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In Our Thoughts and Prayers... - Jarrod Clabaugh/OH
8/30/2005 4:45:17 PM (2317 views)
Re: In Our Thoughts and Prayers... - Debbie Thibodeaux/LA
8/30/2005 6:46:19 PM (2502 views)
Re: In Our Thoughts and Prayers... - Barbara Bennett/IN
8/30/2005 8:35:06 PM (2491 views)
Hurricane..... - Michael Toebe/KS
8/30/2005 10:12:07 PM (2483 views)
Re: In Our Thoughts and Prayers... - Helene/GA
8/30/2005 10:38:05 PM (2429 views)
Re: In Our Thoughts and Prayers... - J.T. Shoemaker/NY
8/31/2005 9:14:34 AM (2489 views)
Re: In Our Thoughts and Prayers... - Wanda Steudel/OH
8/31/2005 10:43:33 AM (2436 views)
Re: In Our Thoughts and Prayers... - Danielle Nelson/WI
8/31/2005 10:52:03 AM (2450 views)
Re: In Our Thoughts and Prayers... - Danielle Nelson/WI
8/31/2005 10:55:39 AM (2434 views)
Re: In Our Thoughts and Prayers... - Scott Perry/PA
8/31/2005 6:47:58 PM (2475 views)
Re: In Our Thoughts and Prayers... - Helene/GA
9/1/2005 12:20:00 AM (2480 views)
Re: In Our Thoughts and Prayers... - Lisa Ramsey/TX
9/1/2005 6:14:29 AM (2475 views)
Re: In Our Thoughts and Prayers... - Ellen Malloy/MO
9/1/2005 5:36:27 PM (2468 views)
Re: In Our Thoughts and Prayers... - Scott Perry/PA
9/1/2005 6:42:37 PM (2492 views)
Re: In Our Thoughts and Prayers... - Patrick Scott/IL
9/1/2005 1:33:43 PM (2521 views)
Praryers and $$$ support - Michael Toebe/KS
9/1/2005 9:47:31 PM (2363 views)

NALTEA - LAWANDA MCMILLIAN/AR
8/30/2005 4:28:08 PM (2300 views)
Re: NALTEA - Robert Franco/OH
8/30/2005 5:17:54 PM (2357 views)
Re: NALTEA - Wanda Steudel/OH
8/31/2005 10:49:19 AM (2355 views)

SOT Monthly Spotlight Feature - Jarrod Clabaugh/OH
8/30/2005 1:19:09 PM (1799 views)

Abstracting Software - Regina Engebritson Engebritson/MN
8/30/2005 1:24:11 AM (2379 views)
Re: Abstracting Software - Kurt deVries/FL
8/30/2005 9:42:43 AM (2497 views)
Re: Abstracting Software - Robert Franco/OH
8/30/2005 9:49:24 AM (2464 views)
Re: Abstracting Software - Jay Duncan/MO
8/30/2005 12:32:40 PM (3553 views)
Re: Abstracting Software - Kurt deVries/FL
8/30/2005 12:43:17 PM (2503 views)
Re: Abstracting Software - Spencer Kinsey/AR
8/30/2005 7:13:06 PM (2487 views)

looking for Abstract textbook reviewers - Jeanne Johnson/MN
8/29/2005 11:22:34 AM (2324 views)
Re: looking for Abstract textbook reviewers - Jay Duncan/MO
8/29/2005 1:59:09 PM (2344 views)
Re: looking for Abstract textbook reviewers - Jeanne Johnson/MN
9/6/2005 5:08:30 PM (3407 views)




UNITED DOCUMENT SERVICES INC - Ted Lannon/MA
8/29/2005 11:21:08 AM (3486 views)
Re: UNITED DOCUMENT SERVICES INC - Kevin Ahern/CT
8/29/2005 12:17:28 PM (2580 views)
Re: UNITED DOCUMENT SERVICES INC - Anne Gilbert/VT
9/1/2005 9:52:29 PM (2542 views)
Re: UNITED DOCUMENT SERVICES INC - Scott Perry/PA
9/2/2005 7:26:56 AM (2549 views)
Re: UNITED DOCUMENT SERVICES INC ***UPDATE*** - Scott Perry/PA
9/2/2005 7:38:23 AM (2637 views)
Re: UNITED DOCUMENT SERVICES INC ***UPDATE*** - Kevin Ahern/CT
9/2/2005 8:44:54 AM (2554 views)
Re: UNITED DOCUMENT SERVICES INC ***UPDATE*** - Scott Perry/PA
9/6/2005 9:04:11 PM (2461 views)
Re: UNITED DOCUMENT SERVICES INC ***UPDATE*** - Ted Lannon/MA
9/6/2005 4:41:37 PM (2680 views)
Re: UNITED DOCUMENT SERVICES INC ***UPDATE*** - Gail Frey/CT
9/19/2005 11:14:06 PM (2404 views)
Re: UNITED DOCUMENT SERVICES INC - Cherie Smurthwaite/CA
10/29/2005 6:23:59 PM (2326 views)

Source of Title's new look... - Robert Franco/OH
8/27/2005 10:10:33 AM (2274 views)
Re: Source of Title's new look... - Dave Pell/FL
8/27/2005 11:15:07 AM (2551 views)
Re: Source of Title's new look... - Robert Franco/OH
8/27/2005 11:56:22 AM (2459 views)
But Where Are The Factoids?! - Scott Perry/PA
8/27/2005 12:12:32 PM (2470 views)
Re: But Where Are The Factoids?! - Robert Franco/OH
8/27/2005 2:07:42 PM (2509 views)
Re: Source of Title's new look... - Jay Duncan/MO
8/29/2005 7:33:17 AM (2419 views)
Re: Source of Title's new look... - Jason Sheppard/PA
8/29/2005 8:00:03 PM (2538 views)

Title Direct non-payment - Anne Gilbert/VT
8/26/2005 6:25:10 PM (2279 views)
Re: Title Direct non-payment - Kevin Ahern/CT
8/31/2005 3:10:47 PM (2305 views)
Re: Title Direct non-payment - Ted Lannon/MA
9/6/2005 4:55:03 PM (2433 views)
Re: Title Direct non-payment - Kevin Ahern/CT
9/6/2005 6:17:04 PM (2327 views)
Re: Title Direct non-payment - Lois Morgan/AZ
9/6/2005 10:13:33 AM (2336 views)
Re: Title Direct non-payment - Jacqueline Costa/RI
9/6/2005 3:24:46 PM (2406 views)

Mortgage over 30 years old, but no release - David Kossman/MO
8/25/2005 3:16:53 PM (2545 views)
Re: Mortgage over 30 years old, but no release - Robert Franco/OH
8/25/2005 4:22:52 PM (2703 views)
Re: Mortgage over 30 years old, but no release - David Kossman/MO
8/25/2005 4:39:48 PM (2641 views)
Re: Mortgage over 30 years old, but no release - Robert Franco/OH
8/25/2005 5:23:39 PM (2468 views)
Re: Mortgage over 30 years old, but no release - Lisa Ramsey/TX
8/25/2005 6:46:54 PM (2572 views)
Re: Mortgage over 30 years old, but no release - Jeanne Mendes/CA
10/7/2005 3:46:42 AM (2232 views)
Re: Mortgage over 30 years old, but no release - Robert Franco/OH
10/7/2005 12:44:27 PM (2421 views)
Re: Mortgage over 30 years old, but no release - Patrick Scott/IL
8/25/2005 7:05:29 PM (2498 views)
Re: Mortgage over 30 years old, but no release - Kevin Ahern/CT
8/25/2005 7:32:06 PM (2619 views)
Re: Mortgage over 30 years old, but no release - LAWANDA MCMILLIAN/AR
8/25/2005 9:33:34 PM (2477 views)
Re: Mortgage over 30 years old, but no release - Lisa Ramsey/TX
8/26/2005 9:02:34 AM (2537 views)
Re: Mortgage over 30 years old, but no release - Kevin Ahern/CT
8/26/2005 11:51:44 AM (2540 views)
Re: Mortgage over 30 years old, but no release - Lisa Ramsey/TX
8/26/2005 2:28:31 PM (2449 views)
Re: Mortgage over 30 years old, but no release - Scott Perry/PA
8/26/2005 8:05:28 PM (2534 views)
Re: Mortgage over 30 years old, but no release - Jay Duncan/MO
8/28/2005 6:57:05 PM (2459 views)
Re: Mortgage over 30 years old, but no release - Scott Perry/PA
8/28/2005 7:43:29 PM (2454 views)
Re: Mortgage over 30 years old, but no release - Jay Duncan/MO
8/29/2005 7:31:14 AM (2401 views)
Re: Mortgage over 30 years old, but no release - James "Lin" Toney/MS
8/26/2005 10:48:04 PM (2516 views)
Re: Mortgage over 30 years old, but no release - Donna Grady/NC
8/27/2005 7:50:27 PM (2529 views)
Re: Mortgage over 30 years old, but no release - Scott Perry/PA
8/27/2005 8:08:16 PM (2474 views)

Back to school - monica froese/ME
8/23/2005 4:16:43 PM (2197 views)
Re: Back to school - Robert Franco/OH
8/23/2005 4:39:58 PM (2516 views)
Re: Back to school - Kevin Ahern/CT
8/23/2005 6:04:12 PM (2474 views)
Re: Back to school - Robert Franco/OH
8/24/2005 8:32:11 AM (2396 views)
Re: Back to school - Kevin Ahern/CT
8/24/2005 9:37:44 AM (2410 views)
Re: Back to school - Wendi See/SC
8/24/2005 9:32:33 PM (2390 views)
Re: Back to school - James "Lin" Toney/MS
8/24/2005 10:04:10 PM (2379 views)
Re: Back to school - Kevin Ahern/CT
8/25/2005 7:43:34 AM (2400 views)
Re: Back to school - Robert Franco/OH
8/25/2005 10:01:26 AM (2372 views)
Re: Back to school - Robert Franco/OH
8/25/2005 9:54:47 AM (2353 views)
Re: Back to school - LAWANDA MCMILLIAN/AR
8/25/2005 9:38:24 PM (2424 views)
Re: Back to school - Anne Gilbert/VT
8/26/2005 5:51:16 PM (2343 views)

Liability Disclaimer - Danielle Nelson/WI
8/23/2005 2:01:59 PM (2308 views)
Re: Liability Disclaimer - Robert Franco/OH
8/23/2005 4:14:02 PM (2596 views)
Re: Liability Disclaimer - Lisa Ramsey/TX
8/23/2005 5:18:18 PM (2521 views)
Re: Liability Disclaimer - David Bloys/TX
8/23/2005 5:31:15 PM (2562 views)
Re: Liability Disclaimer - William Pattison /CA
3/18/2008 5:13:07 PM (2106 views)
Re: Liability Disclaimer - Kelli Gorman/TX
9/1/2005 1:14:08 PM (2425 views)
Re: Liability Disclaimer - Kevin Ahern/CT
9/1/2005 1:52:10 PM (2413 views)
Re: Liability Disclaimer - Kelli Gorman/TX
9/1/2005 10:38:48 PM (2447 views)
Re: Liability Disclaimer - Kevin Ahern/CT
9/2/2005 6:11:19 AM (2404 views)
Re: Liability Disclaimer - Scott Perry/PA
8/23/2005 5:42:49 PM (2555 views)
Re: Liability Disclaimer - Kevin Ahern/CT
8/23/2005 6:45:13 PM (2544 views)

In Connecticut we are not permitted to disclaim liability for negligence through a writing. We are permitted to limit our liability to a reasonable dollar amount through a written agreement. When I draft contracts for clients, I routinely put a clause into the contract limiting liability. I have a client that rents out "Moonwalks" for kids parties. If you are not familiar with the term, these are the big inflatable enclosures that kids climb into and jump up and down. In order to get liability insurance, their insurance carrier expressly requested a clause in the contract limiting liability since waivers don't seem to hold up in the Superior Court.

In so far as placing the language of limitation in the abstract itself after concluding a contract, I am not sure that it would work in all states. I would think that it would be better to put the clause in the contract rather than the abstract. It would then become an enforceable term of the contract.  Placing the language in the abstract alone, could be construed as a unilatteral attempt to amend or modify the prior contract or possibly a counter offer. Whether it would be enforceable would depend on the facts of each case and the law of the state which governed the contract. There is no universal answer. I have run into instances in which a client questioned the absence of an encumbrance on an abstract which resulted from a mistake in the land records. Once a copy of the index page showing the omission  was produced, the client was satisfied.

I do not use a disclaimer in my abstracts. In so far as the common law of negligence is concerned in Connecticut there are four elements to a negligence claim: 1. there is a duty to exercise reasonable care in performing a search, 2. there was a breach of this standard of care, 3. there were damages, 4. the damages were proximately cause by the breach of the standard of care that was owed. It would seem that the duty owed would be to accurately report the information contained in the public records. If the information is incorrectly contained in the Town Clerk's records, it would seem that the abstractor has correctly reported the information in the land records, and it could be argued that there was no breach of the standard of care owed to the client. It could be further argued that the damages to the client were not proximately caused by the contents of the title abstract, but rather by the contents of the land records. That would be the abstractor's defense, and he would still have to go through the tribulations of a trial. If he were sued, he would file a third party claim or a cross claim against both the Town and the Town Clerk. The sovereign immunity doctrine that protects state employees does not extend to political subdivisions of Connecticut

In Connecticut corrections of errors in the index are usually dated by the Town Clerk. However, if an error is brought to the abstractor's attention, it is a good idea for him to get a copy of the page without the correction before he brings the mistake to the Town Clerk's attention. He should also get a copy of the index page after the correction is made. He then has proof that the error was in the index rather than in his abstract. I had a conversation with one of the Town Clerks several months ago in which she admitted that they are very sensitive to corrections in the index because both the Town Clerk and the Town are liable.

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Re: Liability Disclaimer - Anne Gilbert/VT
8/26/2005 6:13:07 PM (3423 views)
Re: Liability Disclaimer - Lisa Ramsey/TX
8/27/2005 10:24:42 AM (2385 views)

The Jordan Group - Any experience with any of these affiliated companies? - Matt Papsch/MD
8/22/2005 5:41:51 PM (2333 views)
Re: The Jordan Group - Any experience with any of these affiliated companies? - Loretta Reed/MD
8/22/2005 11:00:41 PM (2386 views)
Re: The Jordan Group - Any experience with any of these affiliated companies? - Robert Franco/OH
8/23/2005 11:16:51 AM (2371 views)

Gasoline Trivia - Who Would Have Thought? - Lisa Ramsey/TX
8/19/2005 8:45:16 PM (2295 views)
Re: Gasoline Trivia - Who Would Have Thought? - Scott Perry/PA
8/20/2005 10:24:55 AM (2560 views)
Re: Gasoline Trivia - Who Would Have Thought? - Jay Duncan/MO
8/20/2005 11:13:37 AM (3855 views)
Re: Gasoline Trivia - Who Would Have Thought? - Lisa Ramsey/TX
8/20/2005 1:08:34 PM (2413 views)
Re: Gasoline Trivia - Who Would Have Thought? - Scott Perry/PA
8/20/2005 2:58:57 PM (2423 views)
Re: Gasoline Trivia - Who Would Have Thought? - Jay Duncan/MO
8/21/2005 8:39:17 PM (2528 views)
Re: Gasoline Trivia - Who Would Have Thought? - ginger galloway/OH
8/22/2005 9:17:07 AM (2425 views)

NALTEA committees... - Robert Franco/OH
8/18/2005 12:25:11 PM (1703 views)

thanks anyway - Kim Haase/MT
8/18/2005 12:18:26 PM (1746 views)


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