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Passing... - Jay Duncan/MO
10/24/2005 3:24:08 PM (3328 views)
Re: Passing... - Scott Perry/PA
10/24/2005 5:07:51 PM (5698 views)
Re: Passing... - Kurt deVries/FL
10/25/2005 11:04:13 AM (5723 views)

Abstractors Aid In New Orleans' Recovery - Jarrod Clabaugh/OH
10/24/2005 10:19:12 AM (4357 views)
Re: Abstractors Aid In New Orleans' Recovery - Heather St. Amant/LA
11/14/2005 7:59:00 PM (5255 views)
Re: Abstractors Aid In New Orleans' Recovery - James "Lin" Toney/MS
11/14/2005 9:16:55 PM (5372 views)

Hey Kurt! - J Nisonger/CA
10/24/2005 12:06:20 AM (3300 views)
Re: Hey Kurt! - Kurt deVries/FL
10/24/2005 9:37:58 AM (6114 views)
Re: Hey Kurt! - J Nisonger/CA
10/25/2005 10:43:14 PM (6012 views)
Re: Hey Kurt! - Kurt deVries/FL
10/26/2005 9:31:29 AM (6061 views)

Whine, whine, whine... - Jay Duncan/MO
10/23/2005 10:43:57 PM (4489 views)
Re: Whine, whine, whine... - Jay Duncan/MO
10/23/2005 10:48:42 PM (5891 views)
Re: Whine, whine, whine... - Langdon Knight/MO
10/24/2005 1:26:33 AM (5786 views)
Re: Whine, whine, whine... - Deborah Manion/VA
10/24/2005 9:20:18 AM (6219 views)
Re: Whine, whine, whine... - Patrick Scott/IL
10/24/2005 11:23:40 AM (6169 views)
Re: Whine, whine, whine... - Scott Perry/PA
10/24/2005 9:33:41 PM (6172 views)
Re: Whine, whine, whine... - Patrick Scott/IL
10/24/2005 10:45:40 PM (6132 views)

Here we go again!! - Kurt deVries/FL
10/21/2005 3:38:08 PM (3441 views)
Re: Here we go again!! - Scott Perry/PA
10/21/2005 4:15:36 PM (6043 views)
Re: Here we go again!! - Kurt deVries/FL
10/21/2005 4:23:57 PM (6133 views)
Re: Here we go again!! - Kevin Ahern/CT
10/21/2005 4:54:04 PM (6368 views)
Re: Here we go again!! - Lisa Ramsey/TX
10/23/2005 3:54:46 PM (6369 views)


Real Title Services


Code of Ethics - Jay Duncan/MO
10/21/2005 10:35:01 AM (4621 views)
Re: Code of Ethics - Smitty Strickland/SC
10/21/2005 6:07:31 PM (6314 views)
Re: Code of Ethics - Jay Duncan/MO
10/21/2005 6:23:54 PM (6318 views)
Re: Code of Ethics - Scott Perry/PA
10/21/2005 7:14:44 PM (6247 views)
Re: Code of Ethics - Douglas Gallant/OH
10/21/2005 9:38:21 PM (6128 views)
Re: Code of Ethics - Smitty Strickland/SC
10/22/2005 8:06:58 AM (6414 views)
Re: Code of Ethics - Scott Perry/PA
10/22/2005 10:35:54 AM (6387 views)
Re: Code of Ethics - Jay Duncan/MO
10/22/2005 11:57:06 AM (6334 views)
Re: Code of Ethics - Scott Perry/PA
10/22/2005 12:01:35 PM (6298 views)

research time? - GORDON TINSLEY/CA
10/20/2005 4:54:52 AM (3674 views)
Re: research time? - Scott Perry/PA
10/20/2005 8:07:53 AM (7113 views)
Re: research time? - GORDON TINSLEY/CA
10/20/2005 12:44:12 PM (7044 views)
Re: research time? - Robert Franco/OH
10/20/2005 11:38:23 AM (8540 views)
Re: research time? - GORDON TINSLEY/CA
10/20/2005 1:04:37 PM (7111 views)
Re: research time? - Phyllis Agan/GA
10/28/2005 8:30:14 AM (6747 views)
Re: research time? - David Jenkins/PA
10/20/2005 12:13:25 PM (6937 views)
Re: research time? - Robert Franco/OH
10/20/2005 12:24:57 PM (6996 views)
Re: research time? - David Jenkins/PA
10/20/2005 1:08:11 PM (6988 views)
Re: research time? - Lisa Scherer/NJ
10/24/2005 11:04:35 PM (6701 views)

QUICK POLL - Scott Perry/PA
10/19/2005 9:55:01 PM (3706 views)
Re: QUICK POLL - James "Lin" Toney/MS
10/19/2005 11:29:36 PM (6629 views)
Re: QUICK POLL - Robert Franco/OH
10/20/2005 12:24:37 AM (6600 views)
Re: QUICK POLL - NPC/GA
10/20/2005 7:03:23 AM (6695 views)
Re: QUICK POLL - Rachel Malone/PA
10/20/2005 7:48:08 AM (6704 views)
Re: QUICK POLL - Kim Cowles/WI
10/20/2005 8:29:16 AM (6651 views)
Re: QUICK POLL - Deborah Manion/VA
10/20/2005 9:37:31 AM (6672 views)
Re: QUICK POLL - Wanda Steudel/OH
10/20/2005 9:38:52 AM (6348 views)
Re: QUICK POLL - Rebecca Barney/FL
10/20/2005 10:21:32 AM (6475 views)
Re: QUICK POLL - Patrick Scott/IL
10/20/2005 10:37:13 AM (6571 views)
Re: QUICK POLL - John OConnor/IL
10/20/2005 10:43:36 AM (6534 views)
Re: QUICK POLL - Kurt deVries/FL
10/20/2005 10:46:43 AM (6551 views)
Re: QUICK POLL - Michaela Urban/OH
10/20/2005 10:55:00 AM (6597 views)
Re: QUICK POLL - Kurt deVries/FL
10/20/2005 1:08:40 PM (6673 views)
Re: QUICK POLL - Rebecca Barney/FL
10/20/2005 1:26:50 PM (6342 views)
THANKS, EVERYONE! - Scott Perry/PA
10/20/2005 5:22:43 PM (6490 views)
Re: THANKS, EVERYONE! - Robert Franco/OH
10/20/2005 5:51:06 PM (6473 views)
Re: QUICK POLL - Wendi See/SC
10/20/2005 10:26:17 PM (6432 views)
Re: QUICK POLL - Tammy Knight/MO
10/20/2005 11:37:10 PM (6263 views)
Re: QUICK POLL - Scott Perry/PA
10/21/2005 7:20:16 AM (6107 views)
Re: QUICK POLL - Jay Duncan/MO
10/21/2005 10:29:25 AM (7954 views)
Re: QUICK POLL - Scott Perry/PA
10/21/2005 3:15:39 PM (6364 views)
Re: QUICK POLL - Robert Franco/OH
10/21/2005 1:14:46 PM (6070 views)
Re: QUICK POLL - STEVE MEINECKE/VA
10/23/2005 12:02:03 AM (6320 views)
Re: QUICK POLL - Kevin Ahern/CT
10/23/2005 6:30:34 AM (6209 views)
Re: QUICK POLL - Anne Gilbert/VT
10/23/2005 1:55:15 PM (6309 views)
Re: QUICK POLL - Kevin Ahern/CT
10/24/2005 6:42:19 AM (6102 views)
Re: QUICK POLL - Donna Grady/NC
10/23/2005 9:31:18 PM (6164 views)
Re: QUICK POLL - Phyllis Agan/GA
10/28/2005 8:45:42 AM (6148 views)
Re: QUICK POLL - Jacqueline Quaresimo/PA
10/29/2005 3:55:31 PM (5718 views)
Re: QUICK POLL - ANDREW MOLLER/CT
10/23/2005 7:43:10 PM (6222 views)
Re: QUICK POLL - Bill Jones/NJ
10/24/2005 7:06:57 PM (6173 views)
Re: QUICK POLL - Anne Gilbert/VT
10/24/2005 8:33:51 PM (6063 views)
Re: QUICK POLL - Scott Perry/PA
10/24/2005 9:32:09 PM (5868 views)
Re: QUICK POLL - Lisa Scherer/NJ
10/24/2005 11:23:52 PM (6216 views)
Re: QUICK POLL - Scott Perry/PA
10/25/2005 6:11:22 PM (6152 views)

This has been bugging me . . . - Michaela Urban/OH
10/18/2005 9:57:44 AM (3725 views)
Re: This has been bugging me . . . - Robert Franco/OH
10/18/2005 10:44:27 AM (6470 views)
Re: This has been bugging me . . . - John OConnor/IL
10/18/2005 12:21:30 PM (6465 views)
Re: This has been bugging me . . . - David Bloys/TX
10/18/2005 7:02:55 PM (8067 views)
Re: This has been bugging me . . . - Scott Perry/PA
10/18/2005 7:48:12 PM (6315 views)
Re: This has been bugging me . . . - David Bloys/TX
10/18/2005 10:06:16 PM (6288 views)
Re: This has been bugging me . . . - Scott Perry/PA
10/18/2005 11:16:17 PM (6337 views)
Re: This has been bugging me . . . - David Bloys/TX
10/19/2005 8:15:48 AM (6450 views)
Re: This has been bugging me . . . - Patrick Scott/IL
10/19/2005 12:51:25 PM (7924 views)
Re: This has been bugging me . . . - David Bloys/TX
10/20/2005 10:59:30 AM (6268 views)

Patrick,
Thank you for this well thought out post. In some ways you have clarified my thoughts.
On-line access hurts our business.  It allows a VM to bypass us on the simple work and only send us the work that they can't accomplish on their own
I agree. But not all VM's do this or accept it. Some VM's have come to realize that online access threatens their greatest asset. An asset they have spent years to develop, promote and expand. A VM's exclusive network of independent local abstractors is the greater benefit they offer their clients. Online records threaten the VM's as much as they threaten independent local abstractors.

VM's I have spoken with are as much against online publication of the records as I am and for the same reasons. Many have told their abstractors not to use online sources and some even put this mandate on their orders. Their reasons are not always stated but it is clear they do not want abstractors to use this "tool".

I"ve seen posts here on SOT indicating E&O is denied to those using online sources. The providers concern is the accuracy of the source which cannot be verified until it is too late. Online sites exclude themselves from any responsibilty for accuracy, timeliness or reliability. Statutes deny this disclaimer for the records held at the courthouse. Searching online is an error that may not be covered by your E&O.

But boycotting its available value while it's here is, I think, senseless
I haven't called for any boycott Patrick. Our clients,  E&O providers, and many legislators are.

I don't think, however, that lumping malevalent use of on-line records with legitimate use is productive.
I didn't lump them together Patrick. The Internet and those who publish the records online do. Some claim they separate them with passwords but it is a very ineffective separation. Choicepoint made this claim but it was laughably easy to circumvent. Even the most diligent password protection is nothing more than a padlock on a paper box. If it's on the Web it's available to every malevalent or legitimate user with a computer connection.

In some cases, on-line records are actually better than the official courthouse records.  One might be better off purchasing title plant records on-line than visiting a courthouse where the records are mismanaged and/or widely misposted.
This is also true. Only a local abstractor and the online company would know. Local abstractors can make this claim but they do so at their own risk if it is counter to the claim made in the online companies TOS or disclaimer. Your report cannot be more or less accurate than your source. If a claim is made, the abstractors report will be checked against the records at the courthouse.

Fact is, David, our fee for a current owner search in our home county is higher than yours is in your home county.
I'm not concerned about the fees you charge. You are not my competition Patrick. My fees are based on the time and difficulty of the search in any particular county and I am certain yours are too. You have no access to the courthouses in my area and only one county provides online access to some of it's records. You shouldn't concern yourself with my fees either. While I could provide my services in your area as both you and John have assured me the online records are even better than those offered at your local courthouse. I would consider it unethical on my part to invade your business via the Internet. You made this same assurance to the $25 abstractor looking for accurate online sources and to foreign outsource companies looking for more U.S. records to exploit. Both monitor this site and now they can reassure their clients of your endorsement.

If you want your voice to be heard by those who have the power to make changes that will benefit our industry, a unified voice is necessary. 
My voice is being heard Patrick by those who tell me they have the power to make changes. I consult with legislators, government officials, law enforcement agencies, reporters, and associations at local, state and federal levels. I assist them in their own investigations and provide them with information they need to protect their citizens. At first, I had to go to them but now many are coming to me. Last week I was contacted by two federal agencies, eleven county officials, two attorneys, and two technology firms. They learned about my efforts  from officials and legislators as far away as Michigan and Alaska. I think my voice is being heard by those who can and are affecting change.

I didn't take your comments personally Patrick. Well, actually I did take the complimentary ones personally. :) I want you and John to know also I meant no disrespect of your company. While I responded to Johns post, my reference to "naivity" and "blind greed" was not intended to be directed at him or you personally. The blind greed reference was intended for those who make the records available online for a profit and those who buy their way into your market through online access. Neither of these groups have any respect for your company.

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Re: This has been bugging me . . . - Patrick Scott/IL
10/20/2005 12:18:39 PM (6338 views)
Re: This has been bugging me . . . - David Bloys/TX
10/20/2005 2:54:56 PM (6089 views)
Re: This has been bugging me . . . - Patrick Scott/IL
10/20/2005 7:15:04 PM (6111 views)
Re: This has been bugging me . . . - Robert Franco/OH
10/20/2005 12:30:26 PM (6478 views)
Re: This has been bugging me . . . - Scott Perry/PA
10/18/2005 5:34:20 PM (6303 views)
Re: This has been bugging me . . . - Kurt deVries/FL
10/19/2005 12:20:15 PM (6297 views)
Re: This has been bugging me . . . - Michaela Urban/OH
10/20/2005 10:48:49 AM (6332 views)
Re: This has been bugging me . . . - David Bloys/TX
10/20/2005 11:13:59 AM (6241 views)
Re: Oh, One More Thing, David... - Patrick Scott/IL
10/24/2005 10:53:34 PM (6118 views)
Re: This has been bugging me . . . - george Hubka/MI
10/27/2005 8:43:35 PM (5697 views)
Re: This has been bugging me . . . - Jeanne Mendes/CA
10/27/2005 1:50:55 AM (6022 views)
Re: This has been bugging me . . . - Kevin Ahern/CT
10/28/2005 8:53:09 AM (6037 views)

New member of Phoenix Document Service! - Kurt deVries/FL
10/17/2005 4:50:18 PM (3638 views)
Re: New member of Phoenix Document Service! - Jay Duncan/MO
10/17/2005 5:20:20 PM (6104 views)
Re: New member of Phoenix Document Service! - Scott Perry/PA
10/17/2005 6:03:20 PM (5794 views)
Re: New member of Phoenix Document Service! - Iris Buchman/FL
10/17/2005 6:03:31 PM (6034 views)
Re: New member of Phoenix Document Service! - Rachel Malone/PA
10/18/2005 8:08:51 AM (6307 views)
Re: New member of Phoenix Document Service! - Scott Perry/PA
10/18/2005 5:05:08 PM (6192 views)
Re: New member of Phoenix Document Service! - Rachel Malone/PA
10/19/2005 7:47:53 AM (6070 views)
Re: New member of Phoenix Document Service! - Scott Perry/PA
10/19/2005 8:01:03 AM (6073 views)
Re: New member of Phoenix Document Service! - Rachel Malone/PA
10/19/2005 8:05:39 AM (6180 views)
Re: New member of Phoenix Document Service! - Kurt deVries/FL
10/19/2005 11:55:28 AM (6137 views)
Re: New member of Phoenix Document Service! - Tammy Knight/MO
10/19/2005 3:10:49 PM (6074 views)

LENDERS SERVICES DIRECT TULSA, OK - Becky Kale/IL
10/17/2005 2:22:31 PM (3618 views)
Re: LENDERS SERVICES DIRECT TULSA, OK - Iris Buchman/FL
10/17/2005 6:02:25 PM (6008 views)
Re: LENDERS SERVICES DIRECT TULSA, OK - Jason Sheppard/PA
10/30/2005 2:53:02 AM (5601 views)
Re: LENDERS SERVICES DIRECT TULSA, OK - Becky Kale/IL
11/8/2005 3:38:02 PM (5536 views)
Re: LENDERS SERVICES DIRECT TULSA, OK - Jason Sheppard/PA
11/21/2005 11:17:57 AM (5472 views)

Okay, another question. - Tammy Knight/MO
10/16/2005 10:18:06 PM (3434 views)
Re: Okay, another question. - Scott Perry/PA
10/16/2005 10:40:01 PM (5894 views)
Re: Okay, another question. - Kim Cowles/FL
10/17/2005 11:27:03 AM (6071 views)
Re: Okay, another question. - Bo Hope/AR
10/17/2005 6:25:38 PM (6171 views)
Re: Okay, another question. - Tammy Knight/MO
10/19/2005 3:13:32 PM (6073 views)

Fed up! - Spencer Kinsey/AR
10/15/2005 12:36:11 PM (3524 views)
Re: Fed up! - Kevin Ahern/CT
10/15/2005 5:48:16 PM (5708 views)
Re: Fed up! - Jay Duncan/MO
10/16/2005 4:30:53 PM (5707 views)
Re: Fed up! - Kevin Ahern/CT
10/16/2005 4:54:24 PM (5731 views)
Re: Fed up! - Jay Duncan/MO
10/17/2005 12:16:19 PM (6040 views)
Re: Fed up! - Kevin Ahern/CT
10/17/2005 3:56:17 PM (5981 views)

indexing - Douglas Gallant/OH
10/15/2005 12:31:46 PM (3286 views)
Re: indexing - Scott Perry/PA
10/15/2005 3:07:59 PM (5697 views)
Re: indexing - monica froese/ME
10/15/2005 6:40:24 PM (5562 views)
Re: indexing - Robert Franco/OH
10/15/2005 8:05:07 PM (5530 views)
Re: indexing - monica froese/ME
10/15/2005 11:18:03 PM (5488 views)
STUCK ON "STUPID" - Scott Perry/PA
10/16/2005 1:06:12 PM (5548 views)
Re: indexing - Larry Crooks/OH
10/17/2005 3:34:21 PM (5910 views)

Questions about VMC's - Donna Grady/NC
10/14/2005 10:32:19 PM (2723 views)


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