Dear JT,
You are right; I do not remember the event. I am not sure if I am the Smitty to which you refer. Although my nick name is unusal, I am not the only Smitty in the world. On behalf of all members of the title industry I gladly accept your apology. We are only human and sometimes we forget that words can hurt. Thank you JT for your kind remarks.
Smitty
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