Register
Log In
Forget your Password?

Home
Directory
Bulletins
Forums
Blogs
Articles
Links
Classifieds
About Us
Contact Us
Advertise
FAQ
Privacy Policy


Discussion
<< get older messagesget newer messages >>
to post a message: login - or - register | search messages | show all replies



[+] Abstractors Aid In New Orleans' Recovery - Jarrod Clabaugh/OH (2 replies)
10/24/2005 10:19:12 AM (4438 views)

[+] Hey Kurt! - J Nisonger/CA (3 replies)
10/24/2005 12:06:20 AM (3390 views)

[+] Whine, whine, whine... - Jay Duncan/MO (6 replies)
10/23/2005 10:43:57 PM (4578 views)

[+] Here we go again!! - Kurt deVries/FL (4 replies)
10/21/2005 3:38:08 PM (3519 views)

[+] Code of Ethics - Jay Duncan/MO (8 replies)
10/21/2005 10:35:01 AM (4711 views)




[+] research time? - GORDON TINSLEY/CA (9 replies)
10/20/2005 4:54:52 AM (3737 views)

[+] QUICK POLL - Scott Perry/PA (35 replies)
10/19/2005 9:55:01 PM (3783 views)

[-] This has been bugging me . . . - Michaela Urban/OH (21 replies)
10/18/2005 9:57:44 AM (3804 views)
Re: This has been bugging me . . . - Robert Franco/OH
10/18/2005 10:44:27 AM (6729 views)
Re: This has been bugging me . . . - John OConnor/IL
10/18/2005 12:21:30 PM (6746 views)
Re: This has been bugging me . . . - David Bloys/TX
10/18/2005 7:02:55 PM (8365 views)
Re: This has been bugging me . . . - Scott Perry/PA
10/18/2005 7:48:12 PM (6563 views)
Re: This has been bugging me . . . - David Bloys/TX
10/18/2005 10:06:16 PM (6529 views)
Re: This has been bugging me . . . - Scott Perry/PA
10/18/2005 11:16:17 PM (6590 views)
Re: This has been bugging me . . . - David Bloys/TX
10/19/2005 8:15:48 AM (6695 views)
Re: This has been bugging me . . . - Patrick Scott/IL
10/19/2005 12:51:25 PM (8172 views)
Re: This has been bugging me . . . - David Bloys/TX
10/20/2005 10:59:30 AM (6499 views)

Patrick,
Thank you for this well thought out post. In some ways you have clarified my thoughts.
On-line access hurts our business.  It allows a VM to bypass us on the simple work and only send us the work that they can't accomplish on their own
I agree. But not all VM's do this or accept it. Some VM's have come to realize that online access threatens their greatest asset. An asset they have spent years to develop, promote and expand. A VM's exclusive network of independent local abstractors is the greater benefit they offer their clients. Online records threaten the VM's as much as they threaten independent local abstractors.

VM's I have spoken with are as much against online publication of the records as I am and for the same reasons. Many have told their abstractors not to use online sources and some even put this mandate on their orders. Their reasons are not always stated but it is clear they do not want abstractors to use this "tool".

I"ve seen posts here on SOT indicating E&O is denied to those using online sources. The providers concern is the accuracy of the source which cannot be verified until it is too late. Online sites exclude themselves from any responsibilty for accuracy, timeliness or reliability. Statutes deny this disclaimer for the records held at the courthouse. Searching online is an error that may not be covered by your E&O.

But boycotting its available value while it's here is, I think, senseless
I haven't called for any boycott Patrick. Our clients,  E&O providers, and many legislators are.

I don't think, however, that lumping malevalent use of on-line records with legitimate use is productive.
I didn't lump them together Patrick. The Internet and those who publish the records online do. Some claim they separate them with passwords but it is a very ineffective separation. Choicepoint made this claim but it was laughably easy to circumvent. Even the most diligent password protection is nothing more than a padlock on a paper box. If it's on the Web it's available to every malevalent or legitimate user with a computer connection.

In some cases, on-line records are actually better than the official courthouse records.  One might be better off purchasing title plant records on-line than visiting a courthouse where the records are mismanaged and/or widely misposted.
This is also true. Only a local abstractor and the online company would know. Local abstractors can make this claim but they do so at their own risk if it is counter to the claim made in the online companies TOS or disclaimer. Your report cannot be more or less accurate than your source. If a claim is made, the abstractors report will be checked against the records at the courthouse.

Fact is, David, our fee for a current owner search in our home county is higher than yours is in your home county.
I'm not concerned about the fees you charge. You are not my competition Patrick. My fees are based on the time and difficulty of the search in any particular county and I am certain yours are too. You have no access to the courthouses in my area and only one county provides online access to some of it's records. You shouldn't concern yourself with my fees either. While I could provide my services in your area as both you and John have assured me the online records are even better than those offered at your local courthouse. I would consider it unethical on my part to invade your business via the Internet. You made this same assurance to the $25 abstractor looking for accurate online sources and to foreign outsource companies looking for more U.S. records to exploit. Both monitor this site and now they can reassure their clients of your endorsement.

If you want your voice to be heard by those who have the power to make changes that will benefit our industry, a unified voice is necessary. 
My voice is being heard Patrick by those who tell me they have the power to make changes. I consult with legislators, government officials, law enforcement agencies, reporters, and associations at local, state and federal levels. I assist them in their own investigations and provide them with information they need to protect their citizens. At first, I had to go to them but now many are coming to me. Last week I was contacted by two federal agencies, eleven county officials, two attorneys, and two technology firms. They learned about my efforts  from officials and legislators as far away as Michigan and Alaska. I think my voice is being heard by those who can and are affecting change.

I didn't take your comments personally Patrick. Well, actually I did take the complimentary ones personally. :) I want you and John to know also I meant no disrespect of your company. While I responded to Johns post, my reference to "naivity" and "blind greed" was not intended to be directed at him or you personally. The blind greed reference was intended for those who make the records available online for a profit and those who buy their way into your market through online access. Neither of these groups have any respect for your company.

to post a reply: login - or - register


Re: This has been bugging me . . . - Patrick Scott/IL
10/20/2005 12:18:39 PM (6545 views)
Re: This has been bugging me . . . - David Bloys/TX
10/20/2005 2:54:56 PM (6325 views)
Re: This has been bugging me . . . - Patrick Scott/IL
10/20/2005 7:15:04 PM (6326 views)
Re: This has been bugging me . . . - Robert Franco/OH
10/20/2005 12:30:26 PM (6745 views)
Re: This has been bugging me . . . - Scott Perry/PA
10/18/2005 5:34:20 PM (6572 views)
Re: This has been bugging me . . . - Kurt deVries/FL
10/19/2005 12:20:15 PM (6575 views)
Re: This has been bugging me . . . - Michaela Urban/OH
10/20/2005 10:48:49 AM (6592 views)
Re: This has been bugging me . . . - David Bloys/TX
10/20/2005 11:13:59 AM (6464 views)
Re: Oh, One More Thing, David... - Patrick Scott/IL
10/24/2005 10:53:34 PM (6430 views)
Re: This has been bugging me . . . - george Hubka/MI
10/27/2005 8:43:35 PM (5996 views)
Re: This has been bugging me . . . - Jeanne Mendes/CA
10/27/2005 1:50:55 AM (6343 views)
Re: This has been bugging me . . . - Kevin Ahern/CT
10/28/2005 8:53:09 AM (6297 views)

[+] New member of Phoenix Document Service! - Kurt deVries/FL (10 replies)
10/17/2005 4:50:18 PM (3718 views)

[+] LENDERS SERVICES DIRECT TULSA, OK - Becky Kale/IL (4 replies)
10/17/2005 2:22:31 PM (3705 views)

[+] Okay, another question. - Tammy Knight/MO (4 replies)
10/16/2005 10:18:06 PM (3508 views)

[+] Fed up! - Spencer Kinsey/AR (5 replies)
10/15/2005 12:36:11 PM (3597 views)

[+] indexing - Douglas Gallant/OH (6 replies)
10/15/2005 12:31:46 PM (3362 views)

Questions about VMC's - Donna Grady/NC
10/14/2005 10:32:19 PM (2779 views)

[+] Anyone heard of this company.... - Loretta Reed/MD (1 reply)
10/14/2005 1:16:42 PM (3533 views)


<< get older messagesget newer messages >>

DISCLAIMER: These Message Forums are un-moderated and Source of Title does not endorse the content of any of the posts. Source of Title discourages libelous comments and you, as the sole creator of the content, take full responsibility for your remarks.
Directory

The Source of Title Business directory has 8973 listed companies.

Leave feedback on a company:
SOT ID #:  learn more...
DRN Title Search
Blogs

Read other users' blogs-- or start your own!

Most Recent Blog Posts:

What Is Title Insurance & Benefits
Michael Stelzer's Blog
2026/03/14
0 comments

The Source of Title - Part I: Freedom Written, Freedom Insured
Ben DuBay's Blog
2026/02/15
0 comments

Shared Driveway Agreements
Marissa Berends's Blog
2025/12/10
0 comments

Articles

Source of Title articles help to keep you informed on the state of the title industry.

Q1 GDP Commentary from MBA's Mike Fratantoni
“Inflation jumped higher during the quarter, with the PCE index increasing at a 4.5 percent annualized rate, up fr...
MBA Annual Report Finds Total Commercial Real Estate Borrowing and Lending Increased 40 Percent in 2025
“As capital markets conditions stabilized in 2025, there was a meaningful rebound in commercial real estate lendin...
Mortgage Applications Decrease in Latest MBA Weekly Survey
“Mortgage rates increased slightly last week, with the 30-year fixed rate rising to 6.37 percent. The increase in ...
First American Title Introduces AgentNet® Assist: Title Intelligence, an AI-Powered Document Analysis Capability
“This AI-assisted capability streamlines repetitive, time-intensive tasks, helping reduce processing time by as mu...
Home Building Shows Signs of Stabilization with Monthly Gain in Starts
“Housing starts posted a solid rebound in March, suggesting builders are responding to pockets of improving demand...

Search Articles:
browse...

Classifieds

Buy, sell, or trade! Browse the ads or post your own!

© 2020, Source of Title.