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Passing... - Jay Duncan/MO
10/24/2005 3:24:08 PM (3328 views)
Re: Passing... - Scott Perry/PA
10/24/2005 5:07:51 PM (5697 views)
Re: Passing... - Kurt deVries/FL
10/25/2005 11:04:13 AM (5722 views)

Abstractors Aid In New Orleans' Recovery - Jarrod Clabaugh/OH
10/24/2005 10:19:12 AM (4357 views)
Re: Abstractors Aid In New Orleans' Recovery - Heather St. Amant/LA
11/14/2005 7:59:00 PM (5254 views)
Re: Abstractors Aid In New Orleans' Recovery - James "Lin" Toney/MS
11/14/2005 9:16:55 PM (5369 views)

Hey Kurt! - J Nisonger/CA
10/24/2005 12:06:20 AM (3300 views)
Re: Hey Kurt! - Kurt deVries/FL
10/24/2005 9:37:58 AM (6110 views)
Re: Hey Kurt! - J Nisonger/CA
10/25/2005 10:43:14 PM (6011 views)
Re: Hey Kurt! - Kurt deVries/FL
10/26/2005 9:31:29 AM (6060 views)

Whine, whine, whine... - Jay Duncan/MO
10/23/2005 10:43:57 PM (4489 views)
Re: Whine, whine, whine... - Jay Duncan/MO
10/23/2005 10:48:42 PM (5889 views)
Re: Whine, whine, whine... - Langdon Knight/MO
10/24/2005 1:26:33 AM (5783 views)
Re: Whine, whine, whine... - Deborah Manion/VA
10/24/2005 9:20:18 AM (6217 views)
Re: Whine, whine, whine... - Patrick Scott/IL
10/24/2005 11:23:40 AM (6168 views)
Re: Whine, whine, whine... - Scott Perry/PA
10/24/2005 9:33:41 PM (6169 views)
Re: Whine, whine, whine... - Patrick Scott/IL
10/24/2005 10:45:40 PM (6130 views)

Here we go again!! - Kurt deVries/FL
10/21/2005 3:38:08 PM (3439 views)
Re: Here we go again!! - Scott Perry/PA
10/21/2005 4:15:36 PM (6040 views)
Re: Here we go again!! - Kurt deVries/FL
10/21/2005 4:23:57 PM (6132 views)
Re: Here we go again!! - Kevin Ahern/CT
10/21/2005 4:54:04 PM (6367 views)
Re: Here we go again!! - Lisa Ramsey/TX
10/23/2005 3:54:46 PM (6366 views)


Real Title Services


Code of Ethics - Jay Duncan/MO
10/21/2005 10:35:01 AM (4621 views)
Re: Code of Ethics - Smitty Strickland/SC
10/21/2005 6:07:31 PM (6312 views)
Re: Code of Ethics - Jay Duncan/MO
10/21/2005 6:23:54 PM (6314 views)
Re: Code of Ethics - Scott Perry/PA
10/21/2005 7:14:44 PM (6245 views)
Re: Code of Ethics - Douglas Gallant/OH
10/21/2005 9:38:21 PM (6125 views)
Re: Code of Ethics - Smitty Strickland/SC
10/22/2005 8:06:58 AM (6412 views)
Re: Code of Ethics - Scott Perry/PA
10/22/2005 10:35:54 AM (6384 views)
Re: Code of Ethics - Jay Duncan/MO
10/22/2005 11:57:06 AM (6331 views)
Re: Code of Ethics - Scott Perry/PA
10/22/2005 12:01:35 PM (6296 views)

research time? - GORDON TINSLEY/CA
10/20/2005 4:54:52 AM (3674 views)
Re: research time? - Scott Perry/PA
10/20/2005 8:07:53 AM (7109 views)
Re: research time? - GORDON TINSLEY/CA
10/20/2005 12:44:12 PM (7041 views)
Re: research time? - Robert Franco/OH
10/20/2005 11:38:23 AM (8537 views)
Re: research time? - GORDON TINSLEY/CA
10/20/2005 1:04:37 PM (7109 views)
Re: research time? - Phyllis Agan/GA
10/28/2005 8:30:14 AM (6743 views)
Re: research time? - David Jenkins/PA
10/20/2005 12:13:25 PM (6936 views)
Re: research time? - Robert Franco/OH
10/20/2005 12:24:57 PM (6995 views)
Re: research time? - David Jenkins/PA
10/20/2005 1:08:11 PM (6984 views)
Re: research time? - Lisa Scherer/NJ
10/24/2005 11:04:35 PM (6700 views)

QUICK POLL - Scott Perry/PA
10/19/2005 9:55:01 PM (3706 views)
Re: QUICK POLL - James "Lin" Toney/MS
10/19/2005 11:29:36 PM (6628 views)
Re: QUICK POLL - Robert Franco/OH
10/20/2005 12:24:37 AM (6598 views)
Re: QUICK POLL - NPC/GA
10/20/2005 7:03:23 AM (6694 views)
Re: QUICK POLL - Rachel Malone/PA
10/20/2005 7:48:08 AM (6702 views)
Re: QUICK POLL - Kim Cowles/WI
10/20/2005 8:29:16 AM (6648 views)
Re: QUICK POLL - Deborah Manion/VA
10/20/2005 9:37:31 AM (6672 views)
Re: QUICK POLL - Wanda Steudel/OH
10/20/2005 9:38:52 AM (6347 views)
Re: QUICK POLL - Rebecca Barney/FL
10/20/2005 10:21:32 AM (6474 views)
Re: QUICK POLL - Patrick Scott/IL
10/20/2005 10:37:13 AM (6569 views)
Re: QUICK POLL - John OConnor/IL
10/20/2005 10:43:36 AM (6531 views)
Re: QUICK POLL - Kurt deVries/FL
10/20/2005 10:46:43 AM (6549 views)
Re: QUICK POLL - Michaela Urban/OH
10/20/2005 10:55:00 AM (6594 views)
Re: QUICK POLL - Kurt deVries/FL
10/20/2005 1:08:40 PM (6670 views)
Re: QUICK POLL - Rebecca Barney/FL
10/20/2005 1:26:50 PM (6340 views)
THANKS, EVERYONE! - Scott Perry/PA
10/20/2005 5:22:43 PM (6487 views)
Re: THANKS, EVERYONE! - Robert Franco/OH
10/20/2005 5:51:06 PM (6471 views)
Re: QUICK POLL - Wendi See/SC
10/20/2005 10:26:17 PM (6430 views)
Re: QUICK POLL - Tammy Knight/MO
10/20/2005 11:37:10 PM (6261 views)
Re: QUICK POLL - Scott Perry/PA
10/21/2005 7:20:16 AM (6104 views)
Re: QUICK POLL - Jay Duncan/MO
10/21/2005 10:29:25 AM (7953 views)
Re: QUICK POLL - Scott Perry/PA
10/21/2005 3:15:39 PM (6363 views)
Re: QUICK POLL - Robert Franco/OH
10/21/2005 1:14:46 PM (6068 views)
Re: QUICK POLL - STEVE MEINECKE/VA
10/23/2005 12:02:03 AM (6319 views)
Re: QUICK POLL - Kevin Ahern/CT
10/23/2005 6:30:34 AM (6208 views)
Re: QUICK POLL - Anne Gilbert/VT
10/23/2005 1:55:15 PM (6306 views)
Re: QUICK POLL - Kevin Ahern/CT
10/24/2005 6:42:19 AM (6101 views)
Re: QUICK POLL - Donna Grady/NC
10/23/2005 9:31:18 PM (6164 views)
Re: QUICK POLL - Phyllis Agan/GA
10/28/2005 8:45:42 AM (6145 views)
Re: QUICK POLL - Jacqueline Quaresimo/PA
10/29/2005 3:55:31 PM (5716 views)
Re: QUICK POLL - ANDREW MOLLER/CT
10/23/2005 7:43:10 PM (6221 views)
Re: QUICK POLL - Bill Jones/NJ
10/24/2005 7:06:57 PM (6171 views)
Re: QUICK POLL - Anne Gilbert/VT
10/24/2005 8:33:51 PM (6062 views)
Re: QUICK POLL - Scott Perry/PA
10/24/2005 9:32:09 PM (5867 views)
Re: QUICK POLL - Lisa Scherer/NJ
10/24/2005 11:23:52 PM (6215 views)
Re: QUICK POLL - Scott Perry/PA
10/25/2005 6:11:22 PM (6150 views)

This has been bugging me . . . - Michaela Urban/OH
10/18/2005 9:57:44 AM (3725 views)
Re: This has been bugging me . . . - Robert Franco/OH
10/18/2005 10:44:27 AM (6468 views)
Re: This has been bugging me . . . - John OConnor/IL
10/18/2005 12:21:30 PM (6464 views)
Re: This has been bugging me . . . - David Bloys/TX
10/18/2005 7:02:55 PM (8064 views)
Re: This has been bugging me . . . - Scott Perry/PA
10/18/2005 7:48:12 PM (6314 views)
Re: This has been bugging me . . . - David Bloys/TX
10/18/2005 10:06:16 PM (6287 views)
Re: This has been bugging me . . . - Scott Perry/PA
10/18/2005 11:16:17 PM (6335 views)
Re: This has been bugging me . . . - David Bloys/TX
10/19/2005 8:15:48 AM (6447 views)
Re: This has been bugging me . . . - Patrick Scott/IL
10/19/2005 12:51:25 PM (7922 views)
Re: This has been bugging me . . . - David Bloys/TX
10/20/2005 10:59:30 AM (6267 views)

Patrick,
Thank you for this well thought out post. In some ways you have clarified my thoughts.
On-line access hurts our business.  It allows a VM to bypass us on the simple work and only send us the work that they can't accomplish on their own
I agree. But not all VM's do this or accept it. Some VM's have come to realize that online access threatens their greatest asset. An asset they have spent years to develop, promote and expand. A VM's exclusive network of independent local abstractors is the greater benefit they offer their clients. Online records threaten the VM's as much as they threaten independent local abstractors.

VM's I have spoken with are as much against online publication of the records as I am and for the same reasons. Many have told their abstractors not to use online sources and some even put this mandate on their orders. Their reasons are not always stated but it is clear they do not want abstractors to use this "tool".

I"ve seen posts here on SOT indicating E&O is denied to those using online sources. The providers concern is the accuracy of the source which cannot be verified until it is too late. Online sites exclude themselves from any responsibilty for accuracy, timeliness or reliability. Statutes deny this disclaimer for the records held at the courthouse. Searching online is an error that may not be covered by your E&O.

But boycotting its available value while it's here is, I think, senseless
I haven't called for any boycott Patrick. Our clients,  E&O providers, and many legislators are.

I don't think, however, that lumping malevalent use of on-line records with legitimate use is productive.
I didn't lump them together Patrick. The Internet and those who publish the records online do. Some claim they separate them with passwords but it is a very ineffective separation. Choicepoint made this claim but it was laughably easy to circumvent. Even the most diligent password protection is nothing more than a padlock on a paper box. If it's on the Web it's available to every malevalent or legitimate user with a computer connection.

In some cases, on-line records are actually better than the official courthouse records.  One might be better off purchasing title plant records on-line than visiting a courthouse where the records are mismanaged and/or widely misposted.
This is also true. Only a local abstractor and the online company would know. Local abstractors can make this claim but they do so at their own risk if it is counter to the claim made in the online companies TOS or disclaimer. Your report cannot be more or less accurate than your source. If a claim is made, the abstractors report will be checked against the records at the courthouse.

Fact is, David, our fee for a current owner search in our home county is higher than yours is in your home county.
I'm not concerned about the fees you charge. You are not my competition Patrick. My fees are based on the time and difficulty of the search in any particular county and I am certain yours are too. You have no access to the courthouses in my area and only one county provides online access to some of it's records. You shouldn't concern yourself with my fees either. While I could provide my services in your area as both you and John have assured me the online records are even better than those offered at your local courthouse. I would consider it unethical on my part to invade your business via the Internet. You made this same assurance to the $25 abstractor looking for accurate online sources and to foreign outsource companies looking for more U.S. records to exploit. Both monitor this site and now they can reassure their clients of your endorsement.

If you want your voice to be heard by those who have the power to make changes that will benefit our industry, a unified voice is necessary. 
My voice is being heard Patrick by those who tell me they have the power to make changes. I consult with legislators, government officials, law enforcement agencies, reporters, and associations at local, state and federal levels. I assist them in their own investigations and provide them with information they need to protect their citizens. At first, I had to go to them but now many are coming to me. Last week I was contacted by two federal agencies, eleven county officials, two attorneys, and two technology firms. They learned about my efforts  from officials and legislators as far away as Michigan and Alaska. I think my voice is being heard by those who can and are affecting change.

I didn't take your comments personally Patrick. Well, actually I did take the complimentary ones personally. :) I want you and John to know also I meant no disrespect of your company. While I responded to Johns post, my reference to "naivity" and "blind greed" was not intended to be directed at him or you personally. The blind greed reference was intended for those who make the records available online for a profit and those who buy their way into your market through online access. Neither of these groups have any respect for your company.

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Re: This has been bugging me . . . - Patrick Scott/IL
10/20/2005 12:18:39 PM (6337 views)
Re: This has been bugging me . . . - David Bloys/TX
10/20/2005 2:54:56 PM (6086 views)
Re: This has been bugging me . . . - Patrick Scott/IL
10/20/2005 7:15:04 PM (6109 views)
Re: This has been bugging me . . . - Robert Franco/OH
10/20/2005 12:30:26 PM (6477 views)
Re: This has been bugging me . . . - Scott Perry/PA
10/18/2005 5:34:20 PM (6300 views)
Re: This has been bugging me . . . - Kurt deVries/FL
10/19/2005 12:20:15 PM (6295 views)
Re: This has been bugging me . . . - Michaela Urban/OH
10/20/2005 10:48:49 AM (6331 views)
Re: This has been bugging me . . . - David Bloys/TX
10/20/2005 11:13:59 AM (6240 views)
Re: Oh, One More Thing, David... - Patrick Scott/IL
10/24/2005 10:53:34 PM (6117 views)
Re: This has been bugging me . . . - george Hubka/MI
10/27/2005 8:43:35 PM (5695 views)
Re: This has been bugging me . . . - Jeanne Mendes/CA
10/27/2005 1:50:55 AM (6019 views)
Re: This has been bugging me . . . - Kevin Ahern/CT
10/28/2005 8:53:09 AM (6035 views)

New member of Phoenix Document Service! - Kurt deVries/FL
10/17/2005 4:50:18 PM (3636 views)
Re: New member of Phoenix Document Service! - Jay Duncan/MO
10/17/2005 5:20:20 PM (6101 views)
Re: New member of Phoenix Document Service! - Scott Perry/PA
10/17/2005 6:03:20 PM (5793 views)
Re: New member of Phoenix Document Service! - Iris Buchman/FL
10/17/2005 6:03:31 PM (6033 views)
Re: New member of Phoenix Document Service! - Rachel Malone/PA
10/18/2005 8:08:51 AM (6305 views)
Re: New member of Phoenix Document Service! - Scott Perry/PA
10/18/2005 5:05:08 PM (6189 views)
Re: New member of Phoenix Document Service! - Rachel Malone/PA
10/19/2005 7:47:53 AM (6065 views)
Re: New member of Phoenix Document Service! - Scott Perry/PA
10/19/2005 8:01:03 AM (6071 views)
Re: New member of Phoenix Document Service! - Rachel Malone/PA
10/19/2005 8:05:39 AM (6178 views)
Re: New member of Phoenix Document Service! - Kurt deVries/FL
10/19/2005 11:55:28 AM (6136 views)
Re: New member of Phoenix Document Service! - Tammy Knight/MO
10/19/2005 3:10:49 PM (6072 views)

LENDERS SERVICES DIRECT TULSA, OK - Becky Kale/IL
10/17/2005 2:22:31 PM (3618 views)
Re: LENDERS SERVICES DIRECT TULSA, OK - Iris Buchman/FL
10/17/2005 6:02:25 PM (6006 views)
Re: LENDERS SERVICES DIRECT TULSA, OK - Jason Sheppard/PA
10/30/2005 2:53:02 AM (5600 views)
Re: LENDERS SERVICES DIRECT TULSA, OK - Becky Kale/IL
11/8/2005 3:38:02 PM (5535 views)
Re: LENDERS SERVICES DIRECT TULSA, OK - Jason Sheppard/PA
11/21/2005 11:17:57 AM (5471 views)

Okay, another question. - Tammy Knight/MO
10/16/2005 10:18:06 PM (3433 views)
Re: Okay, another question. - Scott Perry/PA
10/16/2005 10:40:01 PM (5892 views)
Re: Okay, another question. - Kim Cowles/FL
10/17/2005 11:27:03 AM (6069 views)
Re: Okay, another question. - Bo Hope/AR
10/17/2005 6:25:38 PM (6170 views)
Re: Okay, another question. - Tammy Knight/MO
10/19/2005 3:13:32 PM (6071 views)

Fed up! - Spencer Kinsey/AR
10/15/2005 12:36:11 PM (3524 views)
Re: Fed up! - Kevin Ahern/CT
10/15/2005 5:48:16 PM (5706 views)
Re: Fed up! - Jay Duncan/MO
10/16/2005 4:30:53 PM (5707 views)
Re: Fed up! - Kevin Ahern/CT
10/16/2005 4:54:24 PM (5730 views)
Re: Fed up! - Jay Duncan/MO
10/17/2005 12:16:19 PM (6040 views)
Re: Fed up! - Kevin Ahern/CT
10/17/2005 3:56:17 PM (5980 views)

indexing - Douglas Gallant/OH
10/15/2005 12:31:46 PM (3286 views)
Re: indexing - Scott Perry/PA
10/15/2005 3:07:59 PM (5696 views)
Re: indexing - monica froese/ME
10/15/2005 6:40:24 PM (5560 views)
Re: indexing - Robert Franco/OH
10/15/2005 8:05:07 PM (5528 views)
Re: indexing - monica froese/ME
10/15/2005 11:18:03 PM (5486 views)
STUCK ON "STUPID" - Scott Perry/PA
10/16/2005 1:06:12 PM (5547 views)
Re: indexing - Larry Crooks/OH
10/17/2005 3:34:21 PM (5909 views)

Questions about VMC's - Donna Grady/NC
10/14/2005 10:32:19 PM (2723 views)


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