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Hey Kurt! - J Nisonger/CA
10/24/2005 12:06:20 AM (3237 views)
Re: Hey Kurt! - Kurt deVries/FL
10/24/2005 9:37:58 AM (5974 views)
Re: Hey Kurt! - J Nisonger/CA
10/25/2005 10:43:14 PM (5872 views)
Re: Hey Kurt! - Kurt deVries/FL
10/26/2005 9:31:29 AM (5905 views)

Whine, whine, whine... - Jay Duncan/MO
10/23/2005 10:43:57 PM (4437 views)
Re: Whine, whine, whine... - Jay Duncan/MO
10/23/2005 10:48:42 PM (5766 views)
Re: Whine, whine, whine... - Langdon Knight/MO
10/24/2005 1:26:33 AM (5640 views)
Re: Whine, whine, whine... - Deborah Manion/VA
10/24/2005 9:20:18 AM (6067 views)
Re: Whine, whine, whine... - Patrick Scott/IL
10/24/2005 11:23:40 AM (6038 views)
Re: Whine, whine, whine... - Scott Perry/PA
10/24/2005 9:33:41 PM (6026 views)
Re: Whine, whine, whine... - Patrick Scott/IL
10/24/2005 10:45:40 PM (6000 views)

Here we go again!! - Kurt deVries/FL
10/21/2005 3:38:08 PM (3384 views)
Re: Here we go again!! - Scott Perry/PA
10/21/2005 4:15:36 PM (5902 views)
Re: Here we go again!! - Kurt deVries/FL
10/21/2005 4:23:57 PM (6002 views)
Re: Here we go again!! - Kevin Ahern/CT
10/21/2005 4:54:04 PM (6239 views)
Re: Here we go again!! - Lisa Ramsey/TX
10/23/2005 3:54:46 PM (6239 views)

Code of Ethics - Jay Duncan/MO
10/21/2005 10:35:01 AM (4559 views)
Re: Code of Ethics - Smitty Strickland/SC
10/21/2005 6:07:31 PM (6192 views)
Re: Code of Ethics - Jay Duncan/MO
10/21/2005 6:23:54 PM (6187 views)
Re: Code of Ethics - Scott Perry/PA
10/21/2005 7:14:44 PM (6111 views)
Re: Code of Ethics - Douglas Gallant/OH
10/21/2005 9:38:21 PM (5984 views)
Re: Code of Ethics - Smitty Strickland/SC
10/22/2005 8:06:58 AM (6285 views)
Re: Code of Ethics - Scott Perry/PA
10/22/2005 10:35:54 AM (6254 views)
Re: Code of Ethics - Jay Duncan/MO
10/22/2005 11:57:06 AM (6199 views)
Re: Code of Ethics - Scott Perry/PA
10/22/2005 12:01:35 PM (6155 views)

research time? - GORDON TINSLEY/CA
10/20/2005 4:54:52 AM (3610 views)
Re: research time? - Scott Perry/PA
10/20/2005 8:07:53 AM (6975 views)
Re: research time? - GORDON TINSLEY/CA
10/20/2005 12:44:12 PM (6879 views)
Re: research time? - Robert Franco/OH
10/20/2005 11:38:23 AM (8348 views)
Re: research time? - GORDON TINSLEY/CA
10/20/2005 1:04:37 PM (6964 views)
Re: research time? - Phyllis Agan/GA
10/28/2005 8:30:14 AM (6598 views)
Re: research time? - David Jenkins/PA
10/20/2005 12:13:25 PM (6789 views)
Re: research time? - Robert Franco/OH
10/20/2005 12:24:57 PM (6855 views)
Re: research time? - David Jenkins/PA
10/20/2005 1:08:11 PM (6843 views)
Re: research time? - Lisa Scherer/NJ
10/24/2005 11:04:35 PM (6563 views)


Real Title Services


QUICK POLL - Scott Perry/PA
10/19/2005 9:55:01 PM (3640 views)
Re: QUICK POLL - James "Lin" Toney/MS
10/19/2005 11:29:36 PM (6492 views)
Re: QUICK POLL - Robert Franco/OH
10/20/2005 12:24:37 AM (6469 views)
Re: QUICK POLL - NPC/GA
10/20/2005 7:03:23 AM (6556 views)
Re: QUICK POLL - Rachel Malone/PA
10/20/2005 7:48:08 AM (6573 views)
Re: QUICK POLL - Kim Cowles/WI
10/20/2005 8:29:16 AM (6520 views)
Re: QUICK POLL - Deborah Manion/VA
10/20/2005 9:37:31 AM (6531 views)
Re: QUICK POLL - Wanda Steudel/OH
10/20/2005 9:38:52 AM (6206 views)
Re: QUICK POLL - Rebecca Barney/FL
10/20/2005 10:21:32 AM (6317 views)
Re: QUICK POLL - Patrick Scott/IL
10/20/2005 10:37:13 AM (6432 views)
Re: QUICK POLL - John OConnor/IL
10/20/2005 10:43:36 AM (6396 views)
Re: QUICK POLL - Kurt deVries/FL
10/20/2005 10:46:43 AM (6421 views)
Re: QUICK POLL - Michaela Urban/OH
10/20/2005 10:55:00 AM (6462 views)
Re: QUICK POLL - Kurt deVries/FL
10/20/2005 1:08:40 PM (6541 views)
Re: QUICK POLL - Rebecca Barney/FL
10/20/2005 1:26:50 PM (6202 views)
THANKS, EVERYONE! - Scott Perry/PA
10/20/2005 5:22:43 PM (6363 views)
Re: THANKS, EVERYONE! - Robert Franco/OH
10/20/2005 5:51:06 PM (6346 views)
Re: QUICK POLL - Wendi See/SC
10/20/2005 10:26:17 PM (6272 views)
Re: QUICK POLL - Tammy Knight/MO
10/20/2005 11:37:10 PM (6119 views)
Re: QUICK POLL - Scott Perry/PA
10/21/2005 7:20:16 AM (5959 views)
Re: QUICK POLL - Jay Duncan/MO
10/21/2005 10:29:25 AM (7804 views)
Re: QUICK POLL - Scott Perry/PA
10/21/2005 3:15:39 PM (6220 views)
Re: QUICK POLL - Robert Franco/OH
10/21/2005 1:14:46 PM (5939 views)
Re: QUICK POLL - STEVE MEINECKE/VA
10/23/2005 12:02:03 AM (6183 views)
Re: QUICK POLL - Kevin Ahern/CT
10/23/2005 6:30:34 AM (6069 views)
Re: QUICK POLL - Anne Gilbert/VT
10/23/2005 1:55:15 PM (6172 views)
Re: QUICK POLL - Kevin Ahern/CT
10/24/2005 6:42:19 AM (5965 views)
Re: QUICK POLL - Donna Grady/NC
10/23/2005 9:31:18 PM (6006 views)
Re: QUICK POLL - Phyllis Agan/GA
10/28/2005 8:45:42 AM (6019 views)
Re: QUICK POLL - Jacqueline Quaresimo/PA
10/29/2005 3:55:31 PM (5580 views)
Re: QUICK POLL - ANDREW MOLLER/CT
10/23/2005 7:43:10 PM (6096 views)
Re: QUICK POLL - Bill Jones/NJ
10/24/2005 7:06:57 PM (6024 views)
Re: QUICK POLL - Anne Gilbert/VT
10/24/2005 8:33:51 PM (5924 views)
Re: QUICK POLL - Scott Perry/PA
10/24/2005 9:32:09 PM (5737 views)
Re: QUICK POLL - Lisa Scherer/NJ
10/24/2005 11:23:52 PM (6068 views)
Re: QUICK POLL - Scott Perry/PA
10/25/2005 6:11:22 PM (6006 views)

This has been bugging me . . . - Michaela Urban/OH
10/18/2005 9:57:44 AM (3666 views)
Re: This has been bugging me . . . - Robert Franco/OH
10/18/2005 10:44:27 AM (6329 views)
Re: This has been bugging me . . . - John OConnor/IL
10/18/2005 12:21:30 PM (6321 views)
Re: This has been bugging me . . . - David Bloys/TX
10/18/2005 7:02:55 PM (7930 views)
Re: This has been bugging me . . . - Scott Perry/PA
10/18/2005 7:48:12 PM (6176 views)
Re: This has been bugging me . . . - David Bloys/TX
10/18/2005 10:06:16 PM (6162 views)
Re: This has been bugging me . . . - Scott Perry/PA
10/18/2005 11:16:17 PM (6196 views)
Re: This has been bugging me . . . - David Bloys/TX
10/19/2005 8:15:48 AM (6323 views)
Re: This has been bugging me . . . - Patrick Scott/IL
10/19/2005 12:51:25 PM (7779 views)
Re: This has been bugging me . . . - David Bloys/TX
10/20/2005 10:59:30 AM (6134 views)

Patrick,
Thank you for this well thought out post. In some ways you have clarified my thoughts.
On-line access hurts our business.  It allows a VM to bypass us on the simple work and only send us the work that they can't accomplish on their own
I agree. But not all VM's do this or accept it. Some VM's have come to realize that online access threatens their greatest asset. An asset they have spent years to develop, promote and expand. A VM's exclusive network of independent local abstractors is the greater benefit they offer their clients. Online records threaten the VM's as much as they threaten independent local abstractors.

VM's I have spoken with are as much against online publication of the records as I am and for the same reasons. Many have told their abstractors not to use online sources and some even put this mandate on their orders. Their reasons are not always stated but it is clear they do not want abstractors to use this "tool".

I"ve seen posts here on SOT indicating E&O is denied to those using online sources. The providers concern is the accuracy of the source which cannot be verified until it is too late. Online sites exclude themselves from any responsibilty for accuracy, timeliness or reliability. Statutes deny this disclaimer for the records held at the courthouse. Searching online is an error that may not be covered by your E&O.

But boycotting its available value while it's here is, I think, senseless
I haven't called for any boycott Patrick. Our clients,  E&O providers, and many legislators are.

I don't think, however, that lumping malevalent use of on-line records with legitimate use is productive.
I didn't lump them together Patrick. The Internet and those who publish the records online do. Some claim they separate them with passwords but it is a very ineffective separation. Choicepoint made this claim but it was laughably easy to circumvent. Even the most diligent password protection is nothing more than a padlock on a paper box. If it's on the Web it's available to every malevalent or legitimate user with a computer connection.

In some cases, on-line records are actually better than the official courthouse records.  One might be better off purchasing title plant records on-line than visiting a courthouse where the records are mismanaged and/or widely misposted.
This is also true. Only a local abstractor and the online company would know. Local abstractors can make this claim but they do so at their own risk if it is counter to the claim made in the online companies TOS or disclaimer. Your report cannot be more or less accurate than your source. If a claim is made, the abstractors report will be checked against the records at the courthouse.

Fact is, David, our fee for a current owner search in our home county is higher than yours is in your home county.
I'm not concerned about the fees you charge. You are not my competition Patrick. My fees are based on the time and difficulty of the search in any particular county and I am certain yours are too. You have no access to the courthouses in my area and only one county provides online access to some of it's records. You shouldn't concern yourself with my fees either. While I could provide my services in your area as both you and John have assured me the online records are even better than those offered at your local courthouse. I would consider it unethical on my part to invade your business via the Internet. You made this same assurance to the $25 abstractor looking for accurate online sources and to foreign outsource companies looking for more U.S. records to exploit. Both monitor this site and now they can reassure their clients of your endorsement.

If you want your voice to be heard by those who have the power to make changes that will benefit our industry, a unified voice is necessary. 
My voice is being heard Patrick by those who tell me they have the power to make changes. I consult with legislators, government officials, law enforcement agencies, reporters, and associations at local, state and federal levels. I assist them in their own investigations and provide them with information they need to protect their citizens. At first, I had to go to them but now many are coming to me. Last week I was contacted by two federal agencies, eleven county officials, two attorneys, and two technology firms. They learned about my efforts  from officials and legislators as far away as Michigan and Alaska. I think my voice is being heard by those who can and are affecting change.

I didn't take your comments personally Patrick. Well, actually I did take the complimentary ones personally. :) I want you and John to know also I meant no disrespect of your company. While I responded to Johns post, my reference to "naivity" and "blind greed" was not intended to be directed at him or you personally. The blind greed reference was intended for those who make the records available online for a profit and those who buy their way into your market through online access. Neither of these groups have any respect for your company.

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Re: This has been bugging me . . . - Patrick Scott/IL
10/20/2005 12:18:39 PM (6205 views)
Re: This has been bugging me . . . - David Bloys/TX
10/20/2005 2:54:56 PM (5948 views)
Re: This has been bugging me . . . - Patrick Scott/IL
10/20/2005 7:15:04 PM (5975 views)
Re: This has been bugging me . . . - Robert Franco/OH
10/20/2005 12:30:26 PM (6349 views)
Re: This has been bugging me . . . - Scott Perry/PA
10/18/2005 5:34:20 PM (6161 views)
Re: This has been bugging me . . . - Kurt deVries/FL
10/19/2005 12:20:15 PM (6171 views)
Re: This has been bugging me . . . - Michaela Urban/OH
10/20/2005 10:48:49 AM (6194 views)
Re: This has been bugging me . . . - David Bloys/TX
10/20/2005 11:13:59 AM (6109 views)
Re: Oh, One More Thing, David... - Patrick Scott/IL
10/24/2005 10:53:34 PM (5973 views)
Re: This has been bugging me . . . - george Hubka/MI
10/27/2005 8:43:35 PM (5573 views)
Re: This has been bugging me . . . - Jeanne Mendes/CA
10/27/2005 1:50:55 AM (5866 views)
Re: This has been bugging me . . . - Kevin Ahern/CT
10/28/2005 8:53:09 AM (5920 views)

New member of Phoenix Document Service! - Kurt deVries/FL
10/17/2005 4:50:18 PM (3577 views)
Re: New member of Phoenix Document Service! - Jay Duncan/MO
10/17/2005 5:20:20 PM (5976 views)
Re: New member of Phoenix Document Service! - Scott Perry/PA
10/17/2005 6:03:20 PM (5666 views)
Re: New member of Phoenix Document Service! - Iris Buchman/FL
10/17/2005 6:03:31 PM (5916 views)
Re: New member of Phoenix Document Service! - Rachel Malone/PA
10/18/2005 8:08:51 AM (6174 views)
Re: New member of Phoenix Document Service! - Scott Perry/PA
10/18/2005 5:05:08 PM (6061 views)
Re: New member of Phoenix Document Service! - Rachel Malone/PA
10/19/2005 7:47:53 AM (5933 views)
Re: New member of Phoenix Document Service! - Scott Perry/PA
10/19/2005 8:01:03 AM (5948 views)
Re: New member of Phoenix Document Service! - Rachel Malone/PA
10/19/2005 8:05:39 AM (6053 views)
Re: New member of Phoenix Document Service! - Kurt deVries/FL
10/19/2005 11:55:28 AM (5990 views)
Re: New member of Phoenix Document Service! - Tammy Knight/MO
10/19/2005 3:10:49 PM (5955 views)

LENDERS SERVICES DIRECT TULSA, OK - Becky Kale/IL
10/17/2005 2:22:31 PM (3557 views)
Re: LENDERS SERVICES DIRECT TULSA, OK - Iris Buchman/FL
10/17/2005 6:02:25 PM (5887 views)
Re: LENDERS SERVICES DIRECT TULSA, OK - Jason Sheppard/PA
10/30/2005 2:53:02 AM (5489 views)
Re: LENDERS SERVICES DIRECT TULSA, OK - Becky Kale/IL
11/8/2005 3:38:02 PM (5426 views)
Re: LENDERS SERVICES DIRECT TULSA, OK - Jason Sheppard/PA
11/21/2005 11:17:57 AM (5352 views)

Okay, another question. - Tammy Knight/MO
10/16/2005 10:18:06 PM (3381 views)
Re: Okay, another question. - Scott Perry/PA
10/16/2005 10:40:01 PM (5775 views)
Re: Okay, another question. - Kim Cowles/FL
10/17/2005 11:27:03 AM (5959 views)
Re: Okay, another question. - Bo Hope/AR
10/17/2005 6:25:38 PM (6049 views)
Re: Okay, another question. - Tammy Knight/MO
10/19/2005 3:13:32 PM (5945 views)

Fed up! - Spencer Kinsey/AR
10/15/2005 12:36:11 PM (3475 views)
Re: Fed up! - Kevin Ahern/CT
10/15/2005 5:48:16 PM (5602 views)
Re: Fed up! - Jay Duncan/MO
10/16/2005 4:30:53 PM (5595 views)
Re: Fed up! - Kevin Ahern/CT
10/16/2005 4:54:24 PM (5607 views)
Re: Fed up! - Jay Duncan/MO
10/17/2005 12:16:19 PM (5942 views)
Re: Fed up! - Kevin Ahern/CT
10/17/2005 3:56:17 PM (5874 views)

indexing - Douglas Gallant/OH
10/15/2005 12:31:46 PM (3240 views)
Re: indexing - Scott Perry/PA
10/15/2005 3:07:59 PM (5584 views)
Re: indexing - monica froese/ME
10/15/2005 6:40:24 PM (5445 views)
Re: indexing - Robert Franco/OH
10/15/2005 8:05:07 PM (5413 views)
Re: indexing - monica froese/ME
10/15/2005 11:18:03 PM (5367 views)
STUCK ON "STUPID" - Scott Perry/PA
10/16/2005 1:06:12 PM (5439 views)
Re: indexing - Larry Crooks/OH
10/17/2005 3:34:21 PM (5793 views)

Questions about VMC's - Donna Grady/NC
10/14/2005 10:32:19 PM (2699 views)

Anyone heard of this company.... - Loretta Reed/MD
10/14/2005 1:16:42 PM (3431 views)
Re: Anyone heard of this company.... - Kurt deVries/FL
10/19/2005 12:12:30 PM (6023 views)

A word about prices... - Robert Franco/OH
10/13/2005 5:40:44 PM (3775 views)
Re: A word about prices... - Kurt deVries/FL
10/14/2005 9:39:16 AM (5578 views)
Re: A word about prices... - Robert Breakell/CT
10/14/2005 9:50:44 AM (5645 views)
Re: A word about prices... - Robert Franco/OH
10/14/2005 12:03:18 PM (5646 views)
Re: A word about prices... - Scott Perry/PA
10/14/2005 5:24:10 PM (5573 views)
Re: A word about prices... - Bo Hope/AR
10/16/2005 1:55:51 AM (5549 views)


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