India is an English speaking nation. When it gained its independence in l947 there were as many as 14 different languages were spoken within its borders. English was the only language that was common to all.
However, I do share your concern with the issue of outsourcing and whether the information provided is current and complete. With respect to non-online data bases that are being down loaded and marketed, I presume periodic updates are also marketed. My question is how often are the updates made available? How does the gap between updates impact on how up to date the information contained in such an abstract is?
There is also the matter of availability of information from other sources. In Connecticut with certain exceptions the complete records of the various probate courts are generally kept separately from the land records, and are usually neither on line nor made available to data miners.
This is also true of the Superior Court and foreclosure matters. When a foreclosure shows up in the chain of title, we are generally requested to review the foreclosure file at the Superior court to determine if all of the interested parties have been properly foreclosed (We charge an additional fee for this). Only docketing information can be obtained on line. The detailed information (appraiser's valuations, law dates for redemption, committee report contents, etc.) can only be gained through a review of the documents contained in the court file.
With respect to water, sewer and fire district tax information, Connecticut has approximately 140+ cities and towns. It is left to the discretion of each town whether or not they include this information and associated liens in the town's land records or data base. Many do not (i.e. Wolcott and Stonington, Ct). If this information is not included in the land records, how does the outsourcing entity gain access to this information for its abstracts?
I had a conversation with an abstractor in Stonington, Ct last week. It seems that he recently had a conversation with one of these outsourcing firms. The young lady on the other end of the phone introduced herself with an American name and claimed to be located in Kansas City. The abstractor suspected that this was not the case, and during the course of the conversation asked her if she was a hockey fan. She indicated that she was. He asked her if she followed the "Kansas Raiders". She replied that she was one of their biggest fans. He then told her that there was no such team based in Kansas. She then admitted that she was not located in Kansas City...but rather India. I am having some difficulty in understanding why it was necessary for her to indicate that she was located in Kansas.
I would really be interested in hearing the answers to these questions.
Is it possible that the VM's, title companies and lenders are no longer concerned with these issues?
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