: Rant! - Robert Franco/OH
10/13/2005 12:26:35 AM (5411 views)
Re: Rant! - Tammy Knight/MO
10/13/2005 1:22:50 AM (5388 views)
Re: Rant! - Lisa Ramsey/TX
10/14/2005 10:02:18 AM (5403 views)
Re: Rant! - Kevin Ahern/CT
10/14/2005 12:29:44 PM (5274 views)
Re: Rant! - Kevin Ahern/CT
10/14/2005 12:48:29 PM (5323 views)
Re: Rant! - Kevin Ahern/CT
10/13/2005 4:56:56 AM (5251 views)
Re: Rant! - Iris Buchman/FL
10/13/2005 4:44:01 PM (5306 views)
Re: Rant! - Kevin Ahern/CT
10/14/2005 8:06:47 AM (5341 views)
Re: Rant! - Tammy Knight/MO
10/16/2005 10:08:48 PM (5371 views)
Re: Rant! - Kevin Ahern/CT
10/17/2005 8:21:44 AM (5718 views)


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